Does Life360, Inc. have an economic moat?

Based on its FY2025 SEC filings, the Moat Index scores Life360, Inc. (LIF) 55.0 out of 100 — a Shallow moat. The four filters behind that score (each 0–100): pricing power 95, returns on capital 6, balance-sheet safety 100, capital discipline 24.

How has LIF's Moat Score changed over time?

The record logs 1 reading since Jul 18, 2026; the latest reads 55.0 out of 100 (shallow moat). No tier changes on record yet. The history is append-only — readings are only ever added, never rewritten.

The Moat Index

Life360, Inc.

LIF · Technology · $4.3B mkt cap · FY2025 filings · Shallow moat ·

Doesn't clear the bar

Shallow moat

The four filters

Pricing power95

Median gross margin 76.5% over 6y, very stable.

Returns on capital6

Median ROIC -27.6%, above the 9% hurdle in 17% of years.

Balance-sheet safety100

Net cash position — no leverage risk.

Capital discipline24

Owner earnings trend unclear, share count growing (dilution).

Margin of safety

Above valueOn sale

No price data

Owner earnings (normalized): —
Est. intrinsic value / share: —
Recent price: $53.79
Discount to value: No price data

Conservative model: 9% discount rate, 0% assumed growth (capped at 4%), maintenance capex ≈ min(capex, D&A).

7 years of fundamentals

The business, in plain English

Life360, Inc. booked $489.5M of revenue in FY2025 in the Technology sector and kept 77.8% of it as gross profit — a high-margin business by that measure. After every other cost, 30.8% of each revenue dollar reached the bottom line.

Across the filed record, revenue grew from $80.7M (FY2020) to $489.5M (FY2025) — about 43.4% a year compounded over 5 years.

It earned 34.9% on invested capital in FY2025, with a median of −27.6% across 6 filed years. The Returns on Capital filter above scores it 6/100.

The balance sheet carried $4.5M of total debt in FY2023. Balance-Sheet Safety scores it 100/100.

Put together: Balance-Sheet Safety is the strongest of the four filters (100/100) and Returns on Capital the weakest (6/100), which is how LIF lands at 55/100 — a Shallow moat.

This breakdown is generated from the filed numbers and sub-scores above — no outside narrative, no estimates. Where a filing doesn’t disclose an input, the sentence that would need it is omitted instead of guessed.

RevenueSales, as filed$489.5M FY2025

Gross marginRevenue kept after cost of goods77.8% FY2025

Return on invested capitalOperating profit on the capital employed34.9% FY2025

Owner earningsCash an owner could take out$162.4M FY2025

Gaps in a line mean that item isn’t in LIF’s filings for that year — the series is never interpolated or estimated. The Table view lists every filed value, including operating and net margins, total debt, and share count.

Moat Score history

Moat Score over timeLast scored reading of each day, on the 0–100 scale55.0 / 100

Score history begins Jul 18, 2026 — the record builds from here and can’t be backfilled.

Tier changesSame-methodology crossings of the Wide / Narrow / Shallow bars

None yet — LIF has read Shallow moat for every logged capture since Jul 18, 2026.

Scores are logged append-only and never overwritten — this record can’t be backfilled, which is exactly why it’s worth keeping.

Track record

How Life360, Inc.’s moat rated in each of the years we can reconstruct from its filings — scored only on what was knowable at the time — and what its price and returns did afterward. The score never saw a price; the two are joined only in hindsight, for education, not as a signal.

As-of Moat Score (dot colored by tier)Indexed price (total-return (dividends reinvested))Rated Wide-moat that year

How to read this: each dot is what the engine would have scored LIF on that December 31; the line below is its total-return price path (dividends reinvested) in the years since.

Two tracks, one timeline: the score has its own 0–100 scale (top), the price its own 100-based scale (bottom) — never a shared axis. The price path is a total-return (dividends reinvested) index built from the same data the forward returns use; gaps in the score line are years with no reconstructed rating (see the table for why). The Table view carries every value.

What followed, in the years it rated Wide

In the reconstructed history shown, LIF did not rate Wide-moat in any year, so there is no wide-moat track record to report. That absence is itself the honest answer — we don’t manufacture a comparison where the rating never earned one.

Technology context

#179 of 579 scored Technology companies, ranked by Moat Score.

Nearest peers by Moat Score

#177EEX Emerald Holding, Inc.55.1 out of 100, Shallow moatShallow moat
#178IDN Intellicheck, Inc.55.0 out of 100, Shallow moatShallow moat
#180MGNI MAGNITE, INC.55.0 out of 100, Shallow moatShallow moat
#181UPWK UPWORK INC.55.0 out of 100, Shallow moatShallow moat

Compare LIF with its nearest peers →All Technology companies on the Index →

Common questions about LIF

Does Life360, Inc. have an economic moat?: Based on its FY2025 SEC filings, the Moat Index scores Life360, Inc. (LIF) 55.0 out of 100 — a Shallow moat. The four filters behind that score (each 0–100): pricing power 95, returns on capital 6, balance-sheet safety 100, capital discipline 24.
How has LIF's Moat Score changed over time?: The record logs 1 reading since Jul 18, 2026; the latest reads 55.0 out of 100 (shallow moat). No tier changes on record yet. The history is append-only — readings are only ever added, never rewritten.

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Scored from primary SEC filings via the public methodology. Educational only — not a recommendation to buy or sell LIF. See the disclaimer.