Flagship explainer
How Orange County Bancorp, Inc. earns its spread
Start with net interest income, then follow the filed path to net income.
| Filed line | Value | % of net interest income | Source |
|---|---|---|---|
| $104M | 100% |
| |
| Income before tax | $51.6M | 50% |
|
| Income tax | $9.9M | 10% |
|
| $41.6M | 40% |
|
Source:
- SEC filing · FY 2025Filing detailsAccession 0001104659-26-028308