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PRUDENTIAL FINANCIAL INC

PRU · Financials · Insurer · FY2025 filings ·

Scored by the financial-sector model

34FY2025 filing
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PRUDENTIAL FINANCIAL INC is a insurer, scored by a separate financial-sector model — not the operating Moat Score you’ll see on other companies. A bank or insurer is a balance-sheet business the margin-and-ROIC lens doesn’t fit, so it’s read through the components below instead. The two models are calibrated differently and are not comparable: a financial-sector score is never ranked against, sorted with, or averaged into an operating Moat Score. How the models work.

Insider activity

Form 4 reports mix P/S market or private transactions with compensation-plan mechanics. Activity casually described as “insider selling” can include compensation mechanics; awards, tax withholding, and option exercises are shown by their exact filed class here, never collapsed into “Bought” or “Sold.”

These are disclosed filing facts and arithmetic aggregates, not a signal or verdict.

This machine-readable surface covers SEC ownership filings from 2003; it does not represent earlier paper-era records.

Records still being gathered — partial as of retrieval Oct 23, 2026.

12 filings were skipped because the SEC primary document returned 404; the omission is disclosed and aggregates are withheld.

Among the rows shown, A/F/M acquisition, payment or withholding, and exercise or conversion rows outnumber S sale rows (28 versus 1). The filing codes alone do not establish that every such row arose from a compensation plan.

Trailing-12-month totals and the 90-day cluster result are withheld because this issuer walk is incomplete.

