The Moat Index
Compare moats, side by side.
Two to four companies, scored on the same four filters from their SEC filings — so the comparison is apples to apples. The method is fully public.
CNTY · Consumer Discretionary · Shallow moat
Doesn't clear the bar
MOD · Consumer Discretionary · Shallow moat
Doesn't clear the bar
NSIT · Consumer Discretionary · Shallow moat
Doesn't clear the bar
| Measure | CNTY | EZPW | MOD | NSIT |
|---|---|---|---|---|
| Moat Score (0–100) | 48 (highest) | 48 (highest) | 48 (highest) | 48 (highest) |
| Pricing power | 100 (highest) | 98 | 15 | 15 |
| Returns on capital | 29 | 4 | 53 | 65 (highest) |
| Balance-sheet safety | 20 | 63 | 65 (highest) | 29 |
| Capital discipline | 24 | 24 | 71 | 89 (highest) |
| Margin of safety | No price data | 195% above value | 329% above value | 8% below value (highest margin of safety) |
| Market cap | $33.9M | $2.7B | $12.1B | $3.6B |
| Moat tier | Shallow moat | Shallow moat | Shallow moat | Shallow moat |
| Filings as of | FY2025 | FY2025 | FY2026 | FY2025 |