Decentral Life, Inc.
WDLF · Other · $2.6M mkt cap · FY2022 filings · · Narrow moat ·
On the watchlist
The five investor questions
2018–2022 (latest 5 aligned FYs; v3 window cap 5): revenue $220592 to $944413, increasing; diluted EPS -0.04 to 0.00, increasing. Diluted EPS was derived from net income and diluted weighted-average shares in 2 years where the direct tag was absent. Latest-filed diluted EPS remains usable for Business Trend, but an integer share-count change lacks enough evidence to confirm a comparable EPS basis; valuation growth therefore stays at 0%.
Median gross margin 95.1% over 6y, variable.
Median ROIC -34882.2%, above the 12% hurdle in 50% of years.
Net cash position — no leverage risk.
Not enough owner-earnings history to score capital discipline.
The capitalDiscipline component abstained: Not enough owner-earnings history to score capital discipline. The other four 20% weights were renormalized over the scored 80%.
Price vs. value if growth stopped today
A cautious baseline, not a price target: what the shares may support if normalized owner earnings simply hold steady.
- Not reported
- Unavailable — insufficient owner-earnings data
- Unavailable — insufficient growth-model data
- $0.00
- No price data
This zero-growth estimate assumes trailing owner earnings persist — unreliable for declining businesses. The recent FY revenue series does not trigger the three-consecutive-declines flag.
Among the current top-score group, the median current price is 238% above the zero-growth estimate across 49 of the current top 50 companies by Moat Score with both values.
Score records captured Sep 4, 2026.
Exactly which 50 companies?
FTNT, META, MEDP, IBEX, MSFT, GOOG, LULU, ANF, IDXX, TXRH, FHI, QLYS, FFIV, ADBE, LLY, MANH, VEEV, RMD, GRMN, PCTY, EAT, UI, SSD, MNST, DOCS, LRCX, MCO, CPRT, NTAP, NVDA, CORT, SFM, MPTI, ULTA, SN, ROL, CTAS, PAYC, IRMD, INTU, DECK, MORN, JKHY, TPR, LGCY, DAL, GWW, ISRG, MPWR, LOPE
Missing a usable price or zero-growth estimate: ANF.
Model details under moat-index@3.0.0: zero-growth multiple 11.1×, capped-growth comparison at no more than 18×; 9% discount rate; high-end growth 0% (capped at 4%) using min(5y revenue CAGR, 5y diluted-EPS CAGR), clamped to 0%–4%; maintenance capex uses min(capex, D&A); abstain when D&A is unavailable. This is a disclosed model range, not intrinsic value as fact.
8 years of fundamentals
The business, in plain English
Decentral Life, Inc. booked $944413 of revenue in FY2022 in the Other sector and kept 94.9% of it as gross profit — a high-margin business by that measure. After every other cost, 77.0% of each revenue dollar reached the bottom line.
Across the filed record, revenue grew from $209380 (FY2017) to $944413 (FY2022) — about 35.2% a year compounded over 5 years.
WDLF's latest filed year, FY2022, doesn't disclose total debt in a form the methodology can use, so current leverage is treated as unmeasured — never assumed to be zero.
This breakdown is generated from the filed numbers and sub-scores above — no outside narrative, no estimates. Where a filing doesn’t disclose an input, the sentence that would need it is omitted instead of guessed.
Exact FY and FY-1 financing invested-capital inputs are required.
Exact FY and FY-1 financing invested-capital inputs are required.
Not disclosed in WDLF’s filings for these years — we don’t estimate it.
The explained ROIC gaps have filed inputs but no meaningful positive invested-capital denominator. Other gaps mean the item is not in the filings for that year. The series is never interpolated or estimated. The Table view lists every filed value, including operating and net margins, total debt, and share count.
Visual explainers
The filing-backed explainer service is temporarily unavailable, so no partial or guessed chart is shown.
Moat Score history
Score history begins Sep 4, 2026 — the record builds forward from here.
Tier changesSame-methodology and same-normalizer crossings of the Wide / Narrow / Shallow bars
None yet — WDLF has read Narrow moat for every logged capture since Sep 4, 2026.
Scores are logged append-only and never overwritten — this record cannot be reconstructed retroactively, which is exactly why it’s worth keeping.
Insider activity
Form 4 reports mix P/S market or private transactions with compensation-plan mechanics. Activity casually described as “insider selling” can include compensation mechanics; awards, tax withholding, and option exercises are shown by their exact filed class here, never collapsed into “Bought” or “Sold.”
These are disclosed filing facts and arithmetic aggregates, not a signal or verdict.
The insider-filing service is temporarily unavailable, so no partial or guessed answer is shown for WDLF.
Other context
#13 of 99 scored Other companies, ranked by Moat Score.
Nearest peers by Moat Score
- #11RHLD Resolute Holdings Management, Inc.71.4 out of 100, Narrow moatNarrow moat
- #12CBOE Cboe Global Markets, Inc.70.0 out of 100, Narrow moatNarrow moat
- #14VRTS VIRTUS INVESTMENT PARTNERS, INC.69.4 out of 100, Narrow moatNarrow moat
- #15TW Tradeweb Markets Inc.69.1 out of 100, Narrow moatNarrow moat
Compare WDLF with its nearest peers →All Other companies on the Index →
Common questions about WDLF
- Does Decentral Life, Inc. have an economic moat?
- Based on its FY2022 SEC filings, the Moat Index scores Decentral Life, Inc. (WDLF) 69.5 out of 100 — a Narrow moat. The five questions behind that score begin at 20% each; if exactly one genuinely lacks data, the other four weights are renormalized and disclosed. revenue and EPS trend 80, pricing power 81, returns on capital 18, balance-sheet safety 100, capital allocation not measurable from the filings.
- How has WDLF's Moat Score changed over time?
- The record logs 1 reading since Sep 4, 2026; the latest reads 69.5 out of 100 (narrow moat). No tier changes on record yet. The history is append-only — readings are only ever added, never rewritten.