PRUDENTIAL FINANCIAL INC

PRU · Financials · Insurer · FY2025 filings ·

Scored by the financial-sector model

34FY2025 filing
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PRUDENTIAL FINANCIAL INC is a insurer, scored by a separate financial-sector model — not the operating Moat Score you’ll see on other companies. A bank or insurer is a balance-sheet business the margin-and-ROIC lens doesn’t fit, so it’s read through the components below instead. The two models are calibrated differently and are not comparable: a financial-sector score is never ranked against, sorted with, or averaged into an operating Moat Score. How the models work.

Insider activity

Form 4 reports mix P/S market or private transactions with compensation-plan mechanics. Activity casually described as “insider selling” can include compensation mechanics; awards, tax withholding, and option exercises are shown by their exact filed class here, never collapsed into “Bought” or “Sold.”

These are disclosed filing facts and arithmetic aggregates, not a signal or verdict.

This machine-readable surface covers SEC ownership filings from 2003; it does not represent earlier paper-era records.

Records still being gathered — partial as of retrieval Sep 22, 2026.

12 filings were skipped because the SEC primary document returned 404; the omission is disclosed and aggregates are withheld.

Among the rows shown, A/F/M acquisition, payment or withholding, and exercise or conversion rows outnumber S sale rows (28 versus 1). The filing codes alone do not establish that every such row arose from a compensation plan.

Trailing-12-month totals and the 90-day cluster result are withheld because this issuer walk is incomplete.

