TMP · Financials · Bank · FY2025 filings ·
Scored by the financial-sector model
Form 4 reports mix P/S market or private transactions with compensation-plan mechanics. Activity casually described as “insider selling” can include compensation mechanics; awards, tax withholding, and option exercises are shown by their exact filed class here, never collapsed into “Bought” or “Sold.”
These are disclosed filing facts and arithmetic aggregates, not a signal or verdict.
This machine-readable surface covers SEC ownership filings from 2003; it does not represent earlier paper-era records.
Records still being gathered — partial as of retrieval Nov 2, 2026.
Among the rows shown, A/F/M acquisition, payment or withholding, and exercise or conversion rows outnumber S sale rows (24 versus 0). The filing codes alone do not establish that every such row arose from a compensation plan.
Trailing-12-month totals and the 90-day cluster result are withheld because this issuer walk is incomplete.
| Insider | Shares owned after | Date | Filing detail | ||||
|---|---|---|---|---|---|---|---|
| DeMilia David MEVP, Pres of TCB Hudson Valley | Exercise or conversion of derivative security (M)Table I · Acquired · Common Stock · 1 paired event | 255 | $76.90 | $19,610 | 7,598.106 | Oct 16, 2026 | 1 filed lot
|
| DeMilia David MEVP, Pres of TCB Hudson Valley | Payment of exercise price or tax liability (F)Table I · Disposed · Common Stock | 227 | $97.58 | $22,151 | 7,371.106 | Oct 16, 2026 | 1 filed lot
|
| DeMilia David MEVP, Pres of TCB Hudson Valley | Exercise or conversion of derivative security (M)Table II · Disposed · Stock Appreciation Rights (SAR) · 1 paired event | 255 | —Exercise or conversion of derivative security (M) | — | 0 | Oct 16, 2026 | 1 filed lot
|
| DeMilia David MEVP, Pres of TCB Hudson Valley | Small acquisition (L)Table I · Acquired · Common Stock | 1.042 | $95.97 | $100 | 7,343.106 | Oct 14, 2026 | 1 filed lot
|
| Coletti Janet M.Director | Grant, award, or other acquisition (A)Table II · Acquired · Phantom Stock | 19.71 | $98.9348 | $1,950 | 799.436 | Oct 2, 2026 | 1 filed lot
|
| Catarisano Nancy E.Director | Grant, award, or other acquisition (A)Table II · Acquired · Phantom Stock | 299.44 | $98.9348 | $29,625 | See lot detail | Oct 2, 2026 | 2 filed lots
|
| Eaton HelenDirector | Grant, award, or other acquisition (A)Table II · Acquired · Phantom Stock | 156.922 | $98.9348 | $15,525 | 3,297.25 | Oct 2, 2026 | 1 filed lot
|
| Davidson Heidi MDirector | Grant, award, or other acquisition (A)Table II · Acquired · Phantom Stock | 259.514 | $98.9348 | $25,675 | See lot detail | Oct 2, 2026 | 2 filed lots
|
| Lee Angela BDirector | Grant, award, or other acquisition (A)Table I · Acquired · Common Stock | 216 | $97.01 | $20,954 | 2,210 | Oct 1, 2026 | 1 filed lot
|
| Fessenden Daniel J.Director | Grant, award, or other acquisition (A)Table I · Acquired · Common Stock | 128 | $97.01 | $12,417 | 1,988.221 | Oct 1, 2026 | 1 filed lot
|
| Johnson Patricia ADirector | Grant, award, or other acquisition (A)Table I · Acquired · Common Stock Drip | 187 | $97.01 | $18,141 | 7,258.673 | Oct 1, 2026 | 1 filed lot
|
| DeMilia David MEVP, Pres of TCB Hudson Valley | Small acquisition (L)Table I · Acquired · Common Stock | 1.002 | $99.84 | $100 | 7,342.064 | Sep 14, 2026 | 1 filed lot
|
| Fontaine Alyssa HEVP, General Counsel & CRO | Exercise or conversion of derivative security (M)Table I · Acquired · Common Stock · 1 paired event | 802 | $76.90 | $61,674 | 10,888.788 | Sep 2, 2026 | 1 filed lot
|
