Does CCC Intelligent Solutions Holdings Inc. have an economic moat?

Based on its FY2025 SEC filings, the Moat Index scores CCC Intelligent Solutions Holdings Inc. (CCC) 33.8 out of 100 — below the Shallow-moat bar, so no moat. The four filters behind that score (each 0–100): pricing power 97, returns on capital 0, balance-sheet safety 0, capital discipline 24.

Is CCC stock trading below its intrinsic value?

Against a deliberately conservative owner-earnings model (9% discount rate, 0% assumed growth, capped at 4%), estimated intrinsic value is $0.03 per share versus a recent price of $6.05 — 19430% above value. This is an educational estimate computed from primary SEC filings, not investment advice.

How has CCC's Moat Score changed over time?

The record logs 3 readings since Jul 17, 2026; the latest reads 33.8 out of 100 (no moat). No tier changes on record yet. The history is append-only — readings are only ever added, never rewritten.

The Moat Index

CCC Intelligent Solutions Holdings Inc.

CCC · Technology · $3.7B mkt cap · FY2025 filings · No moat ·

Doesn't clear the bar

No moat

The four filters

Pricing power97

Median gross margin 72.7% over 7y, very stable.

Returns on capital0

Median ROIC 1.6%, above the 9% hurdle in 0% of years.

Balance-sheet safety0

Net debt/EBITDA 7.6x, interest coverage 1x.

Capital discipline24

Owner earnings trend unclear, share count growing (dilution).

Margin of safety

Above valueOn sale

19430% above value

Owner earnings (normalized): $1.7M
Est. intrinsic value / share: $0.03
Recent price: $6.05
Discount to value: 19430% above value

Conservative model: 9% discount rate, 0% assumed growth (capped at 4%), maintenance capex ≈ min(capex, D&A).

8 years of fundamentals

The business, in plain English

CCC Intelligent Solutions Holdings Inc. booked $1.1B of revenue in FY2025 in the Technology sector and kept 73.5% of it as gross profit — a high-margin business by that measure. After every other cost, 0.2% of each revenue dollar reached the bottom line.

Across the filed record, revenue grew from $616.1M (FY2019) to $1.1B (FY2025) — about 9.4% a year compounded over 6 years.

It earned 2.1% on invested capital in FY2025, with a median of 1.6% across 7 filed years. The Returns on Capital filter above scores it 0/100.

The balance sheet carried $1.3B of total debt in FY2025 against $1.7M of owner earnings — roughly 757.1 years of owner earnings to retire it all. Balance-Sheet Safety scores it 0/100.

The share count rose 20.1% between FY2020 and FY2025 — existing owners have been diluted over the record. Capital Discipline scores it 24/100.

Put together: Pricing Power is the strongest of the four filters (97/100) and Returns on Capital the weakest (0/100), which is how CCC lands at 34/100 — a None moat.

This breakdown is generated from the filed numbers and sub-scores above — no outside narrative, no estimates. Where a filing doesn’t disclose an input, the sentence that would need it is omitted instead of guessed.

RevenueSales, as filed$1.1B FY2025

Gross marginRevenue kept after cost of goods73.5% FY2025

Return on invested capitalOperating profit on the capital employed2.1% FY2025

Owner earningsCash an owner could take out$1.7M FY2025

Gaps in a line mean that item isn’t in CCC’s filings for that year — the series is never interpolated or estimated. The Table view lists every filed value, including operating and net margins, total debt, and share count.

Moat Score history

Moat Score over timeLast scored reading of each day, on the 0–100 scale33.8 / 100

Score history begins Jul 17, 2026 — the record builds from here and can’t be backfilled.

Tier changesSame-methodology crossings of the Wide / Narrow / Shallow bars

None yet — CCC has read No moat for every logged capture since Jul 17, 2026.

Scores are logged append-only and never overwritten — this record can’t be backfilled, which is exactly why it’s worth keeping.

Technology context

#395 of 532 scored Technology companies, ranked by Moat Score.

Nearest peers by Moat Score

#393QUIK QUICKLOGIC Corp34.0 out of 100, No moatNo moat
#394IPM Intelligent Protection Management Corp33.8 out of 100, No moatNo moat
#396DLHC DLH Holdings Corp.33.6 out of 100, No moatNo moat
#397HCTI HEALTHCARE TRIANGLE, INC.33.4 out of 100, No moatNo moat

Compare CCC with its nearest peers →All Technology companies on the Index →

Common questions about CCC

Does CCC Intelligent Solutions Holdings Inc. have an economic moat?: Based on its FY2025 SEC filings, the Moat Index scores CCC Intelligent Solutions Holdings Inc. (CCC) 33.8 out of 100 — below the Shallow-moat bar, so no moat. The four filters behind that score (each 0–100): pricing power 97, returns on capital 0, balance-sheet safety 0, capital discipline 24.
Is CCC stock trading below its intrinsic value?: Against a deliberately conservative owner-earnings model (9% discount rate, 0% assumed growth, capped at 4%), estimated intrinsic value is $0.03 per share versus a recent price of $6.05 — 19430% above value. This is an educational estimate computed from primary SEC filings, not investment advice.
How has CCC's Moat Score changed over time?: The record logs 3 readings since Jul 17, 2026; the latest reads 33.8 out of 100 (no moat). No tier changes on record yet. The history is append-only — readings are only ever added, never rewritten.

Embed this score on your site

One iframe, no script. The badge shows CCC’s live Moat Score, updates itself as new filings are scored, and links back here. How it works.

<iframe
  src="https://buylikebuffett.com/embed/CCC"
  width="340" height="150" style="border:0"
  title="CCC Moat Score — The Moat Index"
  loading="lazy"></iframe>

Scored from primary SEC filings via the public methodology. Educational only — not a recommendation to buy or sell CCC. See the disclaimer.