Flagship explainer
How Live Oak Bancshares, Inc. earns its spread
Start with net interest income, then follow the filed path to net income.
| Filed line | Value | % of net interest income | Source |
|---|---|---|---|
| $448M | 100% |
| |
| Income before tax | $143M | 32% |
|
| Income tax | $37.2M | 8% |
|
| $106M | 24% |
|
Source:
- SEC filing · FY 2025Filing detailsAccession 0001462120-26-000020