Does Priority Technology Holdings, Inc. have an economic moat?

Based on its FY2025 SEC filings, the Moat Index scores Priority Technology Holdings, Inc. (PRTH) 43.3 out of 100 — a Shallow moat. The five questions behind that score begin at 20% each; if exactly one genuinely lacks data, the other four weights are renormalized and disclosed. revenue and EPS trend 75, pricing power 48, returns on capital 34, balance-sheet safety 0, capital allocation 60.

Is PRTH trading below the conservative owner-earnings estimate?

The value if growth stopped today — a zero-growth baseline — is $6.74 per share. It capitalizes normalized owner earnings at a 9% rate and assumes 0% growth. Versus a recent price of $7.82, that is 16% above value if growth stopped today. The model also publishes a capped-growth comparison, but the zero-growth estimate is the cautious baseline. It assumes trailing owner earnings persist and is unreliable for declining businesses. This is an educational estimate from primary SEC filings, not intrinsic value as a fact or investment advice.

How has PRTH's Moat Score changed over time?

The record logs 27 readings since Jul 17, 2026; the latest reads 43.3 out of 100 (shallow moat). No tier changes on record yet. (Methodology or normalizer upgrades on Jul 20, 2026, Jul 23, 2026, Jul 26, 2026 re-based the score; readings across versions aren't compared.) The history is append-only — readings are only ever added, never rewritten.

Priority Technology Holdings, Inc.

PRTH · Technology · $641M mkt cap · FY2025 filings · as of Oct 15, 2026 · Shallow moat ·

On the watchlist

Shallow moat

The five investor questions

2021–2025 (latest 5 aligned FYs; v3 window cap 5): revenue $515M to $953M, increasing; diluted EPS -0.34 to 0.68, increasing.

Median gross margin 29.9% over 4y, stable.

Median ROIC 9.7%, above the 12% hurdle in 40% of years.

Net debt/EBITDA 4.7x, interest coverage 2x.

Owner earnings changed +13.2%/yr over up to the ten most recent annual observations.

Price vs. value if growth stopped today

A cautious baseline, not a price target: what the shares may support if normalized owner earnings simply hold steady.

Above value if growth stopped todayBelow value if growth stopped today

16% above value if growth stopped today

: $49.6M
: $6.74
: $10.91
: $7.82
: 16% above value if growth stopped today

What today’s price assumes: owner earnings growing ~3%/yr over 5 years. The zero-growth estimate assumes owner earnings stay flat (0% growth).

How to read this

We solve for the constant annual change in owner earnings that would make the five-year zero-growth estimate equal today’s price. This keeps the existing model inputs and calculation unchanged; it is an expectations lens, not a forecast.

This zero-growth estimate assumes trailing owner earnings persist — unreliable for declining businesses. The recent FY revenue series does not trigger the three-consecutive-declines flag.

Among the current top-score group, the median current price is 240% above the zero-growth estimate across 49 of the current top 50 companies by Moat Score with both values.

Score records captured Oct 15, 2026.

Exactly which 50 companies?

FTNT, IBEX, META, MEDP, MSFT, GOOG, LULU, ANF, IDXX, TXRH, FHI, QLYS, FFIV, ADBE, LLY, MANH, CPRT, VEEV, RMD, GRMN, PCTY, EAT, UI, SSD, MNST, DOCS, LRCX, MCO, NTAP, NVDA, CORT, SFM, MPTI, ULTA, SN, ROL, CTAS, PAYC, IRMD, DECK, MORN, INTU, JKHY, TPR, LGCY, DAL, GWW, ISRG, MPWR, LOPE

Missing a usable price or zero-growth estimate: ANF.

Model details under moat-index@3.0.0: zero-growth multiple 11.1×, capped-growth comparison at no more than 18×; 9% discount rate; high-end growth 4% (capped at 4%) using min(5y revenue CAGR, 5y diluted-EPS CAGR), clamped to 0%–4%; maintenance capex uses min(capex, D&A); abstain when D&A is unavailable. This is a disclosed model range, not intrinsic value as fact.

