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Life360, Inc.

LIF · Technology · $3.9B mkt cap · FY2025 filings · · not refreshed in 36 days · Narrow moat ·

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Narrow moat
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The five investor questions

80

2021–2025 (latest 5 aligned FYs; v3 window cap 5): revenue $113M to $489M, increasing; diluted EPS -0.65 to 1.77, increasing.

95

Median gross margin 76.5% over 6y, very stable.

6

Median ROIC -27.6%, above the 12% hurdle in 17% of years.

100

Net cash position — no leverage risk.

24

Owner earnings changed trend unclear over up to the ten most recent annual observations.

Price vs. value if growth stopped today

A cautious baseline, not a price target: what the shares may support if normalized owner earnings simply hold steady.

Above value if growth stopped todayBelow value if growth stopped today
No price data
Not reported
Unavailable — insufficient owner-earnings data
Unavailable — insufficient growth-model data
$48.86
No price data

This zero-growth estimate assumes trailing owner earnings persist — unreliable for declining businesses. The recent FY revenue series does not trigger the three-consecutive-declines flag.

Among the current top-score group, the median current price is 239% above the zero-growth estimate across 48 of the current top 50 companies by Moat Score with both values.

Score records captured Jul 26, 2026.

Exactly which 50 companies?

FTNT, META, MEDP, IBEX, MSFT, GOOGL, LULU, ANF, IDXX, TXRH, FHI, QLYS, FFIV, ADBE, LLY, MANH, VEEV, GRMN, SSD, MNST, DOCS, MCO, CPRT, NTAP, LRCX, NVDA, CORT, SFM, MPTI, ULTA, SN, RMD, ROL, PAYC, IRMD, INTU, DECK, MORN, LGCY, DAL, GWW, ISRG, MPWR, CTAS, LOPE, MRK, CMG, FAST, BKNG, ORLY

Missing a usable price or zero-growth estimate: ANF, BKNG.

Model details under moat-index@3.0.0: zero-growth multiple 11.1×, capped-growth comparison at no more than 18×; 9% discount rate; high-end growth 0% (capped at 4%) using min(5y revenue CAGR, 5y diluted-EPS CAGR), clamped to 0%–4%; maintenance capex uses min(capex, D&A); abstain when D&A is unavailable. This is a disclosed model range, not intrinsic value as fact.

7 years of fundamentals

The business, in plain English

Life360, Inc. booked $489M of revenue in FY2025 in the Technology sector and kept 77.8% of it as gross profit — a high-margin business by that measure. After every other cost, 30.8% of each revenue dollar reached the bottom line.

Across the filed record, revenue grew from $80.7M (FY2020) to $489M (FY2025) — about 43.4% a year compounded over 5 years.

It earned 34.9% on invested capital in the latest filed year, FY2025. Across the full 6-year measurable filed record, median ROIC was −27.6%. Over the v3 recent window (6 measurable filed years), median ROIC was −27.6%. The Returns on Capital filter above scores it 6/100.

LIF's latest filed year, FY2025, doesn't disclose total debt in a form the methodology can use, so current leverage is treated as unmeasured — never assumed to be zero.

Put together: Balance-Sheet Safety is the strongest of the five filters (100/100) and Returns on Capital the weakest (6/100), which is how LIF lands at 61/100 — a Narrow moat.

This breakdown is generated from the filed numbers and sub-scores above — no outside narrative, no estimates. Where a filing doesn’t disclose an input, the sentence that would need it is omitted instead of guessed.

FY2019–FY2025 · 7 fiscal years, normalized from LIF’s SEC filings

Sales, as filed$489M FY2025
$0$200M$400M2019202120232025
Revenue kept after cost of goods77.8% FY2025
0%50%2019202120232025
Standard ROIC or separately labeled Operating ROICROIC 34.9% FY2025
−100%0%2019202120232025
Cash an owner could take out$162M FY2025
−$100M$0$100M2019202120232025

Gaps in a line mean that item isn’t in LIF’s filings for that year. The series is never interpolated or estimated. The Table view lists every filed value, including operating and net margins, total debt, and share count.

