Flagship explainer
How ChoiceOne Financial Services, Inc. earns its spread
Start with net interest income, then follow the filed path to net income.
| Filed line | Value | % of net interest income | Source |
|---|---|---|---|
| $137M | 100% |
| |
| Income before tax | $34.2M | 25% |
|
| Income tax | $6M | 4% |
|
| $28.2M | 21% |
|
Source:
- SEC filing · FY 2025Filing detailsAccession 0001193125-26-105046