The Moat Index
Compare moats, side by side.
Two to four companies, scored on the same five investor questions from their SEC filings — so the comparison is apples to apples. The method is fully public.
| Measure | QCOM | CPAY | MU | VRSK |
|---|---|---|---|---|
| Moat Score (0–100) | 76 (highest) | 76 (highest) | 76 (highest) | 76 (highest) |
| Methodology version | moat-index@3.0.0 | moat-index@3.0.0 | moat-index@3.0.0 | moat-index@3.0.0 |
| Business trend | 49 | 100 (highest) | 90 | 86 |
| Pricing power | 93 | 100 (highest) | 40 | 99 |
| Returns on capital | 97 (highest) | 74 | 74 | 71 |
| Balance-sheet safety | 87 | 19 | 100 (highest) | 48 |
| Capital allocation | 54 | 88 (highest) | 77 | 76 |
| 91% above value if growth stopped today (largest discount to value if growth stopped today) | 115% above value if growth stopped today | 1010% above value if growth stopped today | 153% above value if growth stopped today | |
| Market cap | $191.6B | $27.8B | $1.05T | $25.9B |
| Moat tier | Narrow moat | Narrow moat | Narrow moat | Narrow moat |
| Filing date | FY2025 | FY2025 | FY2026 | FY2025 |