Hartford Creative Group, Inc.

HFUS · Technology · $100M mkt cap · FY2025 filings · · not refreshed in 35 days · Narrow moat ·

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The five investor questions

85

2022–2025 (latest 3 aligned FYs; v3 window cap 5): revenue $561262 to $38.8M, increasing; diluted EPS -0.08 to 0.04, increasing. 1 fiscal year was not jointly reported; CAGR uses the full 3-year elapsed span.

46

Median gross margin 44.3% over 5y, variable.

83

Median ROIC 191.2%, above the 12% hurdle in 50% of years.

100

Net cash position — no leverage risk.

43

Owner earnings changed trend unclear over up to the ten most recent annual observations.

Price vs. value if growth stopped today

A cautious baseline, not a price target: what the shares may support if normalized owner earnings simply hold steady.

Above value if growth stopped todayBelow value if growth stopped today
No price data
Not reported
Unavailable — insufficient owner-earnings data
Unavailable — insufficient growth-model data
$4.00
No price data

This zero-growth estimate assumes trailing owner earnings persist — unreliable for declining businesses. Flag status unavailable — four adjacent recent FY revenue observations are required.

Among the current top-score group, the median current price is 239% above the zero-growth estimate across 48 of the current top 50 companies by Moat Score with both values.

Score records captured Jul 26, 2026.

Exactly which 50 companies?

FTNT, META, MEDP, IBEX, MSFT, GOOGL, LULU, ANF, IDXX, TXRH, FHI, QLYS, FFIV, ADBE, LLY, MANH, VEEV, GRMN, SSD, MNST, DOCS, MCO, CPRT, NTAP, LRCX, NVDA, CORT, SFM, MPTI, ULTA, SN, RMD, ROL, PAYC, IRMD, INTU, DECK, MORN, LGCY, DAL, GWW, ISRG, MPWR, CTAS, LOPE, MRK, CMG, FAST, BKNG, ORLY

Missing a usable price or zero-growth estimate: ANF, BKNG.

Model details under moat-index@3.0.0: zero-growth multiple 11.1×, capped-growth comparison at no more than 18×; 9% discount rate; high-end growth 0% (capped at 4%) using min(5y revenue CAGR, 5y diluted-EPS CAGR), clamped to 0%–4%; maintenance capex uses min(capex, D&A); abstain when D&A is unavailable. This is a disclosed model range, not intrinsic value as fact.

18 years of fundamentals

The business, in plain English

It earned 437.5% on invested capital in the latest filed year, FY2025. Across the full 3-year measurable filed record, median ROIC was −55.0%. Over the v3 recent window (2 measurable filed years), median ROIC was 191.2%. The Returns on Capital filter above scores it 83/100.

HFUS's latest filed year, FY2025, doesn't disclose total debt in a form the methodology can use, so current leverage is treated as unmeasured — never assumed to be zero.

Put together: Balance-Sheet Safety is the strongest of the five filters (100/100) and Capital Allocation the weakest (43/100), which is how HFUS lands at 71/100 — a Narrow moat.

This breakdown is generated from the filed numbers and sub-scores above — no outside narrative, no estimates. Where a filing doesn’t disclose an input, the sentence that would need it is omitted instead of guessed.

FY2008–FY2025 · 18 fiscal years, normalized from HFUS’s SEC filings

Sales, as filed$38.8M FY2025
$0$20M$40M2008201420202025
Revenue kept after cost of goods99.6% FY2024
0%50%100%2008201420202025
Standard ROIC or separately labeled Operating ROICROIC 437.5% FY2025
−1000%0%2008201420202025
Cash an owner could take out$1.1M FY2024
−$2M$02008201420202025

Gaps in a line mean that item isn’t in HFUS’s filings for that year. The series is never interpolated or estimated. The Table view lists every filed value, including operating and net margins, total debt, and share count.

Flagship explainer

How Hartford Creative Group, Inc. makes its money

Hartford Creative Group, Inc.'s filing does not supply enough comparable lines for a truthful flow chart — here's what is filed:

Table alternative
Filed lineValue% of revenueSource
$38.8M100%
$1.2M3%
Income before tax$1.3M3%
Income tax$1720110%
$1.1M3%
Source: · event Jul 31, 2025 · retrieved Jul 26, 2026 · annual-row source set

Flagship explainer

What Hartford Creative Group, Inc. owns — and owes

Hartford Creative Group, Inc.'s filing tags don't support a full breakdown — here's what is filed:

Table alternative
Filed lineValue% of assetsSource
Total assets$6.9M100%
Cash and equivalents$570651%
Stockholders’ equity$2991884%
Source: · event Jul 31, 2025 · retrieved Jul 26, 2026 · annual-row source set

Flagship explainer

What drives Hartford Creative Group, Inc.’s return on equity?

