Flagship explainer
How BofA Finance LLC earns its spread
Start with net interest income, then follow the filed path to net income.
| Filed line | Value | % of net interest income | Source |
|---|---|---|---|
| $60.1B | 100% |
| |
| Income before tax | $37.7B | 63% |
|
| Income tax | $7.2B | 12% |
|
| $30.5B | 51% |
|
Source:
- SEC filing · FY 2025Filing detailsAccession 0000070858-26-000157