11 years of fundamentals

The business, in plain English

Across the filed record, revenue grew from $344M (FY2016) to $953M (FY2025) — about 12.0% a year compounded over 9 years.

It earned 16.4% on invested capital in the latest filed year, FY2025. Across the full 10-year measurable filed record, median ROIC was 9.7%. Over the v3 recent window (10 measurable filed years), median ROIC was 9.7%. The Returns on Capital filter above scores it 34/100.

The balance sheet carried $1.0B of total debt in FY2025 against $93.9M of owner earnings — roughly 11.1 years of owner earnings to retire it all. Balance-Sheet Safety scores it 0/100.

Put together: Business Trend is the strongest of the five filters (75/100) and Balance-Sheet Safety the weakest (0/100), which is how PRTH lands at 43/100 — a Shallow moat.

This breakdown is generated from the filed numbers and sub-scores above — no outside narrative, no estimates. Where a filing doesn’t disclose an input, the sentence that would need it is omitted instead of guessed.

Sales, as filed$953M FY2025

Revenue kept after cost of goods31.4% FY2020

Standard ROIC or separately labeled Operating ROICStandard ROIC 18.0% FY2025

Exact FY and FY-1 financing invested-capital inputs are required.

Cash an owner could take out$93.9M FY2025

The explained ROIC gaps have filed inputs but no meaningful positive invested-capital denominator. Other gaps mean the item is not in the filings for that year. The series is never interpolated or estimated. The Table view lists every filed value, including operating and net margins, total debt, and share count.

Flagship explainer

How Priority Technology Holdings, Inc. makes its money

Priority Technology Holdings, Inc.'s filing does not supply enough comparable lines for a truthful flow chart — here's what is filed:

Table alternative
Filed line	Value	% of revenue	Source
	$953M	100%	10-K · FY 2025Filing detailsAccession 0001653558-26-000066 · filed Mar 10, 2026
	$141M	15%	10-K · FY 2025Filing detailsAccession 0001653558-26-000066 · filed Mar 10, 2026
Income before tax	$46.3M	5%	10-K · FY 2025Filing detailsAccession 0001653558-26-000066 · filed Mar 10, 2026
Income tax	−$9.4M	−1%	10-K · FY 2025Filing detailsAccession 0001653558-26-000066 · filed Mar 10, 2026
	$55.7M	6%	10-K · FY 2025Filing detailsAccession 0001653558-26-000066 · filed Mar 10, 2026

Source:

10-K · FY 2025Filing detailsAccession 0001653558-26-000066 · filed Mar 10, 2026

· event Dec 31, 2025 · retrieved Oct 15, 2026 · annual-row source set

Flagship explainer

What Priority Technology Holdings, Inc. owns — and owes

Priority Technology Holdings, Inc.'s filing tags don't support a full breakdown — here's what is filed:

Table alternative
Filed line	Value	% of assets	Source
Total assets	$2.4B	100%	10-K · FY 2025Filing detailsAccession 0001653558-26-000066 · filed Mar 10, 2026
Cash and equivalents	$77.2M	3%	10-K · FY 2025Filing detailsAccession 0001653558-26-000066 · filed Mar 10, 2026
	$1.0B	43%	10-K · FY 2025Filing detailsAccession 0001653558-26-000066 · filed Mar 10, 2026
Stockholders’ equity	−$100M	−4%	10-K · FY 2025Filing detailsAccession 0001653558-26-000066 · filed Mar 10, 2026

Source:

10-K · FY 2025Filing detailsAccession 0001653558-26-000066 · filed Mar 10, 2026

· event Dec 31, 2025 · retrieved Oct 15, 2026 · annual-row source set

Flagship explainer

What drives Priority Technology Holdings, Inc.’s return on equity?

ROE is five filed business factors multiplied together.

