UNITEDHEALTH GROUP INC

UNH · Financials · Insurer · FY2025 filings ·

Scored by the financial-sector model

89FY2025 filing

Insider activity

Form 4 reports mix P/S market or private transactions with compensation-plan mechanics. Activity casually described as “insider selling” can include compensation mechanics; awards, tax withholding, and option exercises are shown by their exact filed class here, never collapsed into “Bought” or “Sold.”

These are disclosed filing facts and arithmetic aggregates, not a signal or verdict.

This machine-readable surface covers SEC ownership filings from 2003; it does not represent earlier paper-era records.

Records still being gathered — partial as of retrieval Oct 15, 2026.

44 filings were skipped because the SEC primary document returned 404; the omission is disclosed and aggregates are withheld.

Among the rows shown, A/F/M acquisition, payment or withholding, and exercise or conversion rows outnumber S sale rows (26 versus 2). The filing codes alone do not establish that every such row arose from a compensation plan.

Trailing-12-month totals and the 90-day cluster result are withheld because this issuer walk is incomplete.

Insider					Shares owned after	Date	Filing detail
Noseworthy John HDirector	Grant, award, or other acquisition (A)Table I · Acquired · Common Stock	240	—Grant, award, or other acquisition (A)	—	7,902	Oct 1, 2026	1 filed lot Table I · Common Stock: 240 shares at — (Grant, award, or other acquisition (A)) · code A · owned after 7,902 · FORM 4 · filed Oct 5, 2026Filing detailsAccession 0000731766-26-000253 · filed Oct 5, 2026
MONTGOMERY RICE VALERIE MDDirector	Grant, award, or other acquisition (A)Table I · Acquired · Common Stock	257	—Grant, award, or other acquisition (A)	—	8,180	Oct 1, 2026	1 filed lot Table I · Common Stock: 257 shares at — (Grant, award, or other acquisition (A)) · code A · owned after 8,180 · FORM 4 · filed Oct 5, 2026Filing detailsAccession 0000731766-26-000252 · filed Oct 5, 2026
MCNABB FREDERICK WILLIAM IIIDirector	Grant, award, or other acquisition (A)Table I · Acquired · Common Stock	291	—Grant, award, or other acquisition (A)	—	15,810	Oct 1, 2026	1 filed lot Table I · Common Stock: 291 shares at — (Grant, award, or other acquisition (A)) · code A · owned after 15,810 · FORM 4 · filed Oct 5, 2026Filing detailsAccession 0000731766-26-000251 · filed Oct 5, 2026
Gottlieb ScottDirector	Grant, award, or other acquisition (A)Table I · Acquired · Common Stock	257	—Grant, award, or other acquisition (A)	—	921	Oct 1, 2026	1 filed lot Table I · Common Stock: 257 shares at — (Grant, award, or other acquisition (A)) · code A · owned after 921 · FORM 4 · filed Oct 5, 2026Filing detailsAccession 0000731766-26-000250 · filed Oct 5, 2026
Gil KristenDirector	Grant, award, or other acquisition (A)Table I · Acquired · Common Stock	240	—Grant, award, or other acquisition (A)	—	2,867	Oct 1, 2026	1 filed lot Table I · Common Stock: 240 shares at — (Grant, award, or other acquisition (A)) · code A · owned after 2,867 · FORM 4 · filed Oct 5, 2026Filing detailsAccession 0000731766-26-000249 · filed Oct 5, 2026
