The Moat Index

Compare moats, side by side.

Two to four companies, scored on the same five investor questions from their SEC filings — so the comparison is apples to apples. The method is fully public.

Try AAPL vs MSFT vs KO, V vs MA, or COST vs WMT vs TGT.

INTU · Technology · Wide moat

Wide moat

On the watchlist

The pricingPower component abstained: Not enough years of gross-margin data to score pricing power. The other four 20% weights were renormalized over the scored 80%.

ROL · Technology · Wide moat

Wide moat

On the watchlist

PAYC · Technology · Wide moat

Wide moat

On the watchlist

JKHY · Technology · Wide moat

Wide moat

On the watchlist

MeasureINTUROLPAYCJKHY
Moat Score (0–100)9092 (highest)9190
Methodology versionmoat-index@3.0.0moat-index@3.0.0moat-index@3.0.0moat-index@3.0.0
Business trend100 (highest)100 (highest)9592
Pricing power86100 (highest)71
Returns on capital97100 (highest)100 (highest)100 (highest)
Balance-sheet safety949273100 (highest)
Capital allocation708089 (highest)87
115% above value if growth stopped today (largest discount to value if growth stopped today)180% above value if growth stopped today227% above value if growth stopped today156% above value if growth stopped today
Market cap$81.4B$15.6B$12.4B$10.9B
Moat tierWide moatWide moatWide moatWide moat
Filing dateFY2026FY2025FY2025FY2026