InsiderShares owned afterDateFiling detail
SULLIVAN ANDREW FDirector, Chief Executive Officer, Chairman of the BoardGrant, award, or other acquisition (A)Table II · Acquired · Deferred Compensation Shares143$118.48$16,94312,559Sep 10, 2026
1 filed lot
  • Table II · Deferred Compensation Shares: 143 shares at $118.48 · code A · owned after 12,559 ·
Wolk Joseph JDirectorGrant, award, or other acquisition (A)Table II · Acquired · 9/30/25 Restricted Stock Units21$118.48$2,4881,826Sep 10, 2026
1 filed lot
  • Table II · 9/30/25 Restricted Stock Units: 21 shares at $118.48 · code A · owned after 1,826 ·
Wolk Joseph JDirectorGrant, award, or other acquisition (A)Table II · Acquired · 2026 Restricted Stock Units21$118.48$2,4881,798Sep 10, 2026
1 filed lot
  • Table II · 2026 Restricted Stock Units: 21 shares at $118.48 · code A · owned after 1,798 ·
TODMAN MICHAELDirectorGrant, award, or other acquisition (A)Table II · Acquired · Notional Shares - Mandatory155$118.48$18,36413,334Sep 10, 2026
1 filed lot
  • Table II · Notional Shares - Mandatory: 155 shares at $118.48 · code A · owned after 13,334 ·
TODMAN MICHAELDirectorGrant, award, or other acquisition (A)Table II · Acquired · Notional Shares - Optional151$118.48$17,89012,943Sep 10, 2026
1 filed lot
  • Table II · Notional Shares - Optional: 151 shares at $118.48 · code A · owned after 12,943 ·
TODMAN MICHAELDirectorGrant, award, or other acquisition (A)Table II · Acquired · 2026 Restricted Stock Units21$118.48$2,4881,798Sep 10, 2026
1 filed lot
  • Table II · 2026 Restricted Stock Units: 21 shares at $118.48 · code A · owned after 1,798 ·
Stoddard Thomas DDirectorGrant, award, or other acquisition (A)Table II · Acquired · Notional Shares - Mandatory20$118.48$2,3701,783Sep 10, 2026
1 filed lot
  • Table II · Notional Shares - Mandatory: 20 shares at $118.48 · code A · owned after 1,783 ·
Stoddard Thomas DDirectorGrant, award, or other acquisition (A)Table II · Acquired · 2026 Restricted Stock Units21$118.48$2,4881,798Sep 10, 2026
1 filed lot
  • Table II · 2026 Restricted Stock Units: 21 shares at $118.48 · code A · owned after 1,798 ·
POON CHRISTINE ADirectorGrant, award, or other acquisition (A)Table II · Acquired · Notional Shares - Mandatory161$118.48$19,07513,840Sep 10, 2026
1 filed lot
  • Table II · Notional Shares - Mandatory: 161 shares at $118.48 · code A · owned after 13,840 ·
POON CHRISTINE ADirectorGrant, award, or other acquisition (A)Table II · Acquired · Notional Shares - Optional49$118.48$5,8064,248Sep 10, 2026
1 filed lot
  • Table II · Notional Shares - Optional: 49 shares at $118.48 · code A · owned after 4,248 ·
POON CHRISTINE ADirectorGrant, award, or other acquisition (A)Table II · Acquired · 2026 Restricted Stock Units21$118.48$2,4881,798Sep 10, 2026
1 filed lot
  • Table II · 2026 Restricted Stock Units: 21 shares at $118.48 · code A · owned after 1,798 ·
Pianalto SandraDirectorGrant, award, or other acquisition (A)Table II · Acquired · Notional Shares - Mandatory214$118.48$25,35518,394Sep 10, 2026
1 filed lot
  • Table II · Notional Shares - Mandatory: 214 shares at $118.48 · code A · owned after 18,394 ·
Pianalto SandraDirectorGrant, award, or other acquisition (A)Table II · Acquired · Notional Shares - Optional84$118.48$9,9527,227Sep 10, 2026
1 filed lot
  • Table II · Notional Shares - Optional: 84 shares at $118.48 · code A · owned after 7,227 ·
Pianalto SandraDirectorGrant, award, or other acquisition (A)Table II · Acquired · 2026 Restricted Stock Units21$118.48$2,4881,798Sep 10, 2026
1 filed lot
  • Table II · 2026 Restricted Stock Units: 21 shares at $118.48 · code A · owned after 1,798 ·
Mannen Maryann T.DirectorGrant, award, or other acquisition (A)Table II · Acquired · 2026 Restricted Stock Units21$118.48$2,4881,798Sep 10, 2026
1 filed lot
  • Table II · 2026 Restricted Stock Units: 21 shares at $118.48 · code A · owned after 1,798 ·
Jones Wendy ElizabethDirectorGrant, award, or other acquisition (A)Table II · Acquired · Notional Shares - Mandatory115$118.48$13,6259,895Sep 10, 2026
1 filed lot
  • Table II · Notional Shares - Mandatory: 115 shares at $118.48 · code A · owned after 9,895 ·
Jones Wendy ElizabethDirectorGrant, award, or other acquisition (A)Table II · Acquired · Notional Shares - Optional21$118.48$2,4881,809Sep 10, 2026
1 filed lot
  • Table II · Notional Shares - Optional: 21 shares at $118.48 · code A · owned after 1,809 ·
Jones Wendy ElizabethDirectorGrant, award, or other acquisition (A)Table II · Acquired · 2026 Restricted Stock Units21$118.48$2,4881,798Sep 10, 2026
1 filed lot