GARCIA PAUL RDirector	Grant, award, or other acquisition (A)Table I · Acquired · Common Stock	258	—Grant, award, or other acquisition (A)	—	See lot detail	Oct 1, 2026	2 filed lots Table I · Common Stock: 155 shares at — (Grant, award, or other acquisition (A)) · code A · owned after 4,077 · FORM 4 · filed Oct 5, 2026Filing detailsAccession 0000731766-26-000248 · filed Oct 5, 2026 Table I · Common Stock: 103 shares at — (Grant, award, or other acquisition (A)) · code A · owned after 4,180 · FORM 4 · filed Oct 5, 2026Filing detailsAccession 0000731766-26-000248 · filed Oct 5, 2026
FLYNN TIMOTHY PATRICKDirector	Grant, award, or other acquisition (A)Table I · Acquired · Common Stock	262	—Grant, award, or other acquisition (A)	—	11,205	Oct 1, 2026	1 filed lot Table I · Common Stock: 262 shares at — (Grant, award, or other acquisition (A)) · code A · owned after 11,205 · FORM 4 · filed Oct 5, 2026Filing detailsAccession 0000731766-26-000247 · filed Oct 5, 2026
Baker Charles D.Director	Grant, award, or other acquisition (A)Table I · Acquired · Common Stock	257	—Grant, award, or other acquisition (A)	—	2,668	Oct 1, 2026	1 filed lot Table I · Common Stock: 257 shares at — (Grant, award, or other acquisition (A)) · code A · owned after 2,668 · FORM 4 · filed Oct 5, 2026Filing detailsAccession 0000731766-26-000246 · filed Oct 5, 2026
MCNABB FREDERICK WILLIAM IIIDirector	Grant, award, or other acquisition (A)Table I · Acquired · Common Stock	57	—Grant, award, or other acquisition (A)	—	15,519	Sep 22, 2026	1 filed lot Table I · Common Stock: 57 shares at — (Grant, award, or other acquisition (A)) · code A · owned after 15,519 · FORM 4 · filed Sep 24, 2026Filing detailsAccession 0000731766-26-000235 · filed Sep 24, 2026
Stankiewicz Dennis AndrewChief Accounting Officer	Grant, award, or other acquisition (A)Table I · Acquired · Common Stock	51.084	—Grant, award, or other acquisition (A)	—	10,108.651	Sep 22, 2026	1 filed lot Table I · Common Stock: 51.084 shares at — (Grant, award, or other acquisition (A)) · code A · owned after 10,108.651 · FORM 4 · filed Sep 24, 2026Filing detailsAccession 0000731766-26-000234 · filed Sep 24, 2026
Baker Charles D.Director	Grant, award, or other acquisition (A)Table I · Acquired · Common Stock	15	—Grant, award, or other acquisition (A)	—	2,411	Sep 22, 2026	1 filed lot Table I · Common Stock: 15 shares at — (Grant, award, or other acquisition (A)) · code A · owned after 2,411 · FORM 4 · filed Sep 24, 2026Filing detailsAccession 0000731766-26-000233 · filed Sep 24, 2026
FLYNN TIMOTHY PATRICKDirector	Grant, award, or other acquisition (A)Table I · Acquired · Common Stock	68	—Grant, award, or other acquisition (A)	—	10,943	Sep 22, 2026	1 filed lot Table I · Common Stock: 68 shares at — (Grant, award, or other acquisition (A)) · code A · owned after 10,943 · FORM 4 · filed Sep 24, 2026Filing detailsAccession 0000731766-26-000232 · filed Sep 24, 2026