DuPont source inputs
Input	Value	Fiscal year	Source
	$55.7M	FY2025	10-K · FY 2025Filing detailsAccession 0001653558-26-000066 · filed Mar 10, 2026
Income before tax	$46.3M	FY2025	10-K · FY 2025Filing detailsAccession 0001653558-26-000066 · filed Mar 10, 2026
Operating income	$141M	FY2025	10-K · FY 2025Filing detailsAccession 0001653558-26-000066 · filed Mar 10, 2026
	$953M	FY2025	10-K · FY 2025Filing detailsAccession 0001653558-26-000066 · filed Mar 10, 2026
Ending assets	$2.4B	FY2025	10-K · FY 2025Filing detailsAccession 0001653558-26-000066 · filed Mar 10, 2026
Beginning assets	$1.8B	FY2024	10-K · FY 2024Filing detailsAccession 0001653558-26-000066 · filed Mar 10, 2026
	−$100M	FY2025	10-K · FY 2025Filing detailsAccession 0001653558-26-000066 · filed Mar 10, 2026
	−$167M	FY2024	10-K · FY 2024Filing detailsAccession 0001653558-26-000066 · filed Mar 10, 2026

Source:

10-K · filed Mar 10, 2026Filing detailsAccession 0001653558-26-000066 · filed Mar 10, 2026

· event Dec 31, 2025 · retrieved Oct 15, 2026 · annual-row source set

Embed this chart

Flagship explainer

Where Priority Technology Holdings, Inc.'s cash went

Priority Technology Holdings, Inc.’s filing does not supply enough provenance-matched cash-flow lines for a truthful flow chart — here’s what is filed:

Table alternative
Filed line	Value	% of cash from operations	Source
Cash from operations	$100M	100%	10-K · FY 2025Filing detailsAccession 0001653558-26-000066 · filed Mar 10, 2026
Depreciation and amortization	$63.2M	63%	10-K · FY 2025Filing detailsAccession 0001653558-26-000066 · filed Mar 10, 2026

Source:

10-K · FY 2025Filing detailsAccession 0001653558-26-000066 · filed Mar 10, 2026

· event Dec 31, 2025 · retrieved Oct 15, 2026 · annual-row source set

Curated 19-manager tier

Who reported holding Priority Technology Holdings, Inc.

Delayed public 13F reports for 2026-Q2—not live positions, trades, or recommendations.

0 holding0 exited0 not holding0/19 resolved19 not retrieved

Named manager positions and quarter-over-quarter changes
Manager	Reported position	Quarter-over-quarter	Filing accession
Abrams Capital	Not retrieved	Comparison not retrieved	Filing not retrieved
Akre Capital	Not retrieved	Comparison not retrieved	Filing not retrieved
Baupost Group	Not retrieved	Comparison not retrieved	Filing not retrieved
Berkshire Hathaway	Not retrieved	Comparison not retrieved	Filing not retrieved
Brave Warrior Advisors	Not retrieved	Comparison not retrieved	Filing not retrieved
Dodge & Cox	Not retrieved	Comparison not retrieved	Filing not retrieved
First Eagle	Not retrieved	Comparison not retrieved	Filing not retrieved
Fundsmith	Not retrieved	Comparison not retrieved	Filing not retrieved
Gardner Russo & Quinn	Not retrieved	Comparison not retrieved	Filing not retrieved
Gates Foundation Trust	Not retrieved	Comparison not retrieved	Filing not retrieved
Mairs & Power	Not retrieved	Comparison not retrieved	Filing not retrieved
Markel / Markel-Gayner	Not retrieved	Comparison not retrieved	Filing not retrieved
Oakmark / Harris Associates	Not retrieved	Comparison not retrieved	Filing not retrieved
Pershing Square	Not retrieved	Comparison not retrieved	Filing not retrieved
Polen Capital	Not retrieved	Comparison not retrieved	Filing not retrieved
Sequoia / Ruane Cunniff	Not retrieved	Comparison not retrieved	Filing not retrieved
Southeastern Asset Management	Not retrieved	Comparison not retrieved	Filing not retrieved
Tweedy, Browne	Not retrieved	Comparison not retrieved	Filing not retrieved
Yacktman Asset Management	Not retrieved	Comparison not retrieved	Filing not retrieved

Position size uses shares and filed value from each manager’s 13F. Portfolio weight uses the eligible long-share filing denominator. Changes compare only with the immediately preceding calendar quarter.

