NORTHRIM BANCORP INC

NRIM · Financials · Bank · FY2025 filings ·

Scored by the financial-sector model

87FY2025 filing
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NORTHRIM BANCORP INC is a bank, scored by a separate financial-sector model — not the operating Moat Score you’ll see on other companies. A bank or insurer is a balance-sheet business the margin-and-ROIC lens doesn’t fit, so it’s read through the components below instead. The two models are calibrated differently and are not comparable: a financial-sector score is never ranked against, sorted with, or averaged into an operating Moat Score. How the models work.

Insider activity

Form 4 reports mix P/S market or private transactions with compensation-plan mechanics. Activity casually described as “insider selling” can include compensation mechanics; awards, tax withholding, and option exercises are shown by their exact filed class here, never collapsed into “Bought” or “Sold.”

These are disclosed filing facts and arithmetic aggregates, not a signal or verdict.

This machine-readable surface covers SEC ownership filings from 2003; it does not represent earlier paper-era records.

Records still being gathered — partial as of retrieval Aug 3, 2026.

27 filings were skipped because the SEC primary document returned 404; the omission is disclosed and aggregates are withheld.

Trailing-12-month totals and the 90-day cluster result are withheld because this issuer walk is incomplete.

InsiderShares owned afterDateFiling detail
CRIQUI JASON ALEXANDEREVP, CBO of Northrim BankOpen-market or private sale (S)Table I · Disposed · Common Stock13,488$26.4425$356,657See lot detailJul 31, 2026
3 filed lots
  • Table I · Common Stock: 500 shares at $26.53 · code S · owned after 25,641 ·
  • Table I · Common Stock: 500 shares at $26.478 · code S · owned after 25,141 ·
  • Table I · Common Stock: 12,488 shares at $26.4376 · code S · owned after 12,653 ·

Source-event as of . Retrieved .

Visual explainers

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What the financial-sector model scores (bank)

87

Median ROE 13.5% on average equity, above the 10% hurdle in 89% of 9 years.

71

Q3 scored 3 evidenced ratios equally; reserve score is unadjusted for Q4 and capped at 70.

82

Profitable in 100% of 10 years, ROE steady.

92

Book value per share +9.1%/yr over 9 years (split-adjusted; excludes dividends paid out).

97

Net interest income is 3.79% of average assets, very steady over 9 years through FY2025.

Not scored for this company

Underwriting applies to insurance carriers; not part of the bank model.

All 5 applicable components scored (bank model).

Fundamentals

The 15-year revenue, margin, and ROIC series is built for the operating model’s lens and isn’t published for banks and insurers — a balance-sheet business is read through the components above, not through operating-company margins.

Financial-sector score history

Reading
Aug 3, 202687
Jul 26, 202687
Jul 26, 202687

Append-only — readings are added, never rewritten. Only readings on the same methodology version (moat-index-financials@1.0.0) are comparable; a change across versions is a scoring change, not a company event.