PEBO · Financials · Bank · FY2025 filings ·
Scored by the financial-sector model
Form 4 reports mix P/S market or private transactions with compensation-plan mechanics. Activity casually described as “insider selling” can include compensation mechanics; awards, tax withholding, and option exercises are shown by their exact filed class here, never collapsed into “Bought” or “Sold.”
These are disclosed filing facts and arithmetic aggregates, not a signal or verdict.
This machine-readable surface covers SEC ownership filings from 2003; it does not represent earlier paper-era records.
Records still being gathered — partial as of retrieval Nov 2, 2026.
Among the rows shown, A/F/M acquisition, payment or withholding, and exercise or conversion rows outnumber S sale rows (15 versus 3). The filing codes alone do not establish that every such row arose from a compensation plan.
Trailing-12-month totals and the 90-day cluster result are withheld because this issuer walk is incomplete.
| Insider | Shares owned after | Date | Filing detail | ||||
|---|---|---|---|---|---|---|---|
| Smith Dwight EricDirector | Open-market or private purchase (P)Table I · Acquired · Common Stock | 300 | $38.655 | $11,597 | 10,556.1792 | Oct 26, 2026 | 1 filed lot
|
| Augenstein MarkEVP, Operations | Open-market or private sale (S)Table I · Disposed · Common Stock | 2,000 | $37.88 | $75,760 | 24,884.5606 | Oct 23, 2026 | 1 filed lot
|
| Donlon Hugh JEVP, Community Banking | Open-market or private sale (S)Table I · Disposed · Common Stock | 2,650 | $38.118 | $101,013 | 18,365.2266 | Oct 22, 2026 | 1 filed lot
|
| Donlon Hugh JEVP, Community Banking | Payment of exercise price or tax liability (F)Table I · Disposed · Common Stock | 2,350 | $37.48 | $88,078 | 21,015.2266 | Oct 2, 2026 | 1 filed lot
|
| Rector Susan D.Director | Grant, award, or other acquisition (A)Table II · Acquired · Deferred Compensation | 1,496 | $36.59 | $54,739 | 33,588 | Sep 30, 2026 | 1 filed lot
|
| Kirkham Michael RyanEVP/General Counsel | Other acquisition or disposition (J)Table I · Acquired · Common Stock | 9.6463 | $31.10 | $300 | 16,318.915 | Sep 30, 2026 | 1 filed lot
|
| Bailey Kathryn MEVP, Chief Financial Officer | Other acquisition or disposition (J)Table I · Acquired · Common Stock | 48.2315 | $31.10 | $1,500 | 47,918.6138 | Sep 30, 2026 | 1 filed lot
|
| Reeves Kevin RDirector | Grant, award, or other acquisition (A)Table I · Acquired · Common Stock | 358 | $36.59 | $13,099 | 14,669.295 | Sep 30, 2026 | 1 filed lot
|
| Edgell MatthewChief of Staff | Other acquisition or disposition (J)Table I · Acquired · Common Stock | 170.7395 | $31.10 | $5,310 | 20,353.2758 | Sep 30, 2026 | 1 filed lot
|
| Augenstein MarkEVP, Operations | Other acquisition or disposition (J)Table I · Acquired · Common Stock | 19.2926 | $31.10 | $600 | 26,884.5606 | Sep 30, 2026 | 1 filed lot
|
| Macia Matthew JosephChief Risk Officer | Other acquisition or disposition (J)Table I · Acquired · Common Stock | 48.2315 | $31.10 | $1,500 | 9,983.2139 | Sep 30, 2026 | 1 filed lot
|
| Wilcox Tyler JChief Executive Officer | Other acquisition or disposition (J)Table I · Acquired · Common Stock | 144.6945 | $31.10 | $4,500 | 67,947.5948 | Sep 30, 2026 | 1 filed lot
