The Moat Index
Compare moats, side by side.
Two to four companies, scored on the same four filters from their SEC filings — so the comparison is apples to apples. The method is fully public.
| Measure | BMTM | PAYD | CYN | RLBY |
|---|---|---|---|---|
| Moat Score (0–100) | 19 | 20 (highest) | 20 (highest) | 19 |
| Pricing power | 30 (highest) | 13 | 13 | 20 |
| Returns on capital | 0 | 0 | 0 | 9 (highest) |
| Balance-sheet safety | 28 | 55 (highest) | 55 (highest) | 28 |
| Capital discipline | 24 (highest) | 24 (highest) | 24 (highest) | 24 (highest) |
| Margin of safety | No price data | 182% above value | No price data | No price data |
| Market cap | $1.8M | $20.8M | $9.3M | $18.3M |
| Moat tier | No moat | No moat | No moat | No moat |
| Filings as of | FY2025 | FY2025 | FY2025 | FY2025 |