The Moat Index

Compare moats, side by side.

Two to four companies, scored on the same five investor questions from their SEC filings — so the comparison is apples to apples. The method is fully public.

Try AAPL vs MSFT vs KO, V vs MA, or COST vs WMT vs TGT.

PENN · Consumer Discretionary · No moat

No moat

Doesn't clear the bar

The pricingPower component abstained: Not enough years of gross-margin data to score pricing power. The other four 20% weights were renormalized over the scored 80%.

HAS · Consumer Discretionary · No moat

No moat

Doesn't clear the bar

CVNA · Consumer Discretionary · No moat

No moat

Doesn't clear the bar

RTB · Consumer Discretionary · No moat

No moat

Doesn't clear the bar

MeasurePENNHASCVNARTB
Moat Score (0–100)39 (highest)39 (highest)39 (highest)39 (highest)
Methodology versionmoat-index@2.0.0moat-index@2.0.0moat-index@2.0.0moat-index@2.0.0
Business trend503775 (highest)50
Pricing power95 (highest)044
Returns on capital53 (highest)38350
Balance-sheet safety2804055 (highest)
Capital discipline242444 (highest)44 (highest)
Price vs. high estimateNo price data236% above high estimate (largest discount to high estimate)517% above high estimateNo price data
Market cap$11.5B$14.4B$15.5M
Moat tierNo moatNo moatNo moatNo moat
Filings as ofFY2025FY2025FY2025FY2025