InsiderShares owned afterDateFiling detail
SULLIVAN ANDREW FDirector, Chief Executive Officer, Chairman of the BoardGrant, award, or other acquisition (A)Table II · Acquired · Deferred Compensation Shares143$118.48$16,94312,559Sep 10, 2026
1 filed lot
  • Table II · Deferred Compensation Shares: 143 shares at $118.48 · code A · owned after 12,559 ·
Wolk Joseph JDirectorGrant, award, or other acquisition (A)Table II · Acquired · 9/30/25 Restricted Stock Units21$118.48$2,4881,826Sep 10, 2026
1 filed lot
  • Table II · 9/30/25 Restricted Stock Units: 21 shares at $118.48 · code A · owned after 1,826 ·
Wolk Joseph JDirectorGrant, award, or other acquisition (A)Table II · Acquired · 2026 Restricted Stock Units21$118.48$2,4881,798Sep 10, 2026
1 filed lot
  • Table II · 2026 Restricted Stock Units: 21 shares at $118.48 · code A · owned after 1,798 ·
TODMAN MICHAELDirectorGrant, award, or other acquisition (A)Table II · Acquired · Notional Shares - Mandatory155$118.48$18,36413,334Sep 10, 2026
1 filed lot
  • Table II · Notional Shares - Mandatory: 155 shares at $118.48 · code A · owned after 13,334 ·
TODMAN MICHAELDirectorGrant, award, or other acquisition (A)Table II · Acquired · Notional Shares - Optional151$118.48$17,89012,943Sep 10, 2026
1 filed lot
  • Table II · Notional Shares - Optional: 151 shares at $118.48 · code A · owned after 12,943 ·
TODMAN MICHAELDirectorGrant, award, or other acquisition (A)Table II · Acquired · 2026 Restricted Stock Units21$118.48$2,4881,798Sep 10, 2026
1 filed lot
  • Table II · 2026 Restricted Stock Units: 21 shares at $118.48 · code A · owned after 1,798 ·
Stoddard Thomas DDirectorGrant, award, or other acquisition (A)Table II · Acquired · Notional Shares - Mandatory20$118.48$2,3701,783Sep 10, 2026
1 filed lot
  • Table II · Notional Shares - Mandatory: 20 shares at $118.48 · code A · owned after 1,783 ·
Stoddard Thomas DDirectorGrant, award, or other acquisition (A)Table II · Acquired · 2026 Restricted Stock Units21$118.48$2,4881,798Sep 10, 2026
1 filed lot
  • Table II · 2026 Restricted Stock Units: 21 shares at $118.48 · code A · owned after 1,798 ·
POON CHRISTINE ADirectorGrant, award, or other acquisition (A)Table II · Acquired · Notional Shares - Mandatory161$118.48$19,07513,840Sep 10, 2026
1 filed lot
  • Table II · Notional Shares - Mandatory: 161 shares at $118.48 · code A · owned after 13,840 ·
POON CHRISTINE ADirectorGrant, award, or other acquisition (A)Table II · Acquired · Notional Shares - Optional49$118.48$5,8064,248Sep 10, 2026
1 filed lot
  • Table II · Notional Shares - Optional: 49 shares at $118.48 · code A · owned after 4,248 ·
POON CHRISTINE ADirectorGrant, award, or other acquisition (A)Table II · Acquired · 2026 Restricted Stock Units21$118.48$2,4881,798Sep 10, 2026
1 filed lot
  • Table II · 2026 Restricted Stock Units: 21 shares at $118.48 · code A · owned after 1,798 ·
Pianalto SandraDirectorGrant, award, or other acquisition (A)Table II · Acquired · Notional Shares - Mandatory214$118.48$25,35518,394Sep 10, 2026
1 filed lot
  • Table II · Notional Shares - Mandatory: 214 shares at $118.48 · code A · owned after 18,394 ·
Pianalto SandraDirectorGrant, award, or other acquisition (A)Table II · Acquired · Notional Shares - Optional84$118.48$9,9527,227Sep 10, 2026
1 filed lot
  • Table II · Notional Shares - Optional: 84 shares at $118.48 · code A · owned after 7,227 ·
Pianalto SandraDirectorGrant, award, or other acquisition (A)Table II · Acquired · 2026 Restricted Stock Units21$118.48$2,4881,798Sep 10, 2026
1 filed lot
  • Table II · 2026 Restricted Stock Units: 21 shares at $118.48 · code A · owned after 1,798 ·
Mannen Maryann T.DirectorGrant, award, or other acquisition (A)Table II · Acquired · 2026 Restricted Stock Units21$118.48$2,4881,798Sep 10, 2026
1 filed lot
  • Table II · 2026 Restricted Stock Units: 21 shares at $118.48 · code A · owned after 1,798 ·