| Fontaine Alyssa HEVP, General Counsel & CRO | Payment of exercise price or tax liability (F)Table I · Disposed · Common Stock | 713 | $97.56 | $69,560 | 10,175.788 | Sep 2, 2026 | 1 filed lot
|
| Fontaine Alyssa HEVP, General Counsel & CRO | Exercise or conversion of derivative security (M)Table II · Disposed · Stock Appreciation Rights (SAR) · 1 paired event | 802 | —Exercise or conversion of derivative security (M) | — | 0 | Sep 2, 2026 | 1 filed lot
|
| DeMilia David MEVP, Pres of TCB Hudson Valley | Small acquisition (L)Table I · Acquired · Common Stock | 0.995 | $100.51 | $100 | 7,313.846 | Aug 12, 2026 | 1 filed lot
|
| McKenna John MEVP, Pres. Tompkins Comm. Bank | Exercise or conversion of derivative security (M)Table I · Acquired · Common Stock · 1 paired event | 802 | $76.90 | $61,674 | 17,284.915 | Aug 7, 2026 | 1 filed lot
|
| McKenna John MEVP, Pres. Tompkins Comm. Bank | Payment of exercise price or tax liability (F)Table I · Disposed · Common Stock | 712 | $98.73 | $70,296 | 16,572.915 | Aug 7, 2026 | 1 filed lot
|
| McKenna John MEVP, Pres. Tompkins Comm. Bank | Exercise or conversion of derivative security (M)Table II · Disposed · Stock Appreciation Rights (SAR) · 1 paired event | 802 | —Exercise or conversion of derivative security (M) | — | 0 | Aug 7, 2026 | 1 filed lot
|
| Kershaw DavidSVP, PAO | Exercise or conversion of derivative security (M)Table I · Acquired · Common Stock · 1 paired event | 260 | $76.90 | $19,994 | 5,076.515 | Aug 4, 2026 | 1 filed lot
|
| Kershaw DavidSVP, PAO | Payment of exercise price or tax liability (F)Table I · Disposed · Common Stock | 220 | $101.54 | $22,339 | 4,856.515 | Aug 4, 2026 | 1 filed lot
|
| Kershaw DavidSVP, PAO | Exercise or conversion of derivative security (M)Table II · Disposed · Stock Appreciation Rights (SAR) · 1 paired event | 260 | —Exercise or conversion of derivative security (M) | — | 0 | Aug 4, 2026 | 1 filed lot
|
| Taylor Eric WEVP, President TFA | Payment of exercise price or tax liability (F)Table I · Disposed · Common Stock | 45 | $99.84 | $4,493 | 1,360 | Aug 1, 2026 | 1 filed lot
|
| DeMilia David MEVP, Pres of TCB Hudson Valley | Small acquisition (L)Table I · Acquired · Common Stock | 1.084 | $92.29 | $100 | 7,312.851 | Jul 14, 2026 | 1 filed lot
|
| Catarisano Nancy E.Director | Grant, award, or other acquisition (A)Table II · Acquired · Phantom Stock | 213.754 | $96.84 | $20,700 | See lot detail | Jul 1, 2026 | 2 filed lots
|
| DeMilia David MEVP, Pres of TCB Hudson Valley | Small acquisition (L)Table I · Acquired · Common Stock | 1.092 | $91.6149 | $100 | 7,311.767 | Jun 12, 2026 | 1 filed lot
|
Source-event as of . Retrieved .
Flagship explainer
Start with net interest income, then follow the filed path to net income.
| Filed line | Value | % of net interest income | Source |
|---|---|---|---|
| $250M | 100% |
| |
| Income before tax | $225M | 90% |
|
| Income tax | $63.8M | 26% |
|
| $161M | 64% |
|
Flagship explainer
Tompkins Financial Corp's filing tags don't support a full breakdown — here's what is filed:
| Filed line | Value | % of assets | Source |
|---|---|---|---|
| Total assets | $8.7B | 100% |
|
| Cash and equivalents | $133M | 2% |
|
| Property, plant and equipment | $72.4M | 1% |
|
| Goodwill | $72.7M | 1% |
|
| Deferred tax assets | $37.2M | 0% |
|
| Operating lease right-of-use assets | $26.2M | 0% |
|
| Total liabilities | $7.7B | 89% |
|
| Stockholders’ equity | $938M | 11% |
|
Flagship explainer
One or more filed inputs needed for the five-factor decomposition are unavailable.
