The Moat Index

Compare moats, side by side.

Two to four companies, scored on the same four filters from their SEC filings — so the comparison is apples to apples. The method is fully public.

Try AAPL vs MSFT vs KO, V vs MA, or COST vs WMT vs TGT.

PAYD · Technology · No moat

20/ 100
No moat

Doesn't clear the bar

GWH · Technology · No moat

20/ 100
No moat

Doesn't clear the bar

NSYS · Technology · No moat

20/ 100
No moat

Doesn't clear the bar

CYN · Technology · No moat

20/ 100
No moat

Doesn't clear the bar

MeasurePAYDGWHNSYSCYN
Moat Score (0–100)20 (highest)20 (highest)20 (highest)20 (highest)
Pricing power13 (highest)013 (highest)13 (highest)
Returns on capital007 (highest)0
Balance-sheet safety55 (highest)55 (highest)2855 (highest)
Capital discipline2444 (highest)4124
Margin of safety182% above valueNo price dataNo price dataNo price data
Market cap$20.8M$19.8M$39.2M$9.3M
Moat tierNo moatNo moatNo moatNo moat
Filings as ofFY2025FY2025FY2025FY2025
PAYD vs GWH vs NSYS vs CYN — Moat Score Comparison · Buy Like Buffett