Jones Wendy ElizabethDirectorGrant, award, or other acquisition (A)Table II · Acquired · Notional Shares - Mandatory115$118.48$13,6259,895Sep 10, 2026
1 filed lot
  • Table II · Notional Shares - Mandatory: 115 shares at $118.48 · code A · owned after 9,895 ·
Jones Wendy ElizabethDirectorGrant, award, or other acquisition (A)Table II · Acquired · Notional Shares - Optional21$118.48$2,4881,809Sep 10, 2026
1 filed lot
  • Table II · Notional Shares - Optional: 21 shares at $118.48 · code A · owned after 1,809 ·
Jones Wendy ElizabethDirectorGrant, award, or other acquisition (A)Table II · Acquired · 2026 Restricted Stock Units21$118.48$2,4881,798Sep 10, 2026
1 filed lot
  • Table II · 2026 Restricted Stock Units: 21 shares at $118.48 · code A · owned after 1,798 ·
HUNDMEJEAN MARTINADirectorGrant, award, or other acquisition (A)Table II · Acquired · Notional Shares - Mandatory180$118.48$21,32615,434Sep 10, 2026
1 filed lot
  • Table II · Notional Shares - Mandatory: 180 shares at $118.48 · code A · owned after 15,434 ·
HUNDMEJEAN MARTINADirectorGrant, award, or other acquisition (A)Table II · Acquired · Notional Shares - Optional336$118.48$39,80928,783Sep 10, 2026
1 filed lot
  • Table II · Notional Shares - Optional: 336 shares at $118.48 · code A · owned after 28,783 ·
HUNDMEJEAN MARTINADirectorGrant, award, or other acquisition (A)Table II · Acquired · 2026 Restricted Stock Units21$118.48$2,4881,798Sep 10, 2026
1 filed lot
  • Table II · 2026 Restricted Stock Units: 21 shares at $118.48 · code A · owned after 1,798 ·
Di Sibio CarmineDirectorGrant, award, or other acquisition (A)Table II · Acquired · Notional Shares - Mandatory37$118.48$4,3843,236Sep 10, 2026
1 filed lot
  • Table II · Notional Shares - Mandatory: 37 shares at $118.48 · code A · owned after 3,236 ·
Di Sibio CarmineDirectorGrant, award, or other acquisition (A)Table II · Acquired · 2026 Restricted Stock Units21$118.48$2,4881,798Sep 10, 2026
1 filed lot
  • Table II · 2026 Restricted Stock Units: 21 shares at $118.48 · code A · owned after 1,798 ·
CASELLAS GILBERT FDirectorGrant, award, or other acquisition (A)Table II · Acquired · Notional Shares - Mandatory513$118.48$60,78043,957Sep 10, 2026
1 filed lot
  • Table II · Notional Shares - Mandatory: 513 shares at $118.48 · code A · owned after 43,957 ·
CASELLAS GILBERT FDirectorGrant, award, or other acquisition (A)Table II · Acquired · 2026 Restricted Stock Units21$118.48$2,4881,798Sep 10, 2026
1 filed lot
  • Table II · 2026 Restricted Stock Units: 21 shares at $118.48 · code A · owned after 1,798 ·
Boyle Robert ESenior Vice PresidentExercise or conversion of derivative security (M)Table I · Acquired · Common Stock · 1 paired event353—Exercise or conversion of derivative security (M)—6,087Aug 31, 2026
1 filed lot
  • Table I · Common Stock: 353 shares at — (Exercise or conversion of derivative security (M)) · code M · owned after 6,087 · Paired event: 353 8/10/2023 Restricted Stock Units → 353 Common Stock ·
Boyle Robert ESenior Vice PresidentPayment of exercise price or tax liability (F)Table I · Disposed · Common Stock115$117.60$13,5245,972Aug 31, 2026
1 filed lot
  • Table I · Common Stock: 115 shares at $117.60 · code F · owned after 5,972 ·
Boyle Robert ESenior Vice PresidentExercise or conversion of derivative security (M)Table II · Disposed · 8/10/2023 Restricted Stock Units · 1 paired event353—Exercise or conversion of derivative security (M)—0Aug 31, 2026
1 filed lot
  • Table II · 8/10/2023 Restricted Stock Units: 353 shares at — (Exercise or conversion of derivative security (M)) · code M · owned after 0 · Paired event: 353 8/10/2023 Restricted Stock Units → 353 Common Stock ·
KAPPLER ANN MEVP and General CounselOpen-market or private sale (S)Table I · Disposed · Common Stock7,652$125.01$956,57714,407Aug 14, 2026
1 filed lot
  • Table I · Common Stock: 7,652 shares at $125.01 · code S · owned after 14,407 ·

