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Flagship explainer

What drives UPAY, INC.’s return on equity?

ROE is five filed business factors multiplied together.

DuPont return on equity factor treeReturn on equity branches into tax burden, interest burden, operating margin, asset turnover, and the equity multiplier.Return on equity286%Tax burden100%net income ÷ pretax incomeInterest burden310%pretax ÷ operating incomeOperating margin−61%operating income ÷ revenueAsset turnover3.23×revenue ÷ average assetsEquity multiplier-0.47×average assets ÷ average equityAs of 2026-02-28 · 1 SEC filing sourceBuy Like Buffett · buylikebuffett.com
DuPont source inputs
InputValueFiscal yearSource
−$1.4MFY2026
  • 10-K · FY 2026Filing detailsAccession 0001575872-26-000390 · filed Jun 2, 2026
Income before tax−$1.4MFY2026
  • 10-K · FY 2026Filing detailsAccession 0001575872-26-000390 · filed Jun 2, 2026
Operating income−$453517FY2026
  • 10-K · FY 2026Filing detailsAccession 0001575872-26-000390 · filed Jun 2, 2026
$746311FY2026
  • 10-K · FY 2026Filing detailsAccession 0001575872-26-000390 · filed Jun 2, 2026
Ending assets$227409FY2026
  • 10-K · FY 2026Filing detailsAccession 0001575872-26-000390 · filed Jun 2, 2026
Beginning assets$234149FY2025
  • 10-K · FY 2025Filing detailsAccession 0001575872-26-000390 · filed Jun 2, 2026
−$513858FY2026
  • 10-K · FY 2026Filing detailsAccession 0001575872-26-000390 · filed Jun 2, 2026
−$468856FY2025
  • 10-K · FY 2025Filing detailsAccession 0001575872-26-000390 · filed Jun 2, 2026
Source: · event Feb 28, 2026 · retrieved Oct 18, 2026 · annual-row source set
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UPYY dupont explainer — Buy Like Buffett · Buy Like Buffett