The Moat Index

Compare moats, side by side.

Two to four companies, scored on the same five investor questions from their SEC filings — so the comparison is apples to apples. The method is fully public.

Try AAPL vs MSFT vs KO, V vs MA, or COST vs WMT vs TGT.

USDW · Technology · Narrow moat

Narrow moat

On the watchlist

The returnsOnCapital component abstained: Not enough years of ROIC data to score returns on capital. The other four 20% weights were renormalized over the scored 80%.

TYL · Technology · Narrow moat

Narrow moat

On the watchlist

VRSK · Technology · Narrow moat

Narrow moat

On the watchlist

OSIS · Technology · Narrow moat

Narrow moat

On the watchlist

MeasureUSDWTYLVRSKOSIS
Moat Score (0–100)7374 (highest)74 (highest)73
Methodology versionmoat-index@2.0.0moat-index@2.0.0moat-index@2.0.0moat-index@2.0.0
Business trend7098 (highest)7588
Pricing power100 (highest)789961
Returns on capital3471 (highest)38
Balance-sheet safety78100 (highest)4881
Capital discipline44607696 (highest)
Price vs. high estimateNo price data152% above high estimate68% above high estimate41% above high estimate (largest discount to high estimate)
Market cap$13.7B$27.9B$3.5B
Moat tierNarrow moatNarrow moatNarrow moatNarrow moat
Filings as ofFY2026FY2025FY2025FY2025