Flagship explainer

How Life360, Inc. makes its money

Start with a dollar of revenue and follow what the filing says remains.

revenueBranching filed flows with values and percentages directly labeled. Missing filing concepts are omitted rather than estimated.Revenue$489M · 100%Cost of revenue$109M · 22%Gross profit$381M · 78%Operating income$18.8M · 4%Income before tax$32.7M · 7%Income tax−$118M · −24%Net income$151M · 31%As of 2025-12-31 · 1 SEC filing sourceBuy Like Buffett · buylikebuffett.com

Honest partial: the filing did not provide a normalized tag for Research and development, Selling, general and administrative; those components are omitted, not plugged.

Table alternative
Filed lineValue% of revenueSource
$489M100%
Cost of revenue$109M22%
$381M78%
$18.8M4%
Income before tax$32.7M7%
Income tax−$118M−24%
$151M31%
Source: · event Dec 31, 2025 · retrieved Jul 26, 2026 · annual-row source set
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Flagship explainer

What Life360, Inc. owns — and owes

Life360, Inc.'s filing tags don't support a full breakdown — here's what is filed:

Table alternative
Filed lineValue% of assetsSource
Total assets$960M100%
Cash and equivalents$494M52%
Stockholders’ equity$548M57%
Source: · event Dec 31, 2025 · retrieved Jul 26, 2026 · annual-row source set

Flagship explainer

What drives Life360, Inc.’s return on equity?

ROE is five filed business factors multiplied together.

DuPont return on equity factor treeReturn on equity branches into tax burden, interest burden, operating margin, asset turnover, and the equity multiplier.Return on equity33%Tax burden462%net income ÷ pretax incomeInterest burden173%pretax ÷ operating incomeOperating margin4%operating income ÷ revenueAsset turnover0.70×revenue ÷ average assetsEquity multiplier1.55×average assets ÷ average equityAs of 2025-12-31 · 1 SEC filing sourceBuy Like Buffett · buylikebuffett.com
DuPont source inputs
InputValueFiscal yearSource
$151MFY2025
Income before tax$32.7MFY2025
Operating income$18.8MFY2025
$489MFY2025
Ending assets$960MFY2025
Beginning assets$442MFY2024
$548MFY2025
$359MFY2024
Source:
  • SEC filingFiling detailsAccession 0001581760-26-000016
· event Dec 31, 2025 · retrieved Jul 26, 2026 · annual-row source set
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Flagship explainer

Where Life360, Inc.'s cash went

Life360, Inc.’s filing does not supply enough provenance-matched cash-flow lines for a truthful flow chart — here’s what is filed:

Table alternative
Filed lineValue% of cash from operationsSource
Cash from operations$88.6M100%
Depreciation and amortization$13.3M15%
Source: · event Dec 31, 2025 · retrieved Jul 26, 2026 · annual-row source set

Curated 19-manager tier

Who reported holding Life360, Inc.

Delayed public 13F reports for 2026-Q2—not live positions, trades, or recommendations.