Source: Filing source not retrieved · event Jun 30, 2026 · retrieved Oct 15, 2026

Flagship explainer

What Priority Technology Holdings, Inc. insiders reported

Records still being gathered — partial as of retrieval Oct 16, 2026.

Partial coverage: the incomplete Form 4 walk cannot establish no activity, an activity date, or zero counts.

Moat Score history

Moat Score over timeLast scored reading of each day, on the 0–100 scale43.3 / 100

Breaks in the line mark methodology or normalizer upgrades — readings across versions aren’t compared, so a level shift there isn’t a change in the business.

Tier changesSame-methodology and same-normalizer crossings of the Wide / Narrow / Shallow bars

Normalizer upgraded unstamped (version unknown)tomoat-xbrl-normalizer@1.1.0 — readings across versions aren’t comparedJul 26, 2026
Methodology upgraded moat-index@2.0.0tomoat-index@3.0.0 — readings across versions aren’t comparedJul 23, 2026
Methodology upgraded moat-index@1.2.0tomoat-index@2.0.0 — readings across versions aren’t comparedJul 20, 2026

Scores are logged append-only and never overwritten — this record cannot be reconstructed retroactively, which is exactly why it’s worth keeping.

Insider activity

Form 4 reports mix P/S market or private transactions with compensation-plan mechanics. Activity casually described as “insider selling” can include compensation mechanics; awards, tax withholding, and option exercises are shown by their exact filed class here, never collapsed into “Bought” or “Sold.”

These are disclosed filing facts and arithmetic aggregates, not a signal or verdict.

This machine-readable surface covers SEC ownership filings from 2003; it does not represent earlier paper-era records.

Records still being gathered — partial as of retrieval Oct 16, 2026.

Among the rows shown, A/F/M acquisition, payment or withholding, and exercise or conversion rows outnumber S sale rows (16 versus 0). The filing codes alone do not establish that every such row arose from a compensation plan.

Trailing-12-month totals and the 90-day cluster result are withheld because this issuer walk is incomplete.

