Flagship explainer

How CAPITAL ONE FINANCIAL CORP earns its spread

Start with net interest income, then follow the filed path to net income.

net interest incomeBranching filed flows with values and percentages directly labeled. Missing filing concepts are omitted rather than estimated.Net interest income$42.9B · 100%Income before tax$2.3B · 5%Income tax$193M · 0%Net income$2.5B · 6%As of 2025-12-31 · 1 SEC filing sourceBuy Like Buffett · buylikebuffett.com
Table alternative
Filed lineValue% of net interest incomeSource
$42.9B100%
Income before tax$2.3B5%
Income tax$193M0%
$2.5B6%
Source: · event Dec 31, 2025 · retrieved Aug 3, 2026
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COF income explainer — Buy Like Buffett · Buy Like Buffett