Does GENERAL MOTORS COMPANY have an economic moat?

Based on its FY2025 SEC filings, the Moat Index scores GENERAL MOTORS COMPANY (GM) 16.0 out of 100 — below the Shallow-moat bar, so no moat. The four filters behind that score (each 0–100): pricing power 0, returns on capital 0, balance-sheet safety 40, capital discipline 40.

Is GM stock trading below its intrinsic value?

Against a deliberately conservative owner-earnings model (9% discount rate, 0% assumed growth, capped at 4%), estimated intrinsic value is $133.90 per share versus a recent price of $76.07 — 43% below value. This is an educational estimate computed from primary SEC filings, not investment advice.

How has GM's Moat Score changed over time?

The record logs 3 readings since Jul 17, 2026; the latest reads 16.0 out of 100 (no moat). No tier changes on record yet. The history is append-only — readings are only ever added, never rewritten.

The Moat Index

GENERAL MOTORS COMPANY

GM · Consumer Discretionary · $68.8B mkt cap · FY2025 filings · No moat ·

Doesn't clear the bar

No moat

The four filters

Pricing power0

Median gross margin 10.9% over 6y, variable.

Returns on capital0

Median ROIC 4.9%, above the 9% hurdle in 0% of years.

Balance-sheet safety40

Net debt/EBITDA 7.4x, no material interest expense disclosed.

Capital discipline40

Owner earnings -7.4%/yr, share count shrinking (buybacks).

Margin of safety

Above valueOn sale

43% below value

Owner earnings (normalized): $10.9B
Est. intrinsic value / share: $133.90
Recent price: $76.07
Discount to value: 43% below value

Conservative model: 9% discount rate, 0% assumed growth (capped at 4%), maintenance capex ≈ min(capex, D&A).

17 years of fundamentals

The business, in plain English

Across the filed record, revenue grew from $135.6B (FY2010) to $168.0B (FY2025) — about 1.4% a year compounded over 15 years.

It earned 1.5% on invested capital in FY2025, with a median of 5.0% across 16 filed years. The Returns on Capital filter above scores it 0/100.

The balance sheet carried $131.6B of total debt in FY2025 against $5.4B of owner earnings — roughly 24.5 years of owner earnings to retire it all. Balance-Sheet Safety scores it 40/100.

The share count fell 39.7% between FY2010 and FY2025 — management has been retiring shares, which concentrates each remaining owner's claim. Capital Discipline scores it 40/100.

Put together: Balance-Sheet Safety is the strongest of the four filters (40/100) and Pricing Power the weakest (0/100), which is how GM lands at 16/100 — a None moat.

This breakdown is generated from the filed numbers and sub-scores above — no outside narrative, no estimates. Where a filing doesn’t disclose an input, the sentence that would need it is omitted instead of guessed.

RevenueSales, as filed$168.0B FY2025

Gross marginRevenue kept after cost of goods11.5% FY2021

Return on invested capitalOperating profit on the capital employed1.5% FY2025

Owner earningsCash an owner could take out$5.4B FY2025

Gaps in a line mean that item isn’t in GM’s filings for that year — the series is never interpolated or estimated. The Table view lists every filed value, including operating and net margins, total debt, and share count.

Moat Score history

Moat Score over timeLast scored reading of each day, on the 0–100 scale16.0 / 100

Score history begins Jul 17, 2026 — the record builds from here and can’t be backfilled.

Tier changesSame-methodology crossings of the Wide / Narrow / Shallow bars

None yet — GM has read No moat for every logged capture since Jul 17, 2026.

Scores are logged append-only and never overwritten — this record can’t be backfilled, which is exactly why it’s worth keeping.

Consumer Discretionary context

#318 of 340 scored Consumer Discretionary companies, ranked by Moat Score.

Nearest peers by Moat Score

#316RMSL REMSLEEP HOLDINGS, INC.16.2 out of 100, No moatNo moat
#317DAN Dana Incorporated16.0 out of 100, No moatNo moat
#319SDOT Sadot Group Inc.15.8 out of 100, No moatNo moat
#320DFNS T3 DEFENSE INC.15.8 out of 100, No moatNo moat

Compare GM with its nearest peers →All Consumer Discretionary companies on the Index →

Common questions about GM

Does GENERAL MOTORS COMPANY have an economic moat?: Based on its FY2025 SEC filings, the Moat Index scores GENERAL MOTORS COMPANY (GM) 16.0 out of 100 — below the Shallow-moat bar, so no moat. The four filters behind that score (each 0–100): pricing power 0, returns on capital 0, balance-sheet safety 40, capital discipline 40.
Is GM stock trading below its intrinsic value?: Against a deliberately conservative owner-earnings model (9% discount rate, 0% assumed growth, capped at 4%), estimated intrinsic value is $133.90 per share versus a recent price of $76.07 — 43% below value. This is an educational estimate computed from primary SEC filings, not investment advice.
How has GM's Moat Score changed over time?: The record logs 3 readings since Jul 17, 2026; the latest reads 16.0 out of 100 (no moat). No tier changes on record yet. The history is append-only — readings are only ever added, never rewritten.

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Scored from primary SEC filings via the public methodology. Educational only — not a recommendation to buy or sell GM. See the disclaimer.