Flagship explainer
How OP BANCORP earns its spread
Start with net interest income, then follow the filed path to net income.
| Filed line | Value | % of net interest income | Source |
|---|---|---|---|
| $78.3M | 100% |
| |
| Income before tax | $35.3M | 45% |
|
| Income tax | $9.7M | 12% |
|
| $25.6M | 33% |
|
Source:
- SEC filing · FY 2025Filing detailsAccession 0001722010-26-000002