Flagship explainer
How UMB FINANCIAL CORP earns its spread
Start with net interest income, then follow the filed path to net income.
| Filed line | Value | % of net interest income | Source |
|---|---|---|---|
| $1.9B | 100% |
| |
| Income before tax | $875M | 47% |
|
| Income tax | $173M | 9% |
|
| $702M | 38% |
|
Source:
- SEC filing · FY 2025Filing detailsAccession 0001193125-26-076496