SENMIAO TECHNOLOGY LIMITED
AIHS · Consumer Discretionary · $6.1M mkt cap · FY2026 filings · No moat ·
Price verdict withheld — value if growth stopped today unreliable
The five investor questions
2022–2026 (latest 5 aligned FYs; v3 window cap 5): revenue $4.9M to $1.5M, decreasing; diluted EPS -0.10 to -1.97, decreasing. Latest-filed diluted EPS remains usable for Business Trend, but an integer share-count change lacks enough evidence to confirm a comparable EPS basis; valuation growth therefore stays at 0%.
Median gross margin 19.3% over 9y, variable.
Median ROIC -224.5%, above the 12% hurdle in 0% of years.
Net cash position — no leverage risk.
Owner earnings changed trend unclear over up to the ten most recent annual observations, share count n/a.
Price vs. value if growth stopped today
A cautious baseline, not a price target: what the shares may support if normalized owner earnings simply hold steady.
- Not reported
- Unavailable — insufficient owner-earnings data
- Unavailable — insufficient growth-model data
- $1.33
- No price data
This zero-growth estimate assumes trailing owner earnings persist — unreliable for declining businesses. AIHS revenue fell in each of the three most recent year-over-year FY comparisons, so this estimate is flagged as unreliable for this company.
Among the current top-score group, the median current price is 239% above the zero-growth estimate across 48 of the current top 50 companies by Moat Score with both values.
Score records captured Jul 26, 2026.
Exactly which 50 companies?
FTNT, META, MEDP, IBEX, MSFT, GOOGL, LULU, ANF, IDXX, TXRH, FHI, QLYS, FFIV, ADBE, LLY, MANH, VEEV, GRMN, SSD, MNST, DOCS, MCO, CPRT, NTAP, LRCX, NVDA, CORT, SFM, MPTI, ULTA, SN, RMD, ROL, PAYC, IRMD, INTU, DECK, MORN, LGCY, DAL, GWW, ISRG, MPWR, CTAS, LOPE, MRK, CMG, FAST, BKNG, ORLY
Missing a usable price or zero-growth estimate: ANF, BKNG.
Model details under moat-index@3.0.0: zero-growth multiple 11.1×, capped-growth comparison at no more than 18×; 9% discount rate; high-end growth 0% (capped at 4%) using min(5y revenue CAGR, 5y diluted-EPS CAGR), clamped to 0%–4%; maintenance capex uses min(capex, D&A); abstain when D&A is unavailable. This is a disclosed model range, not intrinsic value as fact.
10 years of fundamentals
The business, in plain English
SENMIAO TECHNOLOGY LIMITED booked $1.5M of revenue in FY2026 in the Consumer Discretionary sector and kept 13.6% of it as gross profit — a thin-margin business by that measure. After every other cost, −340.9% of each revenue dollar reached the bottom line.
Across the filed record, revenue grew from $494897 (FY2018) to $1.5M (FY2026) — about 15.3% a year compounded over 8 years.
ROIC is not available for the latest filed year, FY2026. Across the full 7-year measurable filed record, median ROIC was −224.5%. Over the v3 recent window (7 measurable filed years), median ROIC was −224.5%. The Returns on Capital filter above scores it 0/100.
AIHS's latest filed year, FY2026, doesn't disclose total debt in a form the methodology can use, so current leverage is treated as unmeasured — never assumed to be zero.
Put together: Balance-Sheet Safety is the strongest of the five filters (55/100) and Returns on Capital the weakest (0/100), which is how AIHS lands at 24/100 — a None moat.
This breakdown is generated from the filed numbers and sub-scores above — no outside narrative, no estimates. Where a filing doesn’t disclose an input, the sentence that would need it is omitted instead of guessed.
Gaps in a line mean that item isn’t in AIHS’s filings for that year. The series is never interpolated or estimated. The Table view lists every filed value, including operating and net margins, total debt, and share count.
Visual explainers
The filing-backed explainer service is temporarily unavailable, so no partial or guessed chart is shown.
Moat Score history
Breaks in the line mark methodology or normalizer upgrades — readings across versions aren’t compared, so a level shift there isn’t a change in the business.
Tier changesSame-methodology and same-normalizer crossings of the Wide / Narrow / Shallow bars
- Normalizer upgraded unstamped (version unknown)tomoat-xbrl-normalizer@1.1.0 — readings across versions aren’t comparedJul 26, 2026
- Methodology upgraded moat-index@2.0.0tomoat-index@3.0.0 — readings across versions aren’t comparedJul 23, 2026
- Methodology upgraded moat-index@1.2.0tomoat-index@2.0.0 — readings across versions aren’t comparedJul 20, 2026
Scores are logged append-only and never overwritten — this record cannot be reconstructed retroactively, which is exactly why it’s worth keeping.
Insider activity
Form 4 reports mix P/S market or private transactions with compensation-plan mechanics. Activity casually described as “insider selling” can include compensation mechanics; awards, tax withholding, and option exercises are shown by their exact filed class here, never collapsed into “Bought” or “Sold.”
These are disclosed filing facts and arithmetic aggregates, not a signal or verdict.
This machine-readable surface covers SEC ownership filings from 2003; it does not represent earlier paper-era records.
No reported Form 4 transactions were found in the complete checked issuer window for AIHS, –. The totals and cluster result below are arithmetic over that certified window.
- $0 P purchases minus S sales only, Aug 14, 2025–Aug 14, 2026.
- 0 P / 0 S Only P and S are included; awards, gifts, exercises, withholding, and other mechanics are excluded.
- No Requires at least 3 distinct insiders with P purchases.
Transaction-code histogram
Supporting event counts for the same certified window, Aug 14, 2025–Aug 14, 2026.
- P
- 0
- S
- 0
- A
- 0
- F
- 0
- M
- 0
- G
- 0
- C
- 0
- J
- 0
- W
- 0
Retrieved .
Consumer Discretionary context
#447 of 487 scored Consumer Discretionary companies, ranked by Moat Score.
Nearest peers by Moat Score
- #445HLEO HELIO CORPORATION24.4 out of 100, No moatNo moat
- #446RIVN Rivian Automotive, Inc. / DE24.3 out of 100, No moatNo moat
- #448ADNT Adient plc24.0 out of 100, No moatNo moat
- #449ARMK Aramark23.8 out of 100, No moatNo moat
Compare AIHS with its nearest peers →All Consumer Discretionary companies on the Index →
Common questions about AIHS
- Does SENMIAO TECHNOLOGY LIMITED have an economic moat?
- Based on its FY2026 SEC filings, the Moat Index scores SENMIAO TECHNOLOGY LIMITED (AIHS) 24.1 out of 100 — below the Shallow-moat bar, so no moat. The five questions behind that score begin at 20% each; if exactly one genuinely lacks data, the other four weights are renormalized and disclosed. revenue and EPS trend 15, pricing power 7, returns on capital 0, balance-sheet safety 55, capital allocation 44.
- How has AIHS's Moat Score changed over time?
- The record logs 15 readings since Jul 17, 2026; the latest reads 24.1 out of 100 (no moat). No tier changes on record yet. (Methodology or normalizer upgrades on Jul 20, 2026, Jul 23, 2026, Jul 26, 2026 re-based the score; readings across versions aren't compared.) The history is append-only — readings are only ever added, never rewritten.