Flagship explainer
How NBT BANCORP INC earns its spread
Start with net interest income, then follow the filed path to net income.
| Filed line | Value | % of net interest income | Source |
|---|---|---|---|
| $502M | 100% |
| |
| Income before tax | $219M | 44% |
|
| Income tax | $50.2M | 10% |
|
| $169M | 34% |
|
Source:
- SEC filing · FY 2025Filing detailsAccession 0001140361-26-007179