Flagship explainer
How CITIZENS & NORTHERN CORPORATION earns its spread
Start with net interest income, then follow the filed path to net income.
| Filed line | Value | % of net interest income | Source |
|---|---|---|---|
| $91.9M | 100% |
| |
| Income before tax | $28.6M | 31% |
|
| Income tax | $5.2M | 6% |
|
| $23.4M | 26% |
|
Source:
- SEC filing · FY 2025Filing detailsAccession 0001104659-26-024613