Noseworthy John HDirector	Grant, award, or other acquisition (A)Table I · Acquired · Common Stock	46	—Grant, award, or other acquisition (A)	—	7,662	Sep 22, 2026	1 filed lot Table I · Common Stock: 46 shares at — (Grant, award, or other acquisition (A)) · code A · owned after 7,662 · FORM 4 · filed Sep 24, 2026Filing detailsAccession 0000731766-26-000231 · filed Sep 24, 2026
Gottlieb ScottDirector	Grant, award, or other acquisition (A)Table I · Acquired · Common Stock	5	—Grant, award, or other acquisition (A)	—	664	Sep 22, 2026	1 filed lot Table I · Common Stock: 5 shares at — (Grant, award, or other acquisition (A)) · code A · owned after 664 · FORM 4 · filed Sep 24, 2026Filing detailsAccession 0000731766-26-000230 · filed Sep 24, 2026
Zaetta Christopher REVP & Chief Legal Officer	Grant, award, or other acquisition (A)Table I · Acquired · Common Stock	66.975	—Grant, award, or other acquisition (A)	—	15,926.815	Sep 22, 2026	1 filed lot Table I · Common Stock: 66.975 shares at — (Grant, award, or other acquisition (A)) · code A · owned after 15,926.815 · FORM 4 · filed Sep 24, 2026Filing detailsAccession 0000731766-26-000229 · filed Sep 24, 2026
HEMSLEY STEPHEN JDirector, CEO, UHG	Grant, award, or other acquisition (A)Table I · Acquired · Common Stock	50	—Grant, award, or other acquisition (A)	—	177,689.942	Sep 22, 2026	1 filed lot Table I · Common Stock: 50 shares at — (Grant, award, or other acquisition (A)) · code A · owned after 177,689.942 · FORM 4 · filed Sep 24, 2026Filing detailsAccession 0000731766-26-000228 · filed Sep 24, 2026
MONTGOMERY RICE VALERIE MDDirector	Grant, award, or other acquisition (A)Table I · Acquired · Common Stock	47	—Grant, award, or other acquisition (A)	—	7,923	Sep 22, 2026	1 filed lot Table I · Common Stock: 47 shares at — (Grant, award, or other acquisition (A)) · code A · owned after 7,923 · FORM 4 · filed Sep 24, 2026Filing detailsAccession 0000731766-26-000227 · filed Sep 24, 2026
GARCIA PAUL RDirector	Grant, award, or other acquisition (A)Table I · Acquired · Common Stock	16	—Grant, award, or other acquisition (A)	—	3,922	Sep 22, 2026	1 filed lot Table I · Common Stock: 16 shares at — (Grant, award, or other acquisition (A)) · code A · owned after 3,922 · FORM 4 · filed Sep 24, 2026Filing detailsAccession 0000731766-26-000226 · filed Sep 24, 2026
Gil KristenDirector	Grant, award, or other acquisition (A)Table I · Acquired · Common Stock	10	—Grant, award, or other acquisition (A)	—	2,627	Sep 22, 2026	1 filed lot Table I · Common Stock: 10 shares at — (Grant, award, or other acquisition (A)) · code A · owned after 2,627 · FORM 4 · filed Sep 24, 2026Filing detailsAccession 0000731766-26-000225 · filed Sep 24, 2026
