The Moat Index

Compare moats, side by side.

Two to four companies, scored on the same four filters from their SEC filings — so the comparison is apples to apples. The method is fully public.

Try AAPL vs MSFT vs KO, V vs MA, or COST vs WMT vs TGT.

CFOR · Healthcare · No moat

40/ 100
No moat

Doesn't clear the bar

USAQ · Healthcare · No moat

40/ 100
No moat

Doesn't clear the bar

NAII · Healthcare · No moat

40/ 100
No moat

Doesn't clear the bar

IRTC · Healthcare · No moat

40/ 100
No moat

Doesn't clear the bar

MeasureCFORUSAQNAIIIRTC
Moat Score (0–100)40 (highest)40 (highest)40 (highest)40 (highest)
Pricing power4972398 (highest)
Returns on capital6950 (highest)0
Balance-sheet safety73 (highest)555528
Capital discipline442464 (highest)24
Margin of safetyNo price dataNo price data51% below valueNo price data
Market cap$203.0M$6.6M$13.7M$3.6B
Moat tierNo moatNo moatNo moatNo moat
Filings as ofFY2025FY2025FY2025FY2025
CFOR vs USAQ vs NAII vs IRTC — Moat Score Comparison · Buy Like Buffett