The Dow Jones has been on a tear over the past few weeks as the market has taken a turn higher and advanced over 12,000. The market is on pace to finish out the year better than I predicted. I thought that the Dow Jones would close at 11,500 and it is currently above 12,200. The market has been pretty resilient this year surviving the economic news in Europe and fears of a double dip recession over the summer. So, can the market continue its upwards pattern in 2012? [Read more...]
Dealing WIth Rejected Car Insurance Claims
December 15, 2011 By 2 Comments
It is easy to find cheap insurance quotes online and to get car insurance coverage. However, knowing what to do if your car insurance claim is rejected can be maddening. Spending a little time and effort researching the cause, can possibly result in the decision being reversed. If you feel that your claim is valid and should be decided in your favor, then do not give up. [Read more...]
Avoiding Overspending
December 12, 2011 By 5 Comments
You arrive home, exhausted and drop armfuls of bags on the floor. You’re back from a trip to the shopping malls and only now are you starting to feel that flush of regret and embarrassment come over you. As you take out your shiny new purchases from their bright carrier bags, you might well be asking yourself ‘should I have bought that? Take heart, because you’re not alone. [Read more...]
Questions To Ask The Benefits Department
December 6, 2011 By Leave a Comment
I have always wondered why plan providers do not disclose what your are investing in exactly. Many company retirement plans have no idea what they own. Fund management companies should disclose the exact holdings of their funds to IRA and 401k investors. This will help company employees to know the exact funds that they are investing in. Unfortunately since many do not, employees are left holding portfolios that they are unsure about.
[Read more...]
Black Friday Deal From ING Direct
November 25, 2011 By Leave a Comment
Black Friday is not just for shopping for clothes, electronics, and appliances. You can get some great deals on financial products like savings accounts this weekend. ING DIRECT is giving away free cash to customers that open a checking, savings, or money market account. Check out the great Black Friday Deals being offered from ING Direct below. [Read more...]
Bigger Companies Are Not Necessarily Better
October 24, 2011 By 3 Comments
When it comes to investing, bigger is not always better. There are some companies that were able to produce positive earnings growth quarter after quarter as they grew from mid sized companies to large cap companies. Once these companies became mega sized, they struggled to generate positive returns because they were too large in size. Larger companies often have trouble sticking to their core competencies and finding a business model that will lead to success. The companies listed below demonstrate why being bigger does not necessarily make a company better. [Read more...]
Five Ways to Increase Your Car’s Resale Value
October 12, 2011 By 3 Comments
When it’s time to sell your car, you may be unsure about what it’s worth. You can reference pricing guides like the Kelley Blue Book, but those only give a general idea of your used car’s value. Use those guides as a starting point and then check out these five ways to maximize your car’s resale value. [Read more...]
A Want Vs. A Need
October 11, 2011 By 5 Comments
The world of personal finance is all about being able to effectively manage your money. This means being able to maximize the amount of income that you have coming in and reducing your expenses. It is basically about being able to live within your means. Being able to do this may sound simple but it can be confusing if you do not know the difference between a want and a need. [Read more...]
What Are You Going To Do About The Rise In Bank Fees?
October 3, 2011 By 5 Comments
Banks have come up with new ways to raise money and it is coming at the expense of their customers. Banks are starting to institute monthly charges for using your debit card to pay for goods and services. This is in response to the Card Act passed by Congress last year that put a cap on interbank fees. Bank of America is rolling at a $5 fee on all debit card purchases. [Read more...]
Saving Your Money Vs Investing It
September 21, 2011 By 5 Comments
Making the decision to invest money vs. saving it is not always easy. Both methods are a part of a smart plan for crafting a strategy for how to get rich. You need to be find the right balance so you invest enough money so you can get build wealth and save enough money in a bank account so you can have ample emergency savings. [Read more...]