ROE is five filed business factors multiplied together.

DuPont return on equity factor treeReturn on equity branches into tax burden, interest burden, operating margin, asset turnover, and the equity multiplier.Return on equity−72%Tax burden86%net income ÷ pretax incomeInterest burden104%pretax ÷ operating incomeOperating margin3%operating income ÷ revenueAsset turnover7.32×revenue ÷ average assetsEquity multiplier-3.47×average assets ÷ average equityAs of 2025-07-31 · 2 SEC filing sourcesBuy Like Buffett · buylikebuffett.com
DuPont source inputs
InputValueFiscal yearSource
$1.1MFY2025
Income before tax$1.3MFY2025
Operating income$1.2MFY2025
$38.8MFY2025
Ending assets$6.9MFY2025
Beginning assets$3.7MFY2024
$299188FY2025
−$3.4MFY2024
Source: · event Jul 31, 2025 · retrieved Jul 26, 2026 · annual-row source set
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Flagship explainer

Where Hartford Creative Group, Inc.'s cash went

Hartford Creative Group, Inc.’s filing does not supply enough provenance-matched cash-flow lines for a truthful flow chart — here’s what is filed:

Table alternative
Filed lineValue% of cash from operationsSource
Cash from operations−$13094−100%
Source: · event Jul 31, 2025 · retrieved Jul 26, 2026 · annual-row source set

Curated 19-manager tier

Who reported holding Hartford Creative Group, Inc.

Delayed public 13F reports for 2026-Q2—not live positions, trades, or recommendations.

0 holding0 exited0 not holding0/19 resolved19 not retrieved

Named manager positions and quarter-over-quarter changes
ManagerReported positionQuarter-over-quarterFiling accession
Abrams CapitalNot retrievedComparison not retrievedFiling not retrieved
Akre CapitalNot retrievedComparison not retrievedFiling not retrieved
Baupost GroupNot retrievedComparison not retrievedFiling not retrieved
Berkshire HathawayNot retrievedComparison not retrievedFiling not retrieved
Brave Warrior AdvisorsNot retrievedComparison not retrievedFiling not retrieved
Dodge & CoxNot retrievedComparison not retrievedFiling not retrieved
First EagleNot retrievedComparison not retrievedFiling not retrieved
FundsmithNot retrievedComparison not retrievedFiling not retrieved
Gardner Russo & QuinnNot retrievedComparison not retrievedFiling not retrieved
Gates Foundation TrustNot retrievedComparison not retrievedFiling not retrieved
Mairs & PowerNot retrievedComparison not retrievedFiling not retrieved
Markel / Markel-GaynerNot retrievedComparison not retrievedFiling not retrieved
Oakmark / Harris AssociatesNot retrievedComparison not retrievedFiling not retrieved
Pershing SquareNot retrievedComparison not retrievedFiling not retrieved
Polen CapitalNot retrievedComparison not retrievedFiling not retrieved
Sequoia / Ruane CunniffNot retrievedComparison not retrievedFiling not retrieved
Southeastern Asset ManagementNot retrievedComparison not retrievedFiling not retrieved
Tweedy, BrowneNot retrievedComparison not retrievedFiling not retrieved
Yacktman Asset ManagementNot retrievedComparison not retrievedFiling not retrieved

Position size uses shares and filed value from each manager’s 13F. Portfolio weight uses the eligible long-share filing denominator. Changes compare only with the immediately preceding calendar quarter.

Source: Filing source not retrieved · event Jun 30, 2026 · retrieved Jul 26, 2026

Flagship explainer

What Hartford Creative Group, Inc. insiders reported

The complete Form 4 source snapshot retrieved on Aug 30, 2026 contains no transaction rows.

Verified empty: the retrieved source snapshot contains no transaction event.

Source snapshot retrieved 2026-08-30T07:00:11.432Z · SEC Form 4

Moat Score history

15 logged readings since Jul 17, 2026 · append-only, never rewritten

Moat Score over timeLast scored reading of each day, on the 0–100 scale71.2 / 100
0406080100WideNarrowShallowNo moatJul 17, 2026Jul 26, 2026

Breaks in the line mark methodology or normalizer upgrades — readings across versions aren’t compared, so a level shift there isn’t a change in the business.