|
| Smith Dwight EricDirector | Grant, award, or other acquisition (A)Table II · Acquired · Deferred Compensation | 387 | $36.59 | $14,160 | 2,901 | Sep 30, 2026 | 1 filed lot
|
| BEAM S CRAIGDirector | Grant, award, or other acquisition (A)Table I · Acquired · Common Stock | 358 | $36.59 | $13,099 | 27,900.294 | Sep 30, 2026 | 1 filed lot
|
| JAMES BROOKE WILLIAMSDirector | Grant, award, or other acquisition (A)Table I · Acquired · Common Stock | 358 | $36.59 | $13,099 | 266,856.9 | Sep 30, 2026 | 1 filed lot
|
| VITTORIO MICHAEL NDirector | Grant, award, or other acquisition (A)Table I · Acquired · Common Stock | 358 | $36.59 | $13,099 | 12,286.5988 | Sep 30, 2026 | 1 filed lot
|
| Dierker David FDirector | Grant, award, or other acquisition (A)Table I · Acquired · Common Stock | 358 | $36.59 | $13,099 | 4,368 | Sep 30, 2026 | 1 filed lot
|
| Dierker David FDirector | Grant, award, or other acquisition (A)Table II · Acquired · Deferred Compensation | 262 | $36.59 | $9,587 | 23,049 | Sep 30, 2026 | 1 filed lot
|
| SCHNEEBERGER CAROL ADirector | Grant, award, or other acquisition (A)Table I · Acquired · Common Stock | 358 | $36.59 | $13,099 | 19,407 | Sep 30, 2026 | 1 filed lot
|
| Hogan W GlennDirector | Grant, award, or other acquisition (A)Table I · Acquired · Common Stock | 358 | $36.59 | $13,099 | 536,774 | Sep 30, 2026 | 1 filed lot
|
| SKINNER FRANCES ADirector | Grant, award, or other acquisition (A)Table II · Acquired · Deferred Compensation | 526 | $36.59 | $19,246 | 15,134 | Sep 30, 2026 | 1 filed lot
|
| Macia Matthew JosephChief Risk Officer | Payment of exercise price or tax liability (F)Table I · Disposed · Common Stock | 1,092 | $39.09 | $42,686 | 9,934.9824 | Sep 1, 2026 | 1 filed lot
|
| Edgell MatthewChief of Staff | Open-market or private sale (S)Table I · Disposed · Common Stock | 3,000 | $41.275 | $123,825 | 20,182.5363 | Aug 6, 2026 | 1 filed lot
|
| Rector Susan D.Director | Grant, award, or other acquisition (A)Table II · Acquired · Deferred Compensation | 1,409 | $38.41 | $54,120 | 32,092 | Jun 30, 2026 | 1 filed lot
|
| Rector Susan D.Director | Grant, award, or other acquisition (A)Table II · Acquired · Deferred Compensation | 1,618 | $32.87 | $53,184 | 30,683 | Mar 31, 2026 | 1 filed lot
|
Source-event as of . Retrieved .
Flagship explainer
Start with net interest income, then follow the filed path to net income.
| Filed line | Value | % of net interest income | Source |
|---|---|---|---|
| $355M | 100% |
| |
| Income before tax | $135M | 38% |
|
| Income tax | $28M | 8% |
|
| $107M | 30% |
|
Flagship explainer
PEOPLES BANCORP INC.'s filing tags don't support a full breakdown — here's what is filed:
| Filed line | Value | % of assets | Source |
|---|---|---|---|
| Total assets | $9.6B | 100% |
|
| Cash and equivalents | $189M | 2% |
|
| Property, plant and equipment | $101M | 1% |
|
| Goodwill | $363M | 4% |
|
| Deferred tax assets | $58.3M | 1% |
|
| Operating lease right-of-use assets | $9.3M | 0% |
|
| Total liabilities | $8.4B | 87% |
|
| $734M | 8% |
| |
| Stockholders’ equity | $1.2B | 13% |
|
Flagship explainer
ROE is five filed business factors multiplied together.