0 holding0 exited0 not holding0/19 resolved19 not retrieved

Named manager positions and quarter-over-quarter changes
ManagerReported positionQuarter-over-quarterFiling accession
Abrams CapitalNot retrievedComparison not retrievedFiling not retrieved
Akre CapitalNot retrievedComparison not retrievedFiling not retrieved
Baupost GroupNot retrievedComparison not retrievedFiling not retrieved
Berkshire HathawayNot retrievedComparison not retrievedFiling not retrieved
Brave Warrior AdvisorsNot retrievedComparison not retrievedFiling not retrieved
Dodge & CoxNot retrievedComparison not retrievedFiling not retrieved
First EagleNot retrievedComparison not retrievedFiling not retrieved
FundsmithNot retrievedComparison not retrievedFiling not retrieved
Gardner Russo & QuinnNot retrievedComparison not retrievedFiling not retrieved
Gates Foundation TrustNot retrievedComparison not retrievedFiling not retrieved
Mairs & PowerNot retrievedComparison not retrievedFiling not retrieved
Markel / Markel-GaynerNot retrievedComparison not retrievedFiling not retrieved
Oakmark / Harris AssociatesNot retrievedComparison not retrievedFiling not retrieved
Pershing SquareNot retrievedComparison not retrievedFiling not retrieved
Polen CapitalNot retrievedComparison not retrievedFiling not retrieved
Sequoia / Ruane CunniffNot retrievedComparison not retrievedFiling not retrieved
Southeastern Asset ManagementNot retrievedComparison not retrievedFiling not retrieved
Tweedy, BrowneNot retrievedComparison not retrievedFiling not retrieved
Yacktman Asset ManagementNot retrievedComparison not retrievedFiling not retrieved

Position size uses shares and filed value from each manager’s 13F. Portfolio weight uses the eligible long-share filing denominator. Changes compare only with the immediately preceding calendar quarter.

Source: Filing source not retrieved · event Jun 30, 2026 · retrieved Jul 26, 2026

Flagship explainer

What Life360, Inc. insiders reported

Records still being gathered — partial as of retrieval Aug 31, 2026.

Partial coverage: the incomplete Form 4 walk cannot establish no activity, an activity date, or zero counts.

Moat Score history

12 logged readings since Jul 18, 2026 · append-only, never rewritten

Moat Score over timeLast scored reading of each day, on the 0–100 scale60.9 / 100
0406080100WideNarrowShallowNo moatJul 18, 2026Jul 26, 2026

Breaks in the line mark methodology or normalizer upgrades — readings across versions aren’t compared, so a level shift there isn’t a change in the business.

Tier changesSame-methodology and same-normalizer crossings of the Wide / Narrow / Shallow bars

  1. Normalizer upgraded unstamped (version unknown)moat-xbrl-normalizer@1.1.0 — readings across versions aren’t comparedJul 26, 2026
  2. Methodology upgraded moat-index@2.0.0moat-index@3.0.0 — readings across versions aren’t comparedJul 23, 2026
  3. Methodology upgraded moat-index@1.2.0moat-index@2.0.0 — readings across versions aren’t comparedJul 20, 2026

Scores are logged append-only and never overwritten — this record cannot be reconstructed retroactively, which is exactly why it’s worth keeping.

Insider activity

Form 4 reports mix P/S market or private transactions with compensation-plan mechanics. Activity casually described as “insider selling” can include compensation mechanics; awards, tax withholding, and option exercises are shown by their exact filed class here, never collapsed into “Bought” or “Sold.”

These are disclosed filing facts and arithmetic aggregates, not a signal or verdict.

This machine-readable surface covers SEC ownership filings from 2003; it does not represent earlier paper-era records.

Records still being gathered — partial as of retrieval Aug 31, 2026.

Among the rows shown, A/F/M acquisition, payment or withholding, and exercise or conversion rows outnumber S sale rows (23 versus 11). The filing codes alone do not establish that every such row arose from a compensation plan.

Trailing-12-month totals and the 90-day cluster result are withheld because this issuer walk is incomplete.