Conway Patrick HughChief Executive Officer, Optum	Grant, award, or other acquisition (A)Table I · Acquired · Common Stock	91.029	—Grant, award, or other acquisition (A)	—	15,418.826	Sep 22, 2026	1 filed lot Table I · Common Stock: 91.029 shares at — (Grant, award, or other acquisition (A)) · code A · owned after 15,418.826 · FORM 4 · filed Sep 24, 2026Filing detailsAccession 0000731766-26-000224 · filed Sep 24, 2026
DeVeydt Wayne SChief Financial Officer	Grant, award, or other acquisition (A)Table I · Acquired · Common Stock	106.233	—Grant, award, or other acquisition (A)	—	18,675.758	Sep 22, 2026	1 filed lot Table I · Common Stock: 106.233 shares at — (Grant, award, or other acquisition (A)) · code A · owned after 18,675.758 · FORM 4 · filed Sep 24, 2026Filing detailsAccession 0000731766-26-000223 · filed Sep 24, 2026
Noel Timothy JohnChief Executive Officer, UHC	Grant, award, or other acquisition (A)Table I · Acquired · Common Stock	83.94	—Grant, award, or other acquisition (A)	—	17,734.656	Sep 22, 2026	1 filed lot Table I · Common Stock: 83.94 shares at — (Grant, award, or other acquisition (A)) · code A · owned after 17,734.656 · FORM 4 · filed Sep 24, 2026Filing detailsAccession 0000731766-26-000222 · filed Sep 24, 2026
McSweeney ErinEVP & Chief People Officer	Grant, award, or other acquisition (A)Table I · Acquired · Common Stock	53.225	—Grant, award, or other acquisition (A)	—	15,654.378	Sep 22, 2026	1 filed lot Table I · Common Stock: 53.225 shares at — (Grant, award, or other acquisition (A)) · code A · owned after 15,654.378 · FORM 4 · filed Sep 24, 2026Filing detailsAccession 0000731766-26-000221 · filed Sep 24, 2026
DeVeydt Wayne SChief Financial Officer	Payment of exercise price or tax liability (F)Table I · Disposed · Common Stock	1,208.895	$399.66	$483,147	18,569.525	Sep 2, 2026	1 filed lot Table I · Common Stock: 1,208.895 shares at $399.66 · code F · owned after 18,569.525 · FORM 4 · filed Sep 4, 2026Filing detailsAccession 0000731766-26-000203 · filed Sep 4, 2026
Conway Patrick HughChief Executive Officer, Optum	Open-market or private sale (S)Table I · Disposed · Common Stock	1,169	$390.00	$455,910	15,327.797	Aug 21, 2026	1 filed lot Table I · Common Stock: 1,169 shares at $390.00 · code S · owned after 15,327.797 · FORM 4 · filed Aug 25, 2026Filing detailsAccession 0000731766-26-000201 · filed Aug 25, 2026
Stankiewicz Dennis AndrewChief Accounting Officer	Payment of exercise price or tax liability (F)Table I · Disposed · Common Stock	233.402	$402.19	$93,872	10,057.567	Aug 11, 2026	1 filed lot Table I · Common Stock: 233.402 shares at $402.19 · code F · owned after 10,057.567 · FORM 4 · filed Aug 13, 2026Filing detailsAccession 0000731766-26-000199 · filed Aug 13, 2026
Conway Patrick HughChief Executive Officer, Optum	Open-market or private sale (S)Table I · Disposed · Common Stock	500	$410.00	$205,000	16,496.797	Aug 5, 2026	1 filed lot Table I · Common Stock: 500 shares at $410.00 · code S · owned after 16,496.797 · FORM 4 · filed Aug 7, 2026Filing detailsAccession 0000731766-26-000196 · filed Aug 7, 2026

