Does Group 1 Automotive, Inc have an economic moat?

Based on its FY2025 SEC filings, the Moat Index scores Group 1 Automotive, Inc (GPI) 43.2 out of 100 — a Shallow moat. The four filters behind that score (each 0–100): pricing power 26, returns on capital 65, balance-sheet safety 40, capital discipline 40.

Is GPI stock trading below its intrinsic value?

Against a deliberately conservative owner-earnings model (9% discount rate, 0% assumed growth, capped at 4%), estimated intrinsic value is $387.79 per share versus a recent price of $326.06 — 16% below value. This is an educational estimate computed from primary SEC filings, not investment advice.

How has GPI's Moat Score changed over time?

The record logs 3 readings since Jul 17, 2026; the latest reads 43.2 out of 100 (shallow moat). No tier changes on record yet. The history is append-only — readings are only ever added, never rewritten.

The Moat Index

Group 1 Automotive, Inc

GPI · Consumer Discretionary · $3.9B mkt cap · FY2025 filings · Shallow moat ·

Doesn't clear the bar

Shallow moat

The four filters

Pricing power26

Median gross margin 16.2% over 10y, stable.

Returns on capital65

Median ROIC 12.6%, above the 9% hurdle in 90% of years.

Balance-sheet safety40

Net debt/EBITDA 5.0x, no material interest expense disclosed.

Capital discipline40

Owner earnings -10.3%/yr, share count shrinking (buybacks).

Margin of safety

Above valueOn sale

16% below value

Owner earnings (normalized): $416.2M
Est. intrinsic value / share: $387.79
Recent price: $326.06
Discount to value: 16% below value

Conservative model: 9% discount rate, 0% assumed growth (capped at 4%), maintenance capex ≈ min(capex, D&A).

18 years of fundamentals

The business, in plain English

Group 1 Automotive, Inc booked $22.6B of revenue in FY2025 in the Consumer Discretionary sector and kept 16.0% of it as gross profit — a thin-margin business by that measure. After every other cost, 1.4% of each revenue dollar reached the bottom line.

Across the filed record, revenue grew from $4.5B (FY2009) to $22.6B (FY2025) — about 10.6% a year compounded over 16 years.

It earned 8.2% on invested capital in FY2025, with a median of 10.4% across 17 filed years. The Returns on Capital filter above scores it 65/100.

The balance sheet carried $3.7B of total debt in FY2025 against $55.2M of owner earnings — roughly 67.3 years of owner earnings to retire it all. Balance-Sheet Safety scores it 40/100.

The share count fell 47.5% between FY2011 and FY2025 — management has been retiring shares, which concentrates each remaining owner's claim. Capital Discipline scores it 40/100.

Put together: Returns on Capital is the strongest of the four filters (65/100) and Pricing Power the weakest (26/100), which is how GPI lands at 43/100 — a Shallow moat.

This breakdown is generated from the filed numbers and sub-scores above — no outside narrative, no estimates. Where a filing doesn’t disclose an input, the sentence that would need it is omitted instead of guessed.

RevenueSales, as filed$22.6B FY2025

Gross marginRevenue kept after cost of goods16.0% FY2025

Return on invested capitalOperating profit on the capital employed8.2% FY2025

Owner earningsCash an owner could take out$55.2M FY2025

Gaps in a line mean that item isn’t in GPI’s filings for that year — the series is never interpolated or estimated. The Table view lists every filed value, including operating and net margins, total debt, and share count.

Moat Score history

Moat Score over timeLast scored reading of each day, on the 0–100 scale43.2 / 100

Score history begins Jul 17, 2026 — the record builds from here and can’t be backfilled.

Tier changesSame-methodology crossings of the Wide / Narrow / Shallow bars

None yet — GPI has read Shallow moat for every logged capture since Jul 17, 2026.

Scores are logged append-only and never overwritten — this record can’t be backfilled, which is exactly why it’s worth keeping.

Consumer Discretionary context

#189 of 340 scored Consumer Discretionary companies, ranked by Moat Score.

Nearest peers by Moat Score

#187WMK WEIS MARKETS, INC43.4 out of 100, Shallow moatShallow moat
#188AKA a.k.a. Brands Holding Corp.43.3 out of 100, Shallow moatShallow moat
#190WAB WESTINGHOUSE AIR BRAKE TECHNOLOGIES CORPORATION43.1 out of 100, Shallow moatShallow moat
#191CRL CHARLES RIVER LABORATORIES INTERNATIONAL, INC.42.9 out of 100, Shallow moatShallow moat

Compare GPI with its nearest peers →All Consumer Discretionary companies on the Index →

Common questions about GPI

Does Group 1 Automotive, Inc have an economic moat?: Based on its FY2025 SEC filings, the Moat Index scores Group 1 Automotive, Inc (GPI) 43.2 out of 100 — a Shallow moat. The four filters behind that score (each 0–100): pricing power 26, returns on capital 65, balance-sheet safety 40, capital discipline 40.
Is GPI stock trading below its intrinsic value?: Against a deliberately conservative owner-earnings model (9% discount rate, 0% assumed growth, capped at 4%), estimated intrinsic value is $387.79 per share versus a recent price of $326.06 — 16% below value. This is an educational estimate computed from primary SEC filings, not investment advice.
How has GPI's Moat Score changed over time?: The record logs 3 readings since Jul 17, 2026; the latest reads 43.2 out of 100 (shallow moat). No tier changes on record yet. The history is append-only — readings are only ever added, never rewritten.

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Scored from primary SEC filings via the public methodology. Educational only — not a recommendation to buy or sell GPI. See the disclaimer.