The Moat Index

Compare moats, side by side.

Two to four companies, scored on the same five investor questions from their SEC filings — so the comparison is apples to apples. The method is fully public.

Try AAPL vs MSFT vs KO, V vs MA, or COST vs WMT vs TGT.

HAS · Consumer Discretionary · No moat

No moat

Doesn't clear the bar

BIAF · Consumer Discretionary · No moat

No moat

Doesn't clear the bar

The pricingPower component abstained: Not enough years of gross-margin data to score pricing power. The other four 20% weights were renormalized over the scored 80%.

CHGG · Consumer Discretionary · No moat

No moat

Doesn't clear the bar

FLYE · Consumer Discretionary · No moat

No moat

Doesn't clear the bar

MeasureHASBIAFCHGGFLYE
Moat Score (0–100)34 (highest)34 (highest)34 (highest)33
Methodology versionmoat-index@3.0.0moat-index@3.0.0moat-index@3.0.0moat-index@3.0.0
Business trend1057 (highest)1521
Pricing power95 (highest)9147
Returns on capital38 (highest)01118
Balance-sheet safety055 (highest)2828
Capital allocation24242453 (highest)
265% above value if growth stopped todayNo price data76% below value if growth stopped today (largest discount to value if growth stopped today)No price data
Market cap$12.5B$3M$107M$3M
Moat tierNo moatNo moatNo moatNo moat
Filing dateFY2025FY2025FY2025FY2026