Flagship explainer
How CHEMUNG FINANCIAL CORP earns its spread
Start with net interest income, then follow the filed path to net income.
| Filed line | Value | % of net interest income | Source |
|---|---|---|---|
| $87.2M | 100% |
| |
| Income before tax | $19.9M | 23% |
|
| Income tax | $4.8M | 6% |
|
| $15.1M | 17% |
|
Source:
- SEC filing · FY 2025Filing detailsAccession 0001628280-26-017546