InsiderShares owned afterDateFiling detail
Synge JamesDirectorOpen-market or private sale (S)Table I · Disposed · Common stock27,466$44.31$1,217,018191,694Aug 26, 2026
1 filed lot
  • Table I · Common stock: 27,466 shares at $44.31 · code S · owned after 191,694 ·
Synge JamesDirectorOpen-market or private sale (S)Table I · Disposed · Common stock5,833$45.05$262,777219,160Aug 25, 2026
1 filed lot
  • Table I · Common stock: 5,833 shares at $45.05 · code S · owned after 219,160 ·
Synge JamesDirectorExercise or conversion of derivative security (M)Table I · Acquired · Common stock · 2 paired events33,972$10.0435$341,198See lot detailAug 19, 2026
2 filed lots
  • Table I · Common stock: 12,203 shares at $13.35 · code M · owned after 203,224 · Paired event: 12,203 Stock Option (right to buy) → 12,203 Common stock ·
  • Table I · Common stock: 21,769 shares at $8.19 · code M · owned after 224,993 · Paired event: 21,769 Stock Option (right to buy) → 21,769 Common stock ·
Synge JamesDirectorExercise or conversion of derivative security (M)Table II · Disposed · Stock Option (right to buy) · 2 paired events33,972—Exercise or conversion of derivative security (M)—See lot detailAug 19, 2026
2 filed lots
  • Table II · Stock Option (right to buy): 12,203 shares at — (Exercise or conversion of derivative security (M)) · code M · owned after 0 · Paired event: 12,203 Stock Option (right to buy) → 12,203 Common stock ·
  • Table II · Stock Option (right to buy): 21,769 shares at — (Exercise or conversion of derivative security (M)) · code M · owned after 0 · Paired event: 21,769 Stock Option (right to buy) → 21,769 Common stock ·
Hulls ChrisDirectorExercise or conversion of derivative security (M)Table I · Acquired · Common Stock · 3 paired events212,502$6.6976$1,423,251See lot detailAug 18, 2026
3 filed lots
  • Table I · Common Stock: 50,000 shares at $7.28 · code M · owned after 469,554 · Paired event: 50,000 Stock Option (right to buy) → 50,000 Common Stock ·
  • Table I · Common Stock: 47,993 shares at $2.53 · code M · owned after 517,547 · Paired event: 47,993 Stock Option (right to buy) → 47,993 Common Stock ·
  • Table I · Common Stock: 114,509 shares at $8.19 · code M · owned after 632,056 · Paired event: 114,509 Stock Option (right to buy) → 114,509 Common Stock ·
Hulls ChrisDirectorOpen-market or private sale (S)Table I · Disposed · Common Stock250,000$46.8394$11,709,853See lot detailAug 18, 2026
2 filed lots
  • Table I · Common Stock: 231,434 shares at $46.78 · code S · owned after 400,622 ·
  • Table I · Common Stock: 18,566 shares at $47.58 · code S · owned after 382,056 ·
Hulls ChrisDirectorExercise or conversion of derivative security (M)Table II · Disposed · Stock Option (right to buy) · 3 paired events212,502—Exercise or conversion of derivative security (M)—See lot detailAug 18, 2026
3 filed lots
  • Table II · Stock Option (right to buy): 47,993 shares at — (Exercise or conversion of derivative security (M)) · code M · owned after 1,167,393 · Paired event: 47,993 Stock Option (right to buy) → 47,993 Common Stock ·
  • Table II · Stock Option (right to buy): 50,000 shares at — (Exercise or conversion of derivative security (M)) · code M · owned after 180,000 · Paired event: 50,000 Stock Option (right to buy) → 50,000 Common Stock ·
  • Table II · Stock Option (right to buy): 114,509 shares at — (Exercise or conversion of derivative security (M)) · code M · owned after 11,292 · Paired event: 114,509 Stock Option (right to buy) → 114,509 Common Stock ·
Prober Charles J.DirectorExercise or conversion of derivative security (M)Table I · Acquired · Common stock · 1 paired event7,930$11.18$88,657117,860Aug 13, 2026
1 filed lot
  • Table I · Common stock: 7,930 shares at $11.18 · code M · owned after 117,860 · Paired event: 7,930 Stock Option (right to buy) → 7,930 Common stock ·
Prober Charles J.DirectorOpen-market or private sale (S)Table I · Disposed · Common stock7,930$48.59$385,319109,930Aug 13, 2026
1 filed lot
  • Table I · Common stock: 7,930 shares at $48.59 · code S · owned after 109,930 ·
Prober Charles J.DirectorExercise or conversion of derivative security (M)Table II · Disposed · Stock Option (right to buy) · 1 paired event7,930—Exercise or conversion of derivative security (M)—23,790Aug 13, 2026
1 filed lot
  • Table II · Stock Option (right to buy): 7,930 shares at — (Exercise or conversion of derivative security (M)) · code M · owned after 23,790 · Paired event: 7,930 Stock Option (right to buy) → 7,930 Common stock ·