Source-event as of Oct 1, 2026. Retrieved Oct 15, 2026.

Flagship explainer

How UnitedHealth Group Incorporated earns its spread

UnitedHealth Group Incorporated's filing does not supply enough comparable lines for a truthful flow chart — here's what is filed:

Table alternative
Filed line	Value	% of net interest income	Source
Income before tax	$14.7B	Unavailable	SEC filing · FY 2025Filing detailsAccession 0000731766-26-000062
Income tax	$1.9B	Unavailable	SEC filing · FY 2025Filing detailsAccession 0000731766-26-000062
	$12.1B	Unavailable	SEC filing · FY 2025Filing detailsAccession 0000731766-26-000062

Source:

SEC filing · FY 2025Filing detailsAccession 0000731766-26-000062

· event Dec 31, 2025 · retrieved Aug 3, 2026

Flagship explainer

What UnitedHealth Group Incorporated owns — and owes

UnitedHealth Group Incorporated's filing tags don't support a full breakdown — here's what is filed:

Table alternative
Filed line	Value	% of assets	Source
Total assets	$309.6B	100%	SEC filing · FY 2025Filing detailsAccession 0000731766-26-000062
Current assets	$90.6B	29%	SEC filing · FY 2025Filing detailsAccession 0000731766-26-000062
Cash and equivalents	$24.4B	8%	SEC filing · FY 2025Filing detailsAccession 0000731766-26-000062
Receivables	$23.0B	7%	SEC filing · FY 2025Filing detailsAccession 0000731766-26-000062
Inventory	$3.3B	1%	SEC filing · FY 2025Filing detailsAccession 0000731766-26-000062
Property, plant and equipment	$10.8B	3%	SEC filing · FY 2025Filing detailsAccession 0000731766-26-000062
Goodwill	$110.5B	36%	SEC filing · FY 2025Filing detailsAccession 0000731766-26-000062
Other non-current assets	$23.0B	7%	SEC filing · FY 2025Filing detailsAccession 0000731766-26-000062
Total liabilities	$207.9B	67%	SEC filing · FY 2025Filing detailsAccession 0000731766-26-000062
Current liabilities	$114.9B	37%	SEC filing · FY 2025Filing detailsAccession 0000731766-26-000062
	$77.7B	25%	SEC filing · FY 2025Filing detailsAccession 0000731766-26-000062
Stockholders’ equity	$100.1B	32%	SEC filing · FY 2025Filing detailsAccession 0000731766-26-000062

Source:

SEC filing · FY 2025Filing detailsAccession 0000731766-26-000062

· event Dec 31, 2025 · retrieved Aug 3, 2026

Flagship explainer

What drives UnitedHealth Group Incorporated’s return on equity?

ROE is five filed business factors multiplied together.

DuPont source inputs
Input	Value	Fiscal year	Source
	$12.1B	FY2025	SEC filing · FY 2025Filing detailsAccession 0000731766-26-000062
Income before tax	$14.7B	FY2025	SEC filing · FY 2025Filing detailsAccession 0000731766-26-000062
Operating income	$19.0B	FY2025	SEC filing · FY 2025Filing detailsAccession 0000731766-26-000062
	$447.6B	FY2025	SEC filing · FY 2025Filing detailsAccession 0000731766-26-000062
Ending assets	$309.6B	FY2025	SEC filing · FY 2025Filing detailsAccession 0000731766-26-000062
Beginning assets	$298.3B	FY2024	SEC filing · FY 2024Filing detailsAccession 0000731766-26-000062
	$100.1B	FY2025	SEC filing · FY 2025Filing detailsAccession 0000731766-26-000062
	$98.3B	FY2024	SEC filing · FY 2024Filing detailsAccession 0000731766-26-000062

Source:

SEC filingFiling detailsAccession 0000731766-26-000062

· event Dec 31, 2025 · retrieved Aug 3, 2026

Embed this chart

Flagship explainer

Where UnitedHealth Group Incorporated's cash went

UnitedHealth Group Incorporated’s filing does not supply enough provenance-matched cash-flow lines for a truthful flow chart — here’s what is filed:

Table alternative
Filed line	Value	% of cash from operations	Source
Cash from operations	$19.7B	100%	SEC filing · FY 2025Filing detailsAccession 0000731766-26-000062
Depreciation and amortization	$4.4B	22%	SEC filing · FY 2025Filing detailsAccession 0000731766-26-000062
Share-based compensation	$971M	5%	SEC filing · FY 2025Filing detailsAccession 0000731766-26-000062
Change in receivables	$764M	4%	SEC filing · FY 2025Filing detailsAccession 0000731766-26-000062
Cash from investing	−$8.7B	−44%	SEC filing · FY 2025Filing detailsAccession 0000731766-26-000062
Cash from financing	−$11.6B	−59%	SEC filing · FY 2025Filing detailsAccession 0000731766-26-000062
Exchange-rate effect	$40M	0%	SEC filing · FY 2025Filing detailsAccession 0000731766-26-000062
Net change in cash	−$947M	−5%	SEC filing · FY 2025Filing detailsAccession 0000731766-26-000062

Source:

SEC filing · FY 2025Filing detailsAccession 0000731766-26-000062

· event Dec 31, 2025 · retrieved Aug 3, 2026

Curated 19-manager tier

Who reported holding UnitedHealth Group Incorporated

Delayed public 13F reports for 2026-Q2—not live positions, trades, or recommendations.

