Does NETSOL TECHNOLOGIES, INC. have an economic moat?

Based on its FY2025 SEC filings, the Moat Index scores NETSOL TECHNOLOGIES, INC. (NTWK) 50.5 out of 100 — a Shallow moat. The four filters behind that score (each 0–100): pricing power 71, returns on capital 22, balance-sheet safety 100, capital discipline 13.

Is NTWK stock trading below its intrinsic value?

Against a deliberately conservative owner-earnings model (9% discount rate, 4% assumed growth, capped at 4%), estimated intrinsic value is $2.72 per share versus a recent price of $4.42 — 62% above value. This is an educational estimate computed from primary SEC filings, not investment advice.

How has NTWK's Moat Score changed over time?

The record logs 2 readings since Jul 17, 2026; the latest reads 50.5 out of 100 (shallow moat). No tier changes on record yet. The history is append-only — readings are only ever added, never rewritten.

The Moat Index

NETSOL TECHNOLOGIES, INC.

NTWK · Technology · $52.0M mkt cap · FY2025 filings · Shallow moat ·

Doesn't clear the bar

Shallow moat

The four filters

Pricing power71

Median gross margin 47.8% over 10y, stable.

Returns on capital22

Median ROIC 6.9%, above the 9% hurdle in 40% of years.

Balance-sheet safety100

Net cash position — no leverage risk.

Capital discipline13

Owner earnings -1.4%/yr, share count growing (dilution).

Margin of safety

Above valueOn sale

62% above value

Owner earnings (normalized): $1.8M
Est. intrinsic value / share: $2.72
Recent price: $4.42
Discount to value: 62% above value

Conservative model: 9% discount rate, 4% assumed growth (capped at 4%), maintenance capex ≈ min(capex, D&A).

Fundamentals

There's no normalized fundamentals series for NTWK yet — it appears once ingest has processed its filings.

Moat Score history

Moat Score over timeLast scored reading of each day, on the 0–100 scale50.5 / 100

Score history begins Jul 17, 2026 — the record builds from here and can’t be backfilled.

Tier changesSame-methodology crossings of the Wide / Narrow / Shallow bars

None yet — NTWK has read Shallow moat for every logged capture since Jul 17, 2026.

Scores are logged append-only and never overwritten — this record can’t be backfilled, which is exactly why it’s worth keeping.

Technology context

#190 of 532 scored Technology companies, ranked by Moat Score.

Nearest peers by Moat Score

#188APG APi Group Corporation51.1 out of 100, Shallow moatShallow moat
#189TTWO Take-Two Interactive Software, Inc.50.7 out of 100, Shallow moatShallow moat
#191TRU TransUnion50.3 out of 100, Shallow moatShallow moat
#192LAW CS Disco, Inc.49.8 out of 100, Shallow moatShallow moat

Compare NTWK with its nearest peers →All Technology companies on the Index →

Common questions about NTWK

Does NETSOL TECHNOLOGIES, INC. have an economic moat?: Based on its FY2025 SEC filings, the Moat Index scores NETSOL TECHNOLOGIES, INC. (NTWK) 50.5 out of 100 — a Shallow moat. The four filters behind that score (each 0–100): pricing power 71, returns on capital 22, balance-sheet safety 100, capital discipline 13.
Is NTWK stock trading below its intrinsic value?: Against a deliberately conservative owner-earnings model (9% discount rate, 4% assumed growth, capped at 4%), estimated intrinsic value is $2.72 per share versus a recent price of $4.42 — 62% above value. This is an educational estimate computed from primary SEC filings, not investment advice.
How has NTWK's Moat Score changed over time?: The record logs 2 readings since Jul 17, 2026; the latest reads 50.5 out of 100 (shallow moat). No tier changes on record yet. The history is append-only — readings are only ever added, never rewritten.

Embed this score on your site

One iframe, no script. The badge shows NTWK’s live Moat Score, updates itself as new filings are scored, and links back here. How it works.

<iframe
  src="https://buylikebuffett.com/embed/NTWK"
  width="340" height="150" style="border:0"
  title="NTWK Moat Score — The Moat Index"
  loading="lazy"></iframe>

Scored from primary SEC filings via the public methodology. Educational only — not a recommendation to buy or sell NTWK. See the disclaimer.