The Moat Index
Compare moats, side by side.
Two to four companies, scored on the same five investor questions from their SEC filings — so the comparison is apples to apples. The method is fully public.
SNFCA · Other · Narrow moat
On the watchlist
The returnsOnCapital component abstained: Not enough years of ROIC data to score returns on capital. The other four 20% weights were renormalized over the scored 80%.
UROY · Other · Narrow moat
On the watchlist
The pricingPower component abstained: Not enough years of gross-margin data to score pricing power. The other four 20% weights were renormalized over the scored 80%.
OPY · Other · Narrow moat
Wonderful & reasonably priced
The pricingPower component abstained: Not enough years of gross-margin data to score pricing power. The other four 20% weights were renormalized over the scored 80%.
| Measure | SNFCA | UROY | OPY | GPGI |
|---|---|---|---|---|
| Moat Score (0–100) | 60 | 63 (highest) | 63 (highest) | 58 |
| Methodology version | moat-index@3.0.0 | moat-index@3.0.0 | moat-index@3.0.0 | moat-index@3.0.0 |
| Business trend | 20 | 80 (highest) | 59 | 25 |
| Pricing power | 100 (highest) | — | — | 85 |
| Returns on capital | — | 12 | 28 | 83 (highest) |
| Balance-sheet safety | 48 | 100 (highest) | 100 (highest) | 55 |
| Capital allocation | 72 (highest) | 61 | 64 | 44 |
| No price data | 328% above value if growth stopped today | 46% above value if growth stopped today (largest discount to value if growth stopped today) | No price data | |
| Market cap | Not reported | $652M | $1.2B | Not reported |
| Moat tier | Narrow moat | Narrow moat | Narrow moat | Shallow moat |
| Filing date | FY2025 | FY2026 | FY2025 | FY2025 |