Mastercard Inc

MA · Technology · FY2025 filings · Not rated ·

Not rated

We don't have enough comparable filing data to score MA on every filter, so we don't publish a composite. Missing: pricingPower.

20 years of fundamentals

The business, in plain English

Across the filed record, revenue grew from $4.1B (FY2007) to $32.8B (FY2025) — about 12.3% a year compounded over 18 years.

It earned 94.2% on invested capital in FY2025, with a median of 84.1% across 18 filed years. The Returns on Capital filter above scores it 100/100.

The balance sheet carried $19.0B of total debt in FY2025 against $15.6B of owner earnings — roughly 1.2 years of owner earnings to retire it all. Balance-Sheet Safety scores it 94/100.

This breakdown is generated from the filed numbers and sub-scores above — no outside narrative, no estimates. Where a filing doesn’t disclose an input, the sentence that would need it is omitted instead of guessed.

RevenueSales, as filed$32.8B FY2025

Gross marginRevenue kept after cost of goods

Not disclosed in MA’s filings for these years — we don’t estimate it.

Return on invested capitalOperating profit on the capital employed94.2% FY2025

Owner earningsCash an owner could take out$15.6B FY2025

Gaps in a line mean that item isn’t in MA’s filings for that year — the series is never interpolated or estimated. The Table view lists every filed value, including operating and net margins, total debt, and share count.

Moat Score history

Score history begins 2026-07-17. Check back as the record builds.

Scores are logged append-only and never overwritten — this record can't be backfilled, which is exactly why it's worth keeping.

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Scored from primary SEC filings via the public methodology. Educational only — not a recommendation to buy or sell MA. See the disclaimer.