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75FY2025 filing

CHEMUNG FINANCIAL CORPCHMG

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The Moat Index · Filing-derived evidence, kept in history.

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An independent educational research product built around the Moat Index: filing-derived scores, company Track Records, screening, point-in-time backtests, a rules-only paper portfolio, and portfolio tools. Scores are computed model outputs, not analyst ratings. Nothing here is investment, legal, or tax advice, and we are not affiliated with Warren Buffett or Berkshire Hathaway.

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