Insider					Shares owned after	Date	Filing detail
Main Clayton JamesDirector	Exercise or conversion of derivative security (M)Table I · Acquired · Common Stock · 1 paired event	4,296	Not disclosed	Not disclosed	21,563	Oct 1, 2026	1 filed lot Table I · Common Stock: 4,296 shares at Not disclosed · code M · owned after 21,563 · Paired event: 4,296 Restricted Stock Unit → 4,296 Common Stock · FORM 4 · filed Oct 5, 2026Filing detailsAccession 0001653558-26-000152 · filed Oct 5, 2026
Main Clayton JamesDirector	Exercise or conversion of derivative security (M)Table II · Disposed · Restricted Stock Unit · 1 paired event	4,296	—Exercise or conversion of derivative security (M)	—	4,294	Oct 1, 2026	1 filed lot Table II · Restricted Stock Unit: 4,296 shares at — (Exercise or conversion of derivative security (M)) · code M · owned after 4,294 · Paired event: 4,296 Restricted Stock Unit → 4,296 Common Stock · FORM 4 · filed Oct 5, 2026Filing detailsAccession 0001653558-26-000152 · filed Oct 5, 2026
CRISAFULLI MARC ADirector	Exercise or conversion of derivative security (M)Table I · Acquired · Common Stock · 1 paired event	4,296	Not disclosed	Not disclosed	100,694	Oct 1, 2026	1 filed lot Table I · Common Stock: 4,296 shares at Not disclosed · code M · owned after 100,694 · Paired event: 4,296 Restricted Stock Unit → 4,296 Common Stock · FORM 4 · filed Oct 5, 2026Filing detailsAccession 0001653558-26-000150 · filed Oct 5, 2026
CRISAFULLI MARC ADirector	Exercise or conversion of derivative security (M)Table II · Disposed · Restricted Stock Unit · 1 paired event	4,296	—Exercise or conversion of derivative security (M)	—	4,294	Oct 1, 2026	1 filed lot Table II · Restricted Stock Unit: 4,296 shares at — (Exercise or conversion of derivative security (M)) · code M · owned after 4,294 · Paired event: 4,296 Restricted Stock Unit → 4,296 Common Stock · FORM 4 · filed Oct 5, 2026Filing detailsAccession 0001653558-26-000150 · filed Oct 5, 2026
Davis MariettaDirector	Exercise or conversion of derivative security (M)Table I · Acquired · Common Stock · 1 paired event	4,296	Not disclosed	Not disclosed	90,972	Oct 1, 2026	1 filed lot Table I · Common Stock: 4,296 shares at Not disclosed · code M · owned after 90,972 · Paired event: 4,296 Restricted Stock Unit → 4,296 Common Stock · FORM 4 · filed Oct 5, 2026Filing detailsAccession 0001653558-26-000148 · filed Oct 5, 2026
Davis MariettaDirector	Disposition to the issuer (D)Table I · Disposed · Common Stock	1,159	$7.80	$9,040	89,813	Oct 1, 2026	1 filed lot Table I · Common Stock: 1,159 shares at $7.80 · code D · owned after 89,813 · FORM 4 · filed Oct 5, 2026Filing detailsAccession 0001653558-26-000148 · filed Oct 5, 2026
Davis MariettaDirector	Exercise or conversion of derivative security (M)Table II · Disposed · Restricted Stock Unit · 1 paired event	4,296	—Exercise or conversion of derivative security (M)	—	4,294	Oct 1, 2026	1 filed lot Table II · Restricted Stock Unit: 4,296 shares at — (Exercise or conversion of derivative security (M)) · code M · owned after 4,294 · Paired event: 4,296 Restricted Stock Unit → 4,296 Common Stock · FORM 4 · filed Oct 5, 2026Filing detailsAccession 0001653558-26-000148 · filed Oct 5, 2026
Passilla MichaelDirector	Exercise or conversion of derivative security (M)Table I · Acquired · Common Stock · 1 paired event	4,296	Not disclosed	Not disclosed	141,752	Oct 1, 2026	1 filed lot Table I · Common Stock: 4,296 shares at Not disclosed · code M · owned after 141,752 · Paired event: 4,296 Restricted Stock Unit → 4,296 Common Stock · FORM 4 · filed Oct 5, 2026Filing detailsAccession 0001653558-26-000146 · filed Oct 5, 2026
Passilla MichaelDirector	Disposition to the issuer (D)Table I · Disposed · Common Stock	1,159	$7.80	$9,040	140,593	Oct 1, 2026	1 filed lot Table I · Common Stock: 1,159 shares at $7.80 · code D · owned after 140,593 · FORM 4 · filed Oct 5, 2026Filing detailsAccession 0001653558-26-000146 · filed Oct 5, 2026
Passilla MichaelDirector	Exercise or conversion of derivative security (M)Table II · Disposed · Restricted Stock Unit · 1 paired event	4,296	—Exercise or conversion of derivative security (M)	—	4,294	Oct 1, 2026	1 filed lot Table II · Restricted Stock Unit: 4,296 shares at — (Exercise or conversion of derivative security (M)) · code M · owned after 4,294 · Paired event: 4,296 Restricted Stock Unit → 4,296 Common Stock · FORM 4 · filed Oct 5, 2026Filing detailsAccession 0001653558-26-000146 · filed Oct 5, 2026