  • Table II · 2026 Restricted Stock Units: 21 shares at $118.48 · code A · owned after 1,798 ·
HUNDMEJEAN MARTINADirectorGrant, award, or other acquisition (A)Table II · Acquired · Notional Shares - Mandatory180$118.48$21,32615,434Sep 10, 2026
1 filed lot
  • Table II · Notional Shares - Mandatory: 180 shares at $118.48 · code A · owned after 15,434 ·
HUNDMEJEAN MARTINADirectorGrant, award, or other acquisition (A)Table II · Acquired · Notional Shares - Optional336$118.48$39,80928,783Sep 10, 2026
1 filed lot
  • Table II · Notional Shares - Optional: 336 shares at $118.48 · code A · owned after 28,783 ·
HUNDMEJEAN MARTINADirectorGrant, award, or other acquisition (A)Table II · Acquired · 2026 Restricted Stock Units21$118.48$2,4881,798Sep 10, 2026
1 filed lot
  • Table II · 2026 Restricted Stock Units: 21 shares at $118.48 · code A · owned after 1,798 ·
Di Sibio CarmineDirectorGrant, award, or other acquisition (A)Table II · Acquired · Notional Shares - Mandatory37$118.48$4,3843,236Sep 10, 2026
1 filed lot
  • Table II · Notional Shares - Mandatory: 37 shares at $118.48 · code A · owned after 3,236 ·
Di Sibio CarmineDirectorGrant, award, or other acquisition (A)Table II · Acquired · 2026 Restricted Stock Units21$118.48$2,4881,798Sep 10, 2026
1 filed lot
  • Table II · 2026 Restricted Stock Units: 21 shares at $118.48 · code A · owned after 1,798 ·
CASELLAS GILBERT FDirectorGrant, award, or other acquisition (A)Table II · Acquired · Notional Shares - Mandatory513$118.48$60,78043,957Sep 10, 2026
1 filed lot
  • Table II · Notional Shares - Mandatory: 513 shares at $118.48 · code A · owned after 43,957 ·
CASELLAS GILBERT FDirectorGrant, award, or other acquisition (A)Table II · Acquired · 2026 Restricted Stock Units21$118.48$2,4881,798Sep 10, 2026
1 filed lot
  • Table II · 2026 Restricted Stock Units: 21 shares at $118.48 · code A · owned after 1,798 ·
Boyle Robert ESenior Vice PresidentExercise or conversion of derivative security (M)Table I · Acquired · Common Stock · 1 paired event353Exercise or conversion of derivative security (M)6,087Aug 31, 2026
1 filed lot
  • Table I · Common Stock: 353 shares at — (Exercise or conversion of derivative security (M)) · code M · owned after 6,087 · Paired event: 353 8/10/2023 Restricted Stock Units → 353 Common Stock ·
Boyle Robert ESenior Vice PresidentPayment of exercise price or tax liability (F)Table I · Disposed · Common Stock115$117.60$13,5245,972Aug 31, 2026
1 filed lot
  • Table I · Common Stock: 115 shares at $117.60 · code F · owned after 5,972 ·
Boyle Robert ESenior Vice PresidentExercise or conversion of derivative security (M)Table II · Disposed · 8/10/2023 Restricted Stock Units · 1 paired event353Exercise or conversion of derivative security (M)0Aug 31, 2026
1 filed lot
  • Table II · 8/10/2023 Restricted Stock Units: 353 shares at — (Exercise or conversion of derivative security (M)) · code M · owned after 0 · Paired event: 353 8/10/2023 Restricted Stock Units → 353 Common Stock ·
KAPPLER ANN MEVP and General CounselOpen-market or private sale (S)Table I · Disposed · Common Stock7,652$125.01$956,57714,407Aug 14, 2026
1 filed lot
  • Table I · Common Stock: 7,652 shares at $125.01 · code S · owned after 14,407 ·

Source-event as of . Retrieved .

Visual explainers

The filing-backed explainer service is temporarily unavailable, so no partial or guessed chart is shown.

What the financial-sector model scores (insurer)

38

Median ROE 8.5% on average equity, above the 10% hurdle in 33% of 9 years.

17

Q3 scored 2 evidenced ratios equally.

36

Profitable in 80% of 10 years, ROE volatile.

Not scored for this company

Canonical split-adjusted share history is incomplete; no book-value trend claim is made.
Net interest economics apply to banks and lenders; not part of the carrier model.
Loss ratios are not an underwriting-discipline signal for this carrier type (life, regulated-MLR health, title/surety, or unclassified); component not applied.

Scored 3 of 4 applicable components (carrier model); weights renormalized over the scored set.

Fundamentals

The 15-year revenue, margin, and ROIC series is built for the operating model’s lens and isn’t published for banks and insurers — a balance-sheet business is read through the components above, not through operating-company margins.

Financial-sector score history

Reading
Aug 3, 202634
Jul 26, 202631
Jul 26, 202631

Append-only — readings are added, never rewritten. Only readings on the same methodology version (moat-index-financials@1.0.0) are comparable; a change across versions is a scoring change, not a company event.