| Input | Value | Fiscal year | Source |
|---|---|---|---|
| Net income | $161M | FY2025 |
|
| Income before tax | $225M | FY2025 |
|
| Operating income | Unavailable | FY2025 |
|
| Revenue | $75.7M | FY2025 |
|
| Ending assets | $8.7B | FY2025 |
|
| Beginning assets | $8.1B | FY2024 |
|
| Ending equity | $938M | FY2025 |
|
| Beginning equity | $713M | FY2024 |
|
Flagship explainer
Tompkins Financial Corp’s filing does not supply enough provenance-matched cash-flow lines for a truthful flow chart — here’s what is filed:
| Filed line | Value | % of cash from operations | Source |
|---|---|---|---|
| Cash from operations | $38.9M | 100% |
|
| Depreciation and amortization | $6.6M | 17% |
|
| Share-based compensation | $3.5M | 9% |
|
| Cash from investing | −$301M | −774% |
|
| Cash from financing | $260M | 670% |
|
| Net change in cash | −$1.6M | −4% |
|
Curated 19-manager tier
Delayed public 13F reports for 2026-Q2—not live positions, trades, or recommendations.
0 holding0 exited0 not holding0/19 resolved19 not retrieved
| Manager | Reported position | Quarter-over-quarter | Filing accession |
|---|---|---|---|
| Abrams Capital | Not retrieved | Comparison not retrieved | Filing not retrieved |
| Akre Capital | Not retrieved | Comparison not retrieved | Filing not retrieved |
| Baupost Group | Not retrieved | Comparison not retrieved | Filing not retrieved |
| Berkshire Hathaway | Not retrieved | Comparison not retrieved | Filing not retrieved |
| Brave Warrior Advisors | Not retrieved | Comparison not retrieved | Filing not retrieved |
| Dodge & Cox | Not retrieved | Comparison not retrieved | Filing not retrieved |
| First Eagle | Not retrieved | Comparison not retrieved | Filing not retrieved |
| Fundsmith | Not retrieved | Comparison not retrieved | Filing not retrieved |
| Gardner Russo & Quinn | Not retrieved | Comparison not retrieved | Filing not retrieved |
| Gates Foundation Trust | Not retrieved | Comparison not retrieved | Filing not retrieved |
| Mairs & Power | Not retrieved | Comparison not retrieved | Filing not retrieved |
| Markel / Markel-Gayner | Not retrieved | Comparison not retrieved | Filing not retrieved |
| Oakmark / Harris Associates | Not retrieved | Comparison not retrieved | Filing not retrieved |
| Pershing Square | Not retrieved | Comparison not retrieved | Filing not retrieved |
| Polen Capital | Not retrieved | Comparison not retrieved | Filing not retrieved |
| Sequoia / Ruane Cunniff | Not retrieved | Comparison not retrieved | Filing not retrieved |
| Southeastern Asset Management | Not retrieved | Comparison not retrieved | Filing not retrieved |
| Tweedy, Browne | Not retrieved | Comparison not retrieved | Filing not retrieved |
| Yacktman Asset Management | Not retrieved | Comparison not retrieved | Filing not retrieved |
Position size uses shares and filed value from each manager’s 13F. Portfolio weight uses the eligible long-share filing denominator. Changes compare only with the immediately preceding calendar quarter.
Flagship explainer
Records still being gathered — partial as of retrieval Nov 2, 2026.
Partial coverage: the incomplete Form 4 walk cannot establish no activity, an activity date, or zero counts.
Median ROE 12.4% on average equity, above the 10% hurdle in 78% of 9 years.
Q3 scored 2 evidenced ratios equally; reserve score is unadjusted for Q4 and capped at 70.
Profitable in 100% of 10 years, ROE steady.
Net interest income is 2.98% of average assets, very steady over 9 years through FY2025.
Not scored for this company
Scored 4 of 5 applicable components (bank model); weights renormalized over the scored set.
The 15-year revenue, margin, and ROIC series is built for the operating model’s lens and isn’t published for banks and insurers — a balance-sheet business is read through the components above, not through operating-company margins.
| Reading | ||
|---|---|---|
| Aug 3, 2026 | 77 | |
| Jul 26, 2026 | 77 | |
| Jul 26, 2026 | 77 | |
Append-only — readings are added, never rewritten. Only readings on the same methodology version (moat-index-financials@1.0.0) are comparable; a change across versions is a scoring change, not a company event.