Favilla Christina MDirector	Exercise or conversion of derivative security (M)Table I · Acquired · Common Stock · 1 paired event	4,296	Not disclosed	Not disclosed	140,889	Oct 1, 2026	1 filed lot Table I · Common Stock: 4,296 shares at Not disclosed · code M · owned after 140,889 · Paired event: 4,296 Restricted Stock Unit → 4,296 Common Stock · FORM 4 · filed Oct 5, 2026Filing detailsAccession 0001653558-26-000144 · filed Oct 5, 2026
Favilla Christina MDirector	Disposition to the issuer (D)Table I · Disposed · Common Stock	1,229	$7.80	$9,586	139,660	Oct 1, 2026	1 filed lot Table I · Common Stock: 1,229 shares at $7.80 · code D · owned after 139,660 · FORM 4 · filed Oct 5, 2026Filing detailsAccession 0001653558-26-000144 · filed Oct 5, 2026
Favilla Christina MDirector	Exercise or conversion of derivative security (M)Table II · Disposed · Restricted Stock Unit · 1 paired event	4,296	—Exercise or conversion of derivative security (M)	—	4,294	Oct 1, 2026	1 filed lot Table II · Restricted Stock Unit: 4,296 shares at — (Exercise or conversion of derivative security (M)) · code M · owned after 4,294 · Paired event: 4,296 Restricted Stock Unit → 4,296 Common Stock · FORM 4 · filed Oct 5, 2026Filing detailsAccession 0001653558-26-000144 · filed Oct 5, 2026
O'Leary TimChief Financial Officer	Exercise or conversion of derivative security (M)Table I · Acquired · Common Stock · 2 paired events	93,223	Not disclosed	Not disclosed	See lot detail	Sep 19, 2026	2 filed lots Table I · Common Stock: 61,727 shares at Not disclosed · code M · owned after 325,142 · Paired event: 61,727 Restricted Stock Unit → 61,727 Common Stock · FORM 4 · filed Sep 22, 2026Filing detailsAccession 0001653558-26-000141 · filed Sep 22, 2026 Table I · Common Stock: 31,496 shares at Not disclosed · code M · owned after 356,638 · Paired event: 31,496 Restricted Stock Unit → 31,496 Common Stock · FORM 4 · filed Sep 22, 2026Filing detailsAccession 0001653558-26-000141 · filed Sep 22, 2026
O'Leary TimChief Financial Officer	Disposition to the issuer (D)Table I · Disposed · Common Stock	27,352	$5.83	$159,462	329,286	Sep 19, 2026	1 filed lot Table I · Common Stock: 27,352 shares at $5.83 · code D · owned after 329,286 · FORM 4 · filed Sep 22, 2026Filing detailsAccession 0001653558-26-000141 · filed Sep 22, 2026
O'Leary TimChief Financial Officer	Exercise or conversion of derivative security (M)Table II · Disposed · Restricted Stock Unit · 2 paired events	93,223	—Exercise or conversion of derivative security (M)	—	See lot detail	Sep 19, 2026	2 filed lots Table II · Restricted Stock Unit: 61,727 shares at — (Exercise or conversion of derivative security (M)) · code M · owned after 0 · Paired event: 61,727 Restricted Stock Unit → 61,727 Common Stock · FORM 4 · filed Sep 22, 2026Filing detailsAccession 0001653558-26-000141 · filed Sep 22, 2026 Table II · Restricted Stock Unit: 31,496 shares at — (Exercise or conversion of derivative security (M)) · code M · owned after 31,496 · Paired event: 31,496 Restricted Stock Unit → 31,496 Common Stock · FORM 4 · filed Sep 22, 2026Filing detailsAccession 0001653558-26-000141 · filed Sep 22, 2026
Sun YiChief Technology Officer	Grant, award, or other acquisition (A)Table I · Acquired · Common Stock	25,000	Not disclosed	Not disclosed	73,005	Aug 1, 2026	1 filed lot Table I · Common Stock: 25,000 shares at Not disclosed · code A · owned after 73,005 · FORM 4 · filed Sep 16, 2026Filing detailsAccession 0001653558-26-000138 · filed Sep 16, 2026
Sun YiChief Technology Officer	Disposition to the issuer (D)Table I · Disposed · Common Stock	7,338	$6.50	$47,697	65,667	Aug 1, 2026	1 filed lot Table I · Common Stock: 7,338 shares at $6.50 · code D · owned after 65,667 · FORM 4 · filed Sep 16, 2026Filing detailsAccession 0001653558-26-000138 · filed Sep 16, 2026
Ram RanjanaChief Operating Officer	Disposition to the issuer (D)Table I · Disposed · Common Stock	12,762	$5.50	$70,191	696,704	Feb 18, 2026	1 filed lot Table I · Common Stock: 12,762 shares at $5.50 · code D · owned after 696,704 · FORM 4 · filed Sep 16, 2026Filing detailsAccession 0001653558-26-000139 · filed Sep 16, 2026
Sun YiChief Technology Officer	Disposition to the issuer (D)Table I · Disposed · Common Stock	5,268	$5.50	$28,974	12,681	Feb 18, 2026	1 filed lot Table I · Common Stock: 5,268 shares at $5.50 · code D · owned after 12,681 · FORM 4 · filed Sep 16, 2026Filing detailsAccession 0001653558-26-000136 · filed Sep 16, 2026
Sun YiChief Technology Officer	Grant, award, or other acquisition (A)Table II · Acquired · Restricted Stock Unit	60,138	Not disclosed	Not disclosed	60,138	Feb 5, 2026	1 filed lot Table II · Restricted Stock Unit: 60,138 shares at Not disclosed · code A · owned after 60,138 · FORM 4 · filed Sep 16, 2026Filing detailsAccession 0001653558-26-000136 · filed Sep 16, 2026