7 holding1 exited10 not holding18/19 resolved1 not retrieved

Named manager positions and quarter-over-quarter changes
Manager	Reported position	Quarter-over-quarter	Filing accession
Brave Warrior Advisors	499 shares$207399 · 0% of eligible reported 13F	Added · +499 shares	13F-HR · Q1 2026Filing detailsAccession 0001172661-26-002294 · filed May 15, 2026 13F-HR · Q2 2026Filing detailsAccession 0001172661-26-003728 · filed Aug 14, 2026
Dodge & Cox	9,072,258 shares$3.8B · 2% of eligible reported 13F	Trimmed · -394,498 shares (−4%)	13F-HR · Q1 2026Filing detailsAccession 0001193125-26-223352 · filed May 14, 2026 13F-HR · Q2 2026Filing detailsAccession 0001193125-26-349535 · filed Aug 13, 2026
First Eagle	84,728 shares$35.2M · 0% of eligible reported 13F	Added to position · +43,924 shares (108%)	13F-HR/A · Q1 2026 · Amendment RESTATEMENTFiling detailsAccession 0001325447-26-000018 · filed May 14, 2026 13F-HR · Q2 2026Filing detailsAccession 0001325447-26-000020 · filed Aug 5, 2026 13F-HR/A · Q2 2026 · Amendment NEW HOLDINGSFiling detailsAccession 0001325447-26-000033 · filed Aug 24, 2026
Mairs & Power	559,951 shares$233M · 2% of eligible reported 13F	Trimmed · -181,132 shares (−24%)	13F-HR · Q1 2026Filing detailsAccession 0001172661-26-001819 · filed May 14, 2026 13F-HR · Q2 2026Filing detailsAccession 0001172661-26-003496 · filed Aug 14, 2026
Sequoia / Ruane Cunniff	705,554 shares$293M · 5% of eligible reported 13F	Trimmed · -22,853 shares (−3%)	13F-HR · Q1 2026Filing detailsAccession 0000919574-26-003132 · filed May 15, 2026 13F-HR · Q2 2026Filing detailsAccession 0000919574-26-005176 · filed Aug 14, 2026
Tweedy, Browne	4,089 shares$1.7M · 0% of eligible reported 13F	Added to position · +422 shares (12%)	13F-HR · Q1 2026Filing detailsAccession 0001193125-26-208439 · filed May 6, 2026 13F-HR · Q2 2026Filing detailsAccession 0001193125-26-340443 · filed Aug 7, 2026
Yacktman Asset Management	171,768 shares$71.4M · 1% of eligible reported 13F	Added to position · +3,308 shares (2%)	13F-HR · Q1 2026Filing detailsAccession 0000905567-26-000002 · filed May 1, 2026 13F-HR · Q2 2026Filing detailsAccession 0000905567-26-000003 · filed Aug 11, 2026
Markel / Markel-Gayner	Exited · no position reportedPrior: 18,700 shares	Exited · -18,700 shares (−100%)	13F-HR · Q1 2026Filing detailsAccession 0001096343-26-000044 · filed May 1, 2026 13F-HR · Q2 2026Filing detailsAccession 0001096343-26-000065 · filed Jul 31, 2026