Source-event as of . Retrieved .

Flagship explainer

How PRUDENTIAL FINANCIAL INC earns its spread

PRUDENTIAL FINANCIAL INC's filing does not supply enough comparable lines for a truthful flow chart — here's what is filed:

Table alternative
Filed lineValue% of net interest incomeSource
Income before tax$4.7BUnavailable
Income tax$1.1BUnavailable
$3.6BUnavailable
Source: · event Dec 31, 2025 · retrieved Aug 3, 2026

Flagship explainer

What PRUDENTIAL FINANCIAL INC owns — and owes

PRUDENTIAL FINANCIAL INC's filing tags don't support a full breakdown — here's what is filed:

Table alternative
Filed lineValue% of assetsSource
Total assets$773.7B100%
Cash and equivalents$19.7B3%
Goodwill$1.1B0%
Deferred tax assets$279M0%
Operating lease right-of-use assets$366M0%
Total liabilities$738.2B95%
$20.3B3%
Stockholders’ equity$32.4B4%
Source: · event Dec 31, 2025 · retrieved Aug 3, 2026

Flagship explainer

What drives PRUDENTIAL FINANCIAL INC’s return on equity?

One or more filed inputs needed for the five-factor decomposition are unavailable.

DuPont source inputs
InputValueFiscal yearSource
Net income$3.6BFY2025
Income before tax$4.7BFY2025
Operating incomeUnavailableFY2025
Revenue$60.8BFY2025
Ending assets$773.7BFY2025
Beginning assets$735.6BFY2024
Ending equity$32.4BFY2025
Beginning equity$27.9BFY2024
Source:
  • SEC filingFiling detailsAccession 0001137774-26-000048
· event Dec 31, 2025 · retrieved Aug 3, 2026 · annual-row source set

Flagship explainer

Where PRUDENTIAL FINANCIAL INC's cash went

PRUDENTIAL FINANCIAL INC’s filing does not supply enough provenance-matched cash-flow lines for a truthful flow chart — here’s what is filed:

Table alternative
Filed lineValue% of cash from operationsSource
Cash from operations$6.3B100%
Depreciation and amortization$128M2%
Cash from investing−$25.9B−413%
Cash from financing$20.8B331%
Exchange-rate effect$77M1%
Net change in cash$1.2B20%
Source: · event Dec 31, 2025 · retrieved Aug 3, 2026

Curated 19-manager tier

Who reported holding PRUDENTIAL FINANCIAL INC

Delayed public 13F reports for 2026-Q2—not live positions, trades, or recommendations.

0 holding0 exited18 not holding18/19 resolved1 not retrieved

Named manager positions and quarter-over-quarter changes
ManagerReported positionQuarter-over-quarterFiling accession
Abrams CapitalNo position reportedNo position reported
Akre CapitalNo position reportedNo position reported
Baupost GroupNo position reportedNo position reported
Berkshire HathawayNo position reportedNo position reported
Brave Warrior AdvisorsNo position reportedNo position reported
Dodge & CoxNo position reportedNo position reported
First EagleNo position reportedNo position reported
FundsmithNo position reportedNo position reported
Gardner Russo & QuinnNo position reportedNo position reported
Gates Foundation TrustNo position reportedNo position reported
Mairs & PowerNo position reportedNo position reported
Markel / Markel-GaynerNo position reportedNo position reported
Oakmark / Harris AssociatesNo position reportedNo position reported
Polen CapitalNo position reportedNo position reported
Sequoia / Ruane CunniffNo position reportedNo position reported
Southeastern Asset ManagementNo position reportedNo position reported
Tweedy, BrowneNo position reportedNo position reported
Yacktman Asset ManagementNo position reportedNo position reported
Pershing SquareNot retrievedComparison not retrievedFiling not retrieved

Position size uses shares and filed value from each manager’s 13F. Portfolio weight uses the eligible long-share filing denominator. Changes compare only with the immediately preceding calendar quarter.

