Flagship explainer
How JUNIATA VALLEY FINANCIAL CORP earns its spread
Start with net interest income, then follow the filed path to net income.
| Filed line | Value | % of net interest income | Source |
|---|---|---|---|
| $25.4M | 100% |
| |
| Income before tax | $9.4M | 37% |
|
| Income tax | $1.4M | 5% |
|
| $8M | 31% |
|
Source:
- SEC filing · FY 2025Filing detailsAccession 0001104659-26-034395