Flagship explainer
How ZIONS BANCORPORATION, NATIONAL ASSOCIATION earns its spread
Start with net interest income, then follow the filed path to net income.
| Filed line | Value | % of net interest income | Source |
|---|---|---|---|
| $2.6B | 100% |
| |
| Income before tax | $1.2B | 45% |
|
| Income tax | $276M | 11% |
|
| $899M | 34% |
|
Source:
- SEC filing · FY 2025Filing detailsAccession 0000109380-26-000046