Morin BritDirectorExercise or conversion of derivative security (M)Table I · Acquired · Common stock · 2 paired events9,765$3.2287$31,529See lot detailAug 10, 2026
2 filed lots
  • Table I · Common stock: 8,021 shares at $2.15 · code M · owned after 28,178 · Paired event: 8,021 Stock Option (right to buy) → 8,021 Common stock ·
  • Table I · Common stock: 1,744 shares at $8.19 · code M · owned after 29,922 · Paired event: 1,744 Stock Option (right to buy) → 1,744 Common stock ·
Morin BritDirectorOpen-market or private sale (S)Table I · Disposed · Common stock15,582$65.00$1,012,83014,340Aug 10, 2026
1 filed lot
  • Table I · Common stock: 15,582 shares at $65.00 · code S · owned after 14,340 ·
Morin BritDirectorExercise or conversion of derivative security (M)Table II · Disposed · Stock Option (right to buy) · 2 paired events9,765—Exercise or conversion of derivative security (M)—See lot detailAug 10, 2026
2 filed lots
  • Table II · Stock Option (right to buy): 8,021 shares at — (Exercise or conversion of derivative security (M)) · code M · owned after 68,173 · Paired event: 8,021 Stock Option (right to buy) → 8,021 Common stock ·
  • Table II · Stock Option (right to buy): 1,744 shares at — (Exercise or conversion of derivative security (M)) · code M · owned after 6,103 · Paired event: 1,744 Stock Option (right to buy) → 1,744 Common stock ·
Morin BritDirectorExercise or conversion of derivative security (M)Table I · Acquired · Common stock · 2 paired events4,883$3.2286$15,765See lot detailAug 4, 2026
2 filed lots
  • Table I · Common stock: 4,011 shares at $2.15 · code M · owned after 29,986 · Paired event: 4,011 Stock Option (right to buy) → 4,011 Common stock ·
  • Table I · Common stock: 872 shares at $8.19 · code M · owned after 30,858 · Paired event: 872 Stock Option (right to buy) → 872 Common stock ·
Morin BritDirectorOpen-market or private sale (S)Table I · Disposed · Common stock10,701$60.00$642,06020,157Aug 4, 2026
1 filed lot
  • Table I · Common stock: 10,701 shares at $60.00 · code S · owned after 20,157 ·
Morin BritDirectorExercise or conversion of derivative security (M)Table II · Disposed · Stock Option (right to buy) · 2 paired events4,883—Exercise or conversion of derivative security (M)—See lot detailAug 4, 2026
2 filed lots
  • Table II · Stock Option (right to buy): 4,011 shares at — (Exercise or conversion of derivative security (M)) · code M · owned after 76,194 · Paired event: 4,011 Stock Option (right to buy) → 4,011 Common stock ·
  • Table II · Stock Option (right to buy): 872 shares at — (Exercise or conversion of derivative security (M)) · code M · owned after 7,847 · Paired event: 872 Stock Option (right to buy) → 872 Common stock ·
Hulls ChrisDirectorExercise or conversion of derivative security (M)Table I · Acquired · Common Stock · 1 paired event27,000$2.53$68,310446,554Aug 4, 2026
1 filed lot
  • Table I · Common Stock: 27,000 shares at $2.53 · code M · owned after 446,554 · Paired event: 27,000 Stock Option (right to buy) → 27,000 Common Stock ·
Hulls ChrisDirectorOpen-market or private sale (S)Table I · Disposed · Common Stock27,000$63.335$1,710,046See lot detailAug 4, 2026
2 filed lots
  • Table I · Common Stock: 17,020 shares at $63.08 · code S · owned after 429,534 ·
  • Table I · Common Stock: 9,980 shares at $63.77 · code S · owned after 419,554 ·
Hulls ChrisDirectorExercise or conversion of derivative security (M)Table II · Disposed · Stock Option (right to buy) · 1 paired event27,000—Exercise or conversion of derivative security (M)—1,215,386Aug 4, 2026
1 filed lot
  • Table II · Stock Option (right to buy): 27,000 shares at — (Exercise or conversion of derivative security (M)) · code M · owned after 1,215,386 · Paired event: 27,000 Stock Option (right to buy) → 27,000 Common Stock ·
COGHLAN JOHN PHILIPDirectorOpen-market or private sale (S)Table I · Disposed · Common stock4,000$54.816$219,264See lot detailAug 3, 2026
2 filed lots
  • Table I · Common stock: 1,400 shares at $54.66 · code S · owned after 23,031 ·
  • Table I · Common stock: 2,600 shares at $54.90 · code S · owned after 20,431 ·
Prober Charles J.DirectorGrant, award, or other acquisition (A)Table I · Acquired · Common stock19—Grant, award, or other acquisition (A)—109,930Aug 1, 2026
1 filed lot
  • Table I · Common stock: 19 shares at — (Grant, award, or other acquisition (A)) · code A · owned after 109,930 ·