Abrams Capital	No position reported	No position reported	13F-HR · Q1 2026Filing detailsAccession 0001172661-26-001966 · filed May 14, 2026 13F-HR · Q2 2026Filing detailsAccession 0001172661-26-003402 · filed Aug 13, 2026
Akre Capital	No position reported	No position reported	13F-HR · Q1 2026Filing detailsAccession 0001112520-26-000009 · filed May 14, 2026 13F-HR · Q2 2026Filing detailsAccession 0001112520-26-000014 · filed Aug 14, 2026
Baupost Group	No position reported	No position reported	13F-HR · Q1 2026Filing detailsAccession 0001061768-26-000007 · filed May 14, 2026 13F-HR · Q2 2026Filing detailsAccession 0001061768-26-000010 · filed Aug 13, 2026
Berkshire Hathaway	No position reported	No position reported	13F-HR · Q1 2026Filing detailsAccession 0001193125-26-226661 · filed May 15, 2026 13F-HR · Q2 2026Filing detailsAccession 0001193125-26-352200 · filed Aug 14, 2026
Fundsmith	No position reported	No position reported	13F-HR · Q1 2026Filing detailsAccession 0001569205-26-000005 · filed May 15, 2026 13F-HR · Q2 2026Filing detailsAccession 0001569205-26-000012 · filed Aug 14, 2026
Gardner Russo & Quinn	No position reported	No position reported	13F-HR · Q1 2026Filing detailsAccession 0000860643-26-000003 · filed May 13, 2026 13F-HR · Q2 2026Filing detailsAccession 0000860643-26-000005 · filed Aug 13, 2026
Gates Foundation Trust	No position reported	No position reported	13F-HR · Q1 2026Filing detailsAccession 0001104659-26-062592 · filed May 15, 2026 13F-HR · Q2 2026Filing detailsAccession 0001104659-26-097175 · filed Aug 14, 2026
Oakmark / Harris Associates	No position reported	No position reported	13F-HR · Q1 2026Filing detailsAccession 0000813917-26-000038 · filed May 15, 2026 13F-HR · Q2 2026Filing detailsAccession 0000813917-26-000042 · filed Aug 14, 2026
Polen Capital	No position reported	No position reported	13F-HR · Q1 2026Filing detailsAccession 0001172661-26-001911 · filed May 14, 2026 13F-HR · Q2 2026Filing detailsAccession 0001172661-26-003035 · filed Aug 4, 2026
Southeastern Asset Management	No position reported	No position reported	13F-HR · Q1 2026Filing detailsAccession 0001398344-26-009296 · filed May 15, 2026 13F-HR · Q2 2026Filing detailsAccession 0001398344-26-014641 · filed Aug 14, 2026
Pershing Square	Not retrieved	Comparison not retrieved	Filing not retrieved

