Flagship explainer

Where NELNET, INC.'s cash went

See selected filed operating adjustments beside operating cash, then follow the reconciled operating, investing, financing, and exchange totals into the net change in cash.

Where NELNET, INC.'s cash wentFiled operating cash-flow components and the reconciled operating, investing, financing, exchange-rate, and net-change totals. Missing concepts are omitted rather than plugged.Selected filed operating adjustments · not a reconciliation to operating cashCash from operations$423M · 100%Depreciation and amorti…$90.6M · 21%Share-based compensation$13.3M · 3%Change in receivables$33.4M · 8%Cash from investing$356M · 84%Cash from financing−$737M · −174%Exchange-rate effect$275000 · 0%Net change in cash$42.5M · 10%As of 2025-12-31 · 1 SEC filing sourceBuy Like Buffett · buylikebuffett.com

Honest partial: the filing did not provide a normalized tag for Change in inventory, Change in accounts payable; those lines are omitted, not plugged.

Table alternative
Filed lineValue% of cash from operationsSource
Cash from operations$423M100%
Depreciation and amortization$90.6M21%
Share-based compensation$13.3M3%
Change in receivables$33.4M8%
Cash from investing$356M84%
Cash from financing−$737M−174%
Exchange-rate effect$2750000%
Net change in cash$42.5M10%
Source: · event Dec 31, 2025 · retrieved Aug 3, 2026
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