Flagship explainer
How Pioneer Bancorp, Inc./MD earns its spread
Start with net interest income, then follow the filed path to net income.
| Filed line | Value | % of net interest income | Source |
|---|---|---|---|
| $79.1M | 100% |
| |
| Income before tax | $26.5M | 33% |
|
| Income tax | $6.2M | 8% |
|
| $20.3M | 26% |
|
Source:
- SEC filing · FY 2025Filing detailsAccession 0001104659-26-027092