The Moat Index
Compare moats, side by side.
Two to four companies, scored on the same five investor questions from their SEC filings — so the comparison is apples to apples. The method is fully public.
OLLI · Consumer Discretionary · Wide moat
On the watchlist
| Measure | PAYX | OLLI | ARHS | FCN |
|---|---|---|---|---|
| Moat Score (0–100) | 83 (highest) | 83 (highest) | 83 (highest) | 82 |
| Methodology version | moat-index@3.0.0 | moat-index@3.0.0 | moat-index@3.0.0 | moat-index@3.0.0 |
| Business trend | 89 | 95 (highest) | 90 | 87 |
| Pricing power | 100 (highest) | 68 | 65 | 56 |
| Returns on capital | 100 (highest) | 68 | 100 (highest) | 76 |
| Balance-sheet safety | 57 | 100 (highest) | 100 (highest) | 92 |
| Capital allocation | 68 | 84 | 60 | 100 (highest) |
| 107% above value if growth stopped today | No price data | 73% above value if growth stopped today | 44% above value if growth stopped today (largest discount to value if growth stopped today) | |
| Market cap | $38.5B | Not reported | $1.3B | $4.3B |
| Moat tier | Wide moat | Wide moat | Wide moat | Wide moat |
| Filing date | FY2026 | FY2026 | FY2025 | FY2025 |