Position size uses shares and filed value from each manager’s 13F. Portfolio weight uses the eligible long-share filing denominator. Changes compare only with the immediately preceding calendar quarter.

Source:

37 SEC filings

13F-HR · Q1 2026Filing detailsAccession 0000813917-26-000038 · filed May 15, 2026
13F-HR · Q2 2026Filing detailsAccession 0000813917-26-000042 · filed Aug 14, 2026
13F-HR · Q1 2026Filing detailsAccession 0000860643-26-000003 · filed May 13, 2026
13F-HR · Q2 2026Filing detailsAccession 0000860643-26-000005 · filed Aug 13, 2026
13F-HR · Q1 2026Filing detailsAccession 0000905567-26-000002 · filed May 1, 2026
13F-HR · Q2 2026Filing detailsAccession 0000905567-26-000003 · filed Aug 11, 2026
13F-HR · Q1 2026Filing detailsAccession 0000919574-26-003132 · filed May 15, 2026
13F-HR · Q2 2026Filing detailsAccession 0000919574-26-005176 · filed Aug 14, 2026
13F-HR · Q1 2026Filing detailsAccession 0001061768-26-000007 · filed May 14, 2026
13F-HR · Q2 2026Filing detailsAccession 0001061768-26-000010 · filed Aug 13, 2026
13F-HR · Q1 2026Filing detailsAccession 0001096343-26-000044 · filed May 1, 2026
13F-HR · Q2 2026Filing detailsAccession 0001096343-26-000065 · filed Jul 31, 2026
13F-HR · Q1 2026Filing detailsAccession 0001104659-26-062592 · filed May 15, 2026
13F-HR · Q2 2026Filing detailsAccession 0001104659-26-097175 · filed Aug 14, 2026
13F-HR · Q1 2026Filing detailsAccession 0001112520-26-000009 · filed May 14, 2026
13F-HR · Q2 2026Filing detailsAccession 0001112520-26-000014 · filed Aug 14, 2026
13F-HR · Q1 2026Filing detailsAccession 0001172661-26-001819 · filed May 14, 2026
13F-HR · Q1 2026Filing detailsAccession 0001172661-26-001911 · filed May 14, 2026
13F-HR · Q1 2026Filing detailsAccession 0001172661-26-001966 · filed May 14, 2026
13F-HR · Q1 2026Filing detailsAccession 0001172661-26-002294 · filed May 15, 2026
13F-HR · Q2 2026Filing detailsAccession 0001172661-26-003035 · filed Aug 4, 2026
13F-HR · Q2 2026Filing detailsAccession 0001172661-26-003402 · filed Aug 13, 2026
13F-HR · Q2 2026Filing detailsAccession 0001172661-26-003496 · filed Aug 14, 2026
13F-HR · Q2 2026Filing detailsAccession 0001172661-26-003728 · filed Aug 14, 2026
13F-HR · Q1 2026Filing detailsAccession 0001193125-26-208439 · filed May 6, 2026
13F-HR · Q1 2026Filing detailsAccession 0001193125-26-223352 · filed May 14, 2026
13F-HR · Q1 2026Filing detailsAccession 0001193125-26-226661 · filed May 15, 2026
13F-HR · Q2 2026Filing detailsAccession 0001193125-26-340443 · filed Aug 7, 2026
13F-HR · Q2 2026Filing detailsAccession 0001193125-26-349535 · filed Aug 13, 2026
13F-HR · Q2 2026Filing detailsAccession 0001193125-26-352200 · filed Aug 14, 2026
13F-HR/A · Q1 2026 · Amendment RESTATEMENTFiling detailsAccession 0001325447-26-000018 · filed May 14, 2026
13F-HR · Q2 2026Filing detailsAccession 0001325447-26-000020 · filed Aug 5, 2026
13F-HR/A · Q2 2026 · Amendment NEW HOLDINGSFiling detailsAccession 0001325447-26-000033 · filed Aug 24, 2026
13F-HR · Q1 2026Filing detailsAccession 0001398344-26-009296 · filed May 15, 2026
13F-HR · Q2 2026Filing detailsAccession 0001398344-26-014641 · filed Aug 14, 2026
13F-HR · Q1 2026Filing detailsAccession 0001569205-26-000005 · filed May 15, 2026
13F-HR · Q2 2026Filing detailsAccession 0001569205-26-000012 · filed Aug 14, 2026

· event Jun 30, 2026 · retrieved Aug 3, 2026

Flagship explainer

What UnitedHealth Group Incorporated insiders reported

Records still being gathered — partial as of retrieval Oct 15, 2026.

Partial coverage: the incomplete Form 4 walk cannot establish no activity, an activity date, or zero counts.

What the financial-sector model scores (insurer)

100

Median ROE 24.0% on average equity, above the 10% hurdle in 100% of 9 years.

Q3 scored 2 evidenced ratios equally.

Profitable in 100% of 10 years, ROE steady.

Not scored for this company

: Canonical split-adjusted share history is incomplete; no book-value trend claim is made.
: Net interest economics apply to banks and lenders; not part of the carrier model.
: Loss ratios are not an underwriting-discipline signal for this carrier type (life, regulated-MLR health, title/surety, or unclassified); component not applied.

Scored 3 of 4 applicable components (carrier model); weights renormalized over the scored set.

Fundamentals

The 15-year revenue, margin, and ROIC series is built for the operating model’s lens and isn’t published for banks and insurers — a balance-sheet business is read through the components above, not through operating-company margins.

Financial-sector score history

Reading
Aug 3, 2026	89
Jul 26, 2026	91
Jul 26, 2026	91

Append-only — readings are added, never rewritten. Only readings on the same methodology version (moat-index-financials@1.0.0) are comparable; a change across versions is a scoring change, not a company event.

Scored from primary SEC filings via the public financial-sector methodology. Educational only — not a recommendation to buy or sell UNH. See the disclaimer.