Source-event as of . Retrieved .

Track record

How Life360, Inc.’s moat rated in each of the years we can reconstruct from its filings — scored only on what was knowable at the time — and what its price and returns did afterward. The score never saw a price; the two are joined only in hindsight, for education, not as a signal.

Point-in-time scores 2022–2025, one methodology version · reconstructed from filings on file each Dec 31 — never with hindsight

Point-in-time Moat Score (dot colored by tier)Indexed price (total-return (dividends reinvested))Rated Wide-moat that year

How to read this: each dot is what the engine would have scored LIF on that December 31; the line below is its total-return price path (dividends reinvested) in the years since.

0406080100WideNarrowShallowNo moatPoint-in-time Moat Score97158Indexed price · log scale (2025 = 100)20222023202420252026

Two tracks, one timeline: the score has its own 0–100 scale (top), the price its own 100-based scale (bottom) — never a shared axis. The price path is a total-return (dividends reinvested) index built from the same data the forward returns use; gaps in the score line are years with no reconstructed rating (see the table for why). The Table view carries every value.

What followed, in the years it rated Wide

In the reconstructed history shown, LIF did not rate Wide-moat in any year, so there is no wide-moat track record to report. That absence is itself the honest answer — we don’t manufacture a comparison where the rating never earned one.

Technology context

#184 of 744 scored Technology companies, ranked by Moat Score.

Nearest peers by Moat Score

  1. #182ENS ENERSYS61.3Narrow moat
  2. #183FLEX FLEX LTD.61.0Narrow moat
  3. #185NXPI NXP Semiconductors N.V.60.8Narrow moat
  4. #186PANW PALO ALTO NETWORKS, INC60.7Narrow moat

Compare LIF with its nearest peers →All Technology companies on the Index →

Common questions about LIF

Does Life360, Inc. have an economic moat?
Based on its FY2025 SEC filings, the Moat Index scores Life360, Inc. (LIF) 60.9 out of 100 — a Narrow moat. The five questions behind that score begin at 20% each; if exactly one genuinely lacks data, the other four weights are renormalized and disclosed. revenue and EPS trend 80, pricing power 95, returns on capital 6, balance-sheet safety 100, capital allocation 24.
How has LIF's Moat Score changed over time?
The record logs 12 readings since Jul 18, 2026; the latest reads 60.9 out of 100 (narrow moat). No tier changes on record yet. (Methodology or normalizer upgrades on Jul 20, 2026, Jul 23, 2026, Jul 26, 2026 re-based the score; readings across versions aren't compared.) The history is append-only — readings are only ever added, never rewritten.

Scored from primary SEC filings via the public methodology. Educational only — not a recommendation to buy or sell LIF. See the disclaimer.