Flagship explainer
How BANK OF THE JAMES FINANCIAL GROUP, INC. earns its spread
Start with net interest income, then follow the filed path to net income.
| Filed line | Value | % of net interest income | Source |
|---|---|---|---|
| $32.8M | 100% |
| |
| Income before tax | $11.1M | 34% |
|
| Income tax | $2.1M | 6% |
|
| $9M | 28% |
|
Source:
- SEC filing · FY 2025Filing detailsAccession 0001275101-26-000010