PRUDENTIAL FINANCIAL INC

PRU · Financials · Insurer · FY2025 filings ·

Scored by the financial-sector model

34FY2025 filing
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PRUDENTIAL FINANCIAL INC is a insurer, scored by a separate financial-sector model — not the operating Moat Score you’ll see on other companies. A bank or insurer is a balance-sheet business the margin-and-ROIC lens doesn’t fit, so it’s read through the components below instead. The two models are calibrated differently and are not comparable: a financial-sector score is never ranked against, sorted with, or averaged into an operating Moat Score. How the models work.

Insider activity

Form 4 reports mix P/S market or private transactions with compensation-plan mechanics. Activity casually described as “insider selling” can include compensation mechanics; awards, tax withholding, and option exercises are shown by their exact filed class here, never collapsed into “Bought” or “Sold.”

These are disclosed filing facts and arithmetic aggregates, not a signal or verdict.

This machine-readable surface covers SEC ownership filings from 2003; it does not represent earlier paper-era records.

Records still being gathered — partial as of retrieval Sep 9, 2026.

12 filings were skipped because the SEC primary document returned 404; the omission is disclosed and aggregates are withheld.

Among the rows shown, A/F/M acquisition, payment or withholding, and exercise or conversion rows outnumber S sale rows (3 versus 1). The filing codes alone do not establish that every such row arose from a compensation plan.

Trailing-12-month totals and the 90-day cluster result are withheld because this issuer walk is incomplete.

InsiderShares owned afterDateFiling detail
Boyle Robert ESenior Vice PresidentExercise or conversion of derivative security (M)Table I · Acquired · Common Stock · 1 paired event353Exercise or conversion of derivative security (M)6,087Aug 31, 2026
1 filed lot
  • Table I · Common Stock: 353 shares at — (Exercise or conversion of derivative security (M)) · code M · owned after 6,087 · Paired event: 353 8/10/2023 Restricted Stock Units → 353 Common Stock ·
Boyle Robert ESenior Vice PresidentPayment of exercise price or tax liability (F)Table I · Disposed · Common Stock115$117.60$13,5245,972Aug 31, 2026
1 filed lot
  • Table I · Common Stock: 115 shares at $117.60 · code F · owned after 5,972 ·
Boyle Robert ESenior Vice PresidentExercise or conversion of derivative security (M)Table II · Disposed · 8/10/2023 Restricted Stock Units · 1 paired event353Exercise or conversion of derivative security (M)0Aug 31, 2026
1 filed lot
  • Table II · 8/10/2023 Restricted Stock Units: 353 shares at — (Exercise or conversion of derivative security (M)) · code M · owned after 0 · Paired event: 353 8/10/2023 Restricted Stock Units → 353 Common Stock ·
KAPPLER ANN MEVP and General CounselOpen-market or private sale (S)Table I · Disposed · Common Stock7,652$125.01$956,57714,407Aug 14, 2026
1 filed lot
  • Table I · Common Stock: 7,652 shares at $125.01 · code S · owned after 14,407 ·

Source-event as of . Retrieved .

Visual explainers

The filing-backed explainer service is temporarily unavailable, so no partial or guessed chart is shown.

What the financial-sector model scores (insurer)

38

Median ROE 8.5% on average equity, above the 10% hurdle in 33% of 9 years.

17

Q3 scored 2 evidenced ratios equally.

36

Profitable in 80% of 10 years, ROE volatile.

Not scored for this company

Canonical split-adjusted share history is incomplete; no book-value trend claim is made.
Net interest economics apply to banks and lenders; not part of the carrier model.
Loss ratios are not an underwriting-discipline signal for this carrier type (life, regulated-MLR health, title/surety, or unclassified); component not applied.

Scored 3 of 4 applicable components (carrier model); weights renormalized over the scored set.

Fundamentals

The 15-year revenue, margin, and ROIC series is built for the operating model’s lens and isn’t published for banks and insurers — a balance-sheet business is read through the components above, not through operating-company margins.

Financial-sector score history

Reading
Aug 3, 202634
Jul 26, 202631
Jul 26, 202631

Append-only — readings are added, never rewritten. Only readings on the same methodology version (moat-index-financials@1.0.0) are comparable; a change across versions is a scoring change, not a company event.