Source-event as of Oct 1, 2026. Retrieved Oct 16, 2026.

Track record

How Priority Technology Holdings, Inc.’s moat rated in each of the years we can reconstruct from its filings — scored only on what was knowable at the time — and what its price and returns did afterward. The score never saw a price; the two are joined only in hindsight, for education, not as a signal.

Point-in-time Moat Score (dot colored by tier)Indexed price (total-return (dividends reinvested))Rated Wide-moat that year

How to read this: each dot is what the engine would have scored PRTH on that December 31; the line below is its total-return price path (dividends reinvested) in the years since.

Two tracks, one timeline: the score has its own 0–100 scale (top), the price its own 100-based scale (bottom) — never a shared axis. The price path is a total-return (dividends reinvested) index built from the same data the forward returns use; gaps in the score line are years with no reconstructed rating (see the table for why). The Table view carries every value.

What followed, in the years it rated Wide

In the reconstructed history shown, PRTH did not rate Wide-moat in any year, so there is no wide-moat track record to report. That absence is itself the honest answer — we don’t manufacture a comparison where the rating never earned one.

Technology context

#407 of 751 scored Technology companies, ranked by Moat Score.

Nearest peers by Moat Score

#405MDB MONGODB, INC.43.3 out of 100, Shallow moatShallow moat
#406CMRC Commerce.com, Inc.43.3 out of 100, Shallow moatShallow moat
#408AIP Arteris, Inc.43.3 out of 100, Shallow moatShallow moat
#409ZS Zscaler Inc43.3 out of 100, Shallow moatShallow moat

Compare PRTH with its nearest peers →All Technology companies on the Index →

Common questions about PRTH

Does Priority Technology Holdings, Inc. have an economic moat?: Based on its FY2025 SEC filings, the Moat Index scores Priority Technology Holdings, Inc. (PRTH) 43.3 out of 100 — a Shallow moat. The five questions behind that score begin at 20% each; if exactly one genuinely lacks data, the other four weights are renormalized and disclosed. revenue and EPS trend 75, pricing power 48, returns on capital 34, balance-sheet safety 0, capital allocation 60.
Is PRTH trading below the conservative owner-earnings estimate?: The value if growth stopped today — a zero-growth baseline — is $6.74 per share. It capitalizes normalized owner earnings at a 9% rate and assumes 0% growth. Versus a recent price of $7.82, that is 16% above value if growth stopped today. The model also publishes a capped-growth comparison, but the zero-growth estimate is the cautious baseline. It assumes trailing owner earnings persist and is unreliable for declining businesses. This is an educational estimate from primary SEC filings, not intrinsic value as a fact or investment advice.
How has PRTH's Moat Score changed over time?: The record logs 27 readings since Jul 17, 2026; the latest reads 43.3 out of 100 (shallow moat). No tier changes on record yet. (Methodology or normalizer upgrades on Jul 20, 2026, Jul 23, 2026, Jul 26, 2026 re-based the score; readings across versions aren't compared.) The history is append-only — readings are only ever added, never rewritten.

Scored from primary SEC filings via the public methodology. Educational only — not a recommendation to buy or sell PRTH. See the disclaimer.