Flagship explainer
How HBT Financial, Inc. earns its spread
Start with net interest income, then follow the filed path to net income.
| Filed line | Value | % of net interest income | Source |
|---|---|---|---|
| $199M | 100% |
| |
| Income before tax | $105M | 53% |
|
| Income tax | $27.5M | 14% |
|
| $77M | 39% |
|
Source:
- SEC filing · FY 2025Filing detailsAccession 0000775215-26-000025