Flagship explainer
How FLAGSTAR BANK, NATIONAL ASSOCIATION earns its spread
Start with net interest income, then follow the filed path to net income.
| Filed line | Value | % of net interest income | Source |
|---|---|---|---|
| $1.7B | 100% |
| |
| Income before tax | −$198M | −12% |
|
| Income tax | −$21M | −1% |
|
| −$177M | −10% |
|
Source:
- SEC filing · FY 2025Filing detailsAccession 0000910073-26-000025