| Input | Value | Fiscal year | Source |
|---|---|---|---|
| $107M | FY2025 |
| |
| Income before tax | $135M | FY2025 |
|
| Operating income | $135M | FY2025 |
|
| $86.7M | FY2025 |
| |
| Ending assets | $9.6B | FY2025 |
|
| Beginning assets | $9.3B | FY2024 |
|
| $1.2B | FY2025 |
| |
| $1.1B | FY2024 |
|
Flagship explainer
PEOPLES BANCORP INC.’s filing does not supply enough provenance-matched cash-flow lines for a truthful flow chart — here’s what is filed:
| Filed line | Value | % of cash from operations | Source |
|---|---|---|---|
| Cash from operations | $135M | 100% |
|
| Depreciation and amortization | $14.5M | 11% |
|
| Share-based compensation | $6.9M | 5% |
|
| Cash from investing | −$424M | −315% |
|
| Cash from financing | $261M | 194% |
|
| Net change in cash | −$28.7M | −21% |
|
Curated 19-manager tier
Delayed public 13F reports for 2026-Q2—not live positions, trades, or recommendations.
0 holding0 exited0 not holding0/19 resolved19 not retrieved
| Manager | Reported position | Quarter-over-quarter | Filing accession |
|---|---|---|---|
| Abrams Capital | Not retrieved | Comparison not retrieved | Filing not retrieved |
| Akre Capital | Not retrieved | Comparison not retrieved | Filing not retrieved |
| Baupost Group | Not retrieved | Comparison not retrieved | Filing not retrieved |
| Berkshire Hathaway | Not retrieved | Comparison not retrieved | Filing not retrieved |
| Brave Warrior Advisors | Not retrieved | Comparison not retrieved | Filing not retrieved |
| Dodge & Cox | Not retrieved | Comparison not retrieved | Filing not retrieved |
| First Eagle | Not retrieved | Comparison not retrieved | Filing not retrieved |
| Fundsmith | Not retrieved | Comparison not retrieved | Filing not retrieved |
| Gardner Russo & Quinn | Not retrieved | Comparison not retrieved | Filing not retrieved |
| Gates Foundation Trust | Not retrieved | Comparison not retrieved | Filing not retrieved |
| Mairs & Power | Not retrieved | Comparison not retrieved | Filing not retrieved |
| Markel / Markel-Gayner | Not retrieved | Comparison not retrieved | Filing not retrieved |
| Oakmark / Harris Associates | Not retrieved | Comparison not retrieved | Filing not retrieved |
| Pershing Square | Not retrieved | Comparison not retrieved | Filing not retrieved |
| Polen Capital | Not retrieved | Comparison not retrieved | Filing not retrieved |
| Sequoia / Ruane Cunniff | Not retrieved | Comparison not retrieved | Filing not retrieved |
| Southeastern Asset Management | Not retrieved | Comparison not retrieved | Filing not retrieved |
| Tweedy, Browne | Not retrieved | Comparison not retrieved | Filing not retrieved |
| Yacktman Asset Management | Not retrieved | Comparison not retrieved | Filing not retrieved |
Position size uses shares and filed value from each manager’s 13F. Portfolio weight uses the eligible long-share filing denominator. Changes compare only with the immediately preceding calendar quarter.
Flagship explainer
Records still being gathered — partial as of retrieval Nov 2, 2026.
Partial coverage: the incomplete Form 4 walk cannot establish no activity, an activity date, or zero counts.
Median ROE 9.5% on average equity, above the 10% hurdle in 33% of 9 years.
Q3 scored 3 evidenced ratios equally; reserve score is unadjusted for Q4 and capped at 70.
Profitable in 100% of 10 years, ROE steady.
Net interest income is 3.38% of average assets, variable over 9 years through FY2025.
Not scored for this company
Scored 4 of 5 applicable components (bank model); weights renormalized over the scored set.
The 15-year revenue, margin, and ROIC series is built for the operating model’s lens and isn’t published for banks and insurers — a balance-sheet business is read through the components above, not through operating-company margins.
| Reading | ||
|---|---|---|
| Aug 3, 2026 | 62 | |
| Jul 26, 2026 | 60 | |
| Jul 26, 2026 | 60 | |
Append-only — readings are added, never rewritten. Only readings on the same methodology version (moat-index-financials@1.0.0) are comparable; a change across versions is a scoring change, not a company event.