Tier changesSame-methodology and same-normalizer crossings of the Wide / Narrow / Shallow bars

  1. Normalizer upgraded unstamped (version unknown)tomoat-xbrl-normalizer@1.1.0 — readings across versions aren’t comparedJul 26, 2026
  2. Methodology upgraded moat-index@2.0.0tomoat-index@3.0.0 — readings across versions aren’t comparedJul 23, 2026
  3. Methodology upgraded moat-index@1.2.0tomoat-index@2.0.0 — readings across versions aren’t comparedJul 20, 2026

Scores are logged append-only and never overwritten — this record cannot be reconstructed retroactively, which is exactly why it’s worth keeping.

Insider activity

Form 4 reports mix P/S market or private transactions with compensation-plan mechanics. Activity casually described as “insider selling” can include compensation mechanics; awards, tax withholding, and option exercises are shown by their exact filed class here, never collapsed into “Bought” or “Sold.”

These are disclosed filing facts and arithmetic aggregates, not a signal or verdict.

This machine-readable surface covers SEC ownership filings from 2003; it does not represent earlier paper-era records.

No reported Form 4 transactions were found in the complete checked issuer window for HFUS, . The totals and cluster result below are arithmetic over that certified window.

$0
P purchases minus S sales only, Aug 31, 2025Aug 31, 2026.
0 P / 0 S
Only P and S are included; awards, gifts, exercises, withholding, and other mechanics are excluded.
No
Requires at least 3 distinct insiders with P purchases.

Transaction-code histogram

Supporting event counts for the same certified window, Aug 31, 2025Aug 31, 2026.

P
0
S
0
A
0
F
0
M
0
G
0
C
0
J
0
W
0

Retrieved .

Track record

How Hartford Creative Group, Inc.’s moat rated in each of the years we can reconstruct from its filings — scored only on what was knowable at the time — and what its price and returns did afterward. The score never saw a price; the two are joined only in hindsight, for education, not as a signal.

Point-in-time scores 20122025, one methodology version · reconstructed from filings on file each Dec 31 — never with hindsight

Point-in-time Moat Score (dot colored by tier)Indexed price (total-return (dividends reinvested))Rated Wide-moat that year

How to read this: each dot is what the engine would have scored HFUS on that December 31; the line below is its total-return price path (dividends reinvested) in the years since.

0406080100WideNarrowShallowNo moatPoint-in-time Moat Score2050100200500Indexed price · log scale (2013 = 100)201220152018202120242026

Two tracks, one timeline: the score has its own 0–100 scale (top), the price its own 100-based scale (bottom) — never a shared axis. The price path is a total-return (dividends reinvested) index built from the same data the forward returns use; gaps in the score line are years with no reconstructed rating (see the table for why). The Table view carries every value.

What followed, in the years it rated Wide

In the reconstructed history shown, HFUS did not rate Wide-moat in any year, so there is no wide-moat track record to report. That absence is itself the honest answer — we don’t manufacture a comparison where the rating never earned one.

Technology context

#103 of 744 scored Technology companies, ranked by Moat Score.

Nearest peers by Moat Score

  1. #101IBTA IBOTTA, INC.71.3 out of 100, Narrow moatNarrow moat
  2. #102JBL JABIL INC71.2 out of 100, Narrow moatNarrow moat
  3. #104CSCO CISCO SYSTEMS, INC.71.1 out of 100, Narrow moatNarrow moat
  4. #105CRDO CREDO TECHNOLOGY GROUP HOLDING LTD71.0 out of 100, Narrow moatNarrow moat

Compare HFUS with its nearest peersAll Technology companies on the Index →

Common questions about HFUS

Does Hartford Creative Group, Inc. have an economic moat?
Based on its FY2025 SEC filings, the Moat Index scores Hartford Creative Group, Inc. (HFUS) 71.2 out of 100 — a Narrow moat. The five questions behind that score begin at 20% each; if exactly one genuinely lacks data, the other four weights are renormalized and disclosed. revenue and EPS trend 85, pricing power 46, returns on capital 83, balance-sheet safety 100, capital allocation 43.
How has HFUS's Moat Score changed over time?
The record logs 15 readings since Jul 17, 2026; the latest reads 71.2 out of 100 (narrow moat). No tier changes on record yet. (Methodology or normalizer upgrades on Jul 20, 2026, Jul 23, 2026, Jul 26, 2026 re-based the score; readings across versions aren't compared.) The history is append-only — readings are only ever added, never rewritten.