Source:
37 SEC filings
  1. 13F-HR · Q1 2026Filing detailsAccession 0000813917-26-000038 · filed May 15, 2026
  2. 13F-HR · Q2 2026Filing detailsAccession 0000813917-26-000042 · filed Aug 14, 2026
  3. 13F-HR · Q1 2026Filing detailsAccession 0000860643-26-000003 · filed May 13, 2026
  4. 13F-HR · Q2 2026Filing detailsAccession 0000860643-26-000005 · filed Aug 13, 2026
  5. 13F-HR · Q1 2026Filing detailsAccession 0000905567-26-000002 · filed May 1, 2026
  6. 13F-HR · Q2 2026Filing detailsAccession 0000905567-26-000003 · filed Aug 11, 2026
  7. 13F-HR · Q1 2026Filing detailsAccession 0000919574-26-003132 · filed May 15, 2026
  8. 13F-HR · Q2 2026Filing detailsAccession 0000919574-26-005176 · filed Aug 14, 2026
  9. 13F-HR · Q1 2026Filing detailsAccession 0001061768-26-000007 · filed May 14, 2026
  10. 13F-HR · Q2 2026Filing detailsAccession 0001061768-26-000010 · filed Aug 13, 2026
  11. 13F-HR · Q1 2026Filing detailsAccession 0001096343-26-000044 · filed May 1, 2026
  12. 13F-HR · Q2 2026Filing detailsAccession 0001096343-26-000065 · filed Jul 31, 2026
  13. 13F-HR · Q1 2026Filing detailsAccession 0001104659-26-062592 · filed May 15, 2026
  14. 13F-HR · Q2 2026Filing detailsAccession 0001104659-26-097175 · filed Aug 14, 2026
  15. 13F-HR · Q1 2026Filing detailsAccession 0001112520-26-000009 · filed May 14, 2026
  16. 13F-HR · Q2 2026Filing detailsAccession 0001112520-26-000014 · filed Aug 14, 2026
  17. 13F-HR · Q1 2026Filing detailsAccession 0001172661-26-001819 · filed May 14, 2026
  18. 13F-HR · Q1 2026Filing detailsAccession 0001172661-26-001911 · filed May 14, 2026
  19. 13F-HR · Q1 2026Filing detailsAccession 0001172661-26-001966 · filed May 14, 2026
  20. 13F-HR · Q1 2026Filing detailsAccession 0001172661-26-002294 · filed May 15, 2026
  21. 13F-HR · Q2 2026Filing detailsAccession 0001172661-26-003035 · filed Aug 4, 2026
  22. 13F-HR · Q2 2026Filing detailsAccession 0001172661-26-003402 · filed Aug 13, 2026
  23. 13F-HR · Q2 2026Filing detailsAccession 0001172661-26-003496 · filed Aug 14, 2026
  24. 13F-HR · Q2 2026Filing detailsAccession 0001172661-26-003728 · filed Aug 14, 2026
  25. 13F-HR · Q1 2026Filing detailsAccession 0001193125-26-208439 · filed May 6, 2026
  26. 13F-HR · Q1 2026Filing detailsAccession 0001193125-26-223352 · filed May 14, 2026
  27. 13F-HR · Q1 2026Filing detailsAccession 0001193125-26-226661 · filed May 15, 2026
  28. 13F-HR · Q2 2026Filing detailsAccession 0001193125-26-340443 · filed Aug 7, 2026
  29. 13F-HR · Q2 2026Filing detailsAccession 0001193125-26-349535 · filed Aug 13, 2026
  30. 13F-HR · Q2 2026Filing detailsAccession 0001193125-26-352200 · filed Aug 14, 2026
  31. 13F-HR/A · Q1 2026 · Amendment RESTATEMENTFiling detailsAccession 0001325447-26-000018 · filed May 14, 2026
  32. 13F-HR · Q2 2026Filing detailsAccession 0001325447-26-000020 · filed Aug 5, 2026
  33. 13F-HR/A · Q2 2026 · Amendment NEW HOLDINGSFiling detailsAccession 0001325447-26-000033 · filed Aug 24, 2026
  34. 13F-HR · Q1 2026Filing detailsAccession 0001398344-26-009296 · filed May 15, 2026
  35. 13F-HR · Q2 2026Filing detailsAccession 0001398344-26-014641 · filed Aug 14, 2026
  36. 13F-HR · Q1 2026Filing detailsAccession 0001569205-26-000005 · filed May 15, 2026
  37. 13F-HR · Q2 2026Filing detailsAccession 0001569205-26-000012 · filed Aug 14, 2026
· event Jun 30, 2026 · retrieved Aug 3, 2026

Flagship explainer

What PRUDENTIAL FINANCIAL INC insiders reported

Records still being gathered — partial as of retrieval Oct 23, 2026.

Partial coverage: the incomplete Form 4 walk cannot establish no activity, an activity date, or zero counts.

What the financial-sector model scores (insurer)

38

Median ROE 8.5% on average equity, above the 10% hurdle in 33% of 9 years.

17

Q3 scored 2 evidenced ratios equally.

36

Profitable in 80% of 10 years, ROE volatile.

Not scored for this company

Canonical split-adjusted share history is incomplete; no book-value trend claim is made.
Net interest economics apply to banks and lenders; not part of the carrier model.
Loss ratios are not an underwriting-discipline signal for this carrier type (life, regulated-MLR health, title/surety, or unclassified); component not applied.

Scored 3 of 4 applicable components (carrier model); weights renormalized over the scored set.

Fundamentals

The 15-year revenue, margin, and ROIC series is built for the operating model’s lens and isn’t published for banks and insurers — a balance-sheet business is read through the components above, not through operating-company margins.

Financial-sector score history

Reading
Aug 3, 202634
Jul 26, 202631
Jul 26, 202631

Append-only — readings are added, never rewritten. Only readings on the same methodology version (moat-index-financials@1.0.0) are comparable; a change across versions is a scoring change, not a company event.

Scored from primary SEC filings via the public financial-sector methodology. Educational only — not a recommendation to